{"id":349829,"date":"2026-10-08T21:29:24","date_gmt":"2026-10-08T17:29:24","guid":{"rendered":"https:\/\/www.meydan.tv\/?p=349829"},"modified":"2026-10-08T21:29:27","modified_gmt":"2026-10-08T17:29:27","slug":"qanun-d%c9%99yisir-v%c9%99t%c9%99ndaslarin-f%c9%99rdi-pensiya-hesabina-yigilan-kapital-azaldilir","status":"publish","type":"post","link":"https:\/\/www.meydan.tv\/az\/article\/qanun-d%c9%99yisir-v%c9%99t%c9%99ndaslarin-f%c9%99rdi-pensiya-hesabina-yigilan-kapital-azaldilir\/","title":{"rendered":"Qanun d\u0259yi\u015fir: V\u0259t\u0259nda\u015flar\u0131n f\u0259rdi pensiya hesab\u0131na y\u0131\u011f\u0131lan kapital azald\u0131l\u0131r"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">\u201c\u018fm\u0259k pensiyalar\u0131 haqq\u0131nda\u201d Qanuna bir s\u0131ra m\u00fch\u00fcm d\u0259yi\u015fiklikl\u0259rin edilm\u0259si <a href=\"https:\/\/www.meclis.gov.az\/news-layihe.php?id=2698&amp;lang=az&amp;par=0\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">t\u0259klif olunub<\/a>. Milli M\u0259clis\u0259 m\u00fczakir\u0259y\u0259 g\u00f6nd\u0259ril\u0259n d\u0259yi\u015fiklikl\u0259rd\u0259 x\u00fcsusi kateqoriyalara aid \u015f\u0259xsl\u0259r \u00fc\u00e7\u00fcn m\u00f6vcud pensiya \u0259lav\u0259l\u0259ri sisteminin yenid\u0259n qurulmas\u0131, b\u0259zi normalar\u0131n is\u0259 l\u0259\u011fv edilm\u0259si v\u0259 pensiya kapital\u0131na y\u00f6n\u0259l\u0259n m\u0259bl\u0259\u011f h\u0259ddinin azald\u0131lmas\u0131 n\u0259z\u0259rd\u0259 tutulub.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Adi v\u0259t\u0259nda\u015flar\u0131 maraqland\u0131ran \u0259sas m\u0259qamlardan biri \u0259m\u0259khaqq\u0131ndan tutulan sosial s\u0131\u011forta haqlar\u0131n\u0131n \u015f\u0259xsin f\u0259rdi hesab\u0131na k\u00f6\u00e7\u00fcr\u00fcl\u0259n hiss\u0259sinin 90 faizd\u0259n 85 faiz\u0259 endirilm\u0259sidir.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0130qtisad\u00e7\u0131lar deyirl\u0259r ki, bununla D\u00f6vl\u0259t Sosial M\u00fcdafi\u0259 Fondunda qalan m\u0259bl\u0259\u011f artacaq v\u0259 bu, pensiya v\u0259 t\u0259qa\u00fcdl\u0259rin art\u0131r\u0131lmas\u0131na imkan ver\u0259c\u0259k. Lakin yeni qaydalarla maa\u015flar\u0131ndan sosial s\u0131\u011forta haqq\u0131 \u00f6d\u0259y\u0259n \u015f\u0259xsl\u0259rin g\u0259l\u0259c\u0259kd\u0259 pensiyalar\u0131 5 faiz azalacaq.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Pensiyalar nec\u0259 azalacaq?<\/strong><\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cFED.AZ\u201d Biznes X\u0259b\u0259rl\u0259r Agentliyinin r\u0259hb\u0259ri, iqtisadi yazar \u018fli \u018fhm\u0259dov yeni d\u0259yi\u015fiklikl\u0259rin v\u0259t\u0259nda\u015flara t\u0259sirl\u0259rinin sad\u0259 dill\u0259 izah\u0131n\u0131 t\u0259qdim edir.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Onun s\u00f6zl\u0259rin\u0259 g\u00f6r\u0259, haz\u0131rda maa\u015flardan \u00fcmumilikd\u0259 tutulan 25 faiz sosial s\u0131\u011forta haqq\u0131 D\u00f6vl\u0259t Sosial M\u00fcdafi\u0259 Fonduna gedir v\u0259 bu v\u0259saitin 90 faizi \u015f\u0259xsin f\u0259rdi pensiya hesab\u0131na k\u00f6\u00e7\u00fcr\u00fcl\u00fcr. Qalan 10 faiz is\u0259 haz\u0131rk\u0131 pensiyalar\u0131n \u00f6d\u0259nilm\u0259sin\u0259 y\u00f6n\u0259ldilir.<\/p>\n\n\n\n<figure class=\"wp-block-embed is-type-wp-embed is-provider-meydan-tv wp-block-embed-meydan-tv\"><div class=\"wp-block-embed__wrapper\">\n<blockquote class=\"wp-embedded-content\" data-secret=\"t2TDma6VKp\"><a href=\"https:\/\/www.meydan.tv\/az\/article\/divara-dogru-ged%c9%99n-pensiya-sistemi\/\">Divara do\u011fru ged\u0259n pensiya sistemi<\/a><\/blockquote><iframe loading=\"lazy\" class=\"wp-embedded-content\" sandbox=\"allow-scripts\" security=\"restricted\" style=\"position: absolute; visibility: hidden;\" title=\"\u201cDivara do\u011fru ged\u0259n pensiya sistemi\u201d \u2014 MEYDAN.TV\" src=\"https:\/\/www.meydan.tv\/az\/article\/divara-dogru-ged%c9%99n-pensiya-sistemi\/embed\/#?secret=pMMPE4WKUA#?secret=t2TDma6VKp\" data-secret=\"t2TDma6VKp\" width=\"600\" height=\"338\" frameborder=\"0\" marginwidth=\"0\" marginheight=\"0\" scrolling=\"no\"><\/iframe>\n<\/div><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">\u018f. \u018fhm\u0259dov izah edir ki, 90 faizin 85 faiz\u0259 endirilm\u0259si il\u0259 D\u00f6vl\u0259t Sosial M\u00fcdafi\u0259 Fondunda qalan v\u0259sait artacaq. Y\u0259ni bir i\u015f\u00e7inin \u00f6d\u0259diyi sosial s\u0131\u011forta haqq\u0131n\u0131n 85 faizi onun f\u0259rdi hesab\u0131na, 15 faizi is\u0259 DSMF-nin m\u00f6vcud pensiya \u00f6d\u0259ni\u015fl\u0259rin\u0259 v\u0259 x\u0259rcl\u0259rin\u0259 y\u00f6n\u0259ldil\u0259c\u0259k: <\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><em>\u201cF\u0259rz ed\u0259k ki, \u015f\u0259xsin maa\u015f\u0131 1200 manatd\u0131r v\u0259 o, Sosial M\u00fcdafi\u0259 Fonduna h\u0259r ay 300 manat \u00f6d\u0259yir. 300 manat\u0131n 90 faizi, y\u0259ni 270 manat f\u0259rdi hesaba gedir v\u0259 orada g\u0259l\u0259c\u0259k pensiya \u00fc\u00e7\u00fcn pul toplan\u0131r. D\u0259yi\u015fiklikd\u0259n sonra is\u0259 bu g\u00f6st\u0259rici 85 faiz\u0259 endiril\u0259c\u0259k. Art\u0131q 300 manatdan 255 manat f\u0259rdin hesab\u0131na k\u00f6\u00e7\u00fcr\u00fcl\u0259c\u0259k. \u0130ndi 300 manatl\u0131q sosial s\u0131\u011forta \u00f6d\u0259ni\u015finin 30 manat\u0131 pensiya\u00e7\u0131lara gedirdis\u0259, d\u0259yi\u015fiklikd\u0259n sonra bu, 45 manat olacaq\u201d.<\/em><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0130qtisadi yazar\u0131n s\u00f6zl\u0259rin\u0259 g\u00f6r\u0259, i\u015fl\u0259y\u0259n \u015f\u0259xsin pensiya kapital\u0131nda y\u0131\u011f\u0131lan v\u0259sait a\u015fa\u011f\u0131 d\u00fc\u015f\u0259c\u0259yin\u0259 g\u00f6r\u0259, g\u0259l\u0259c\u0259kd\u0259 ayl\u0131q pensiyas\u0131 da 5 faiz azalacaq. O, hesablama apararaq deyir ki, 1200 manat maa\u015f alan v\u0259 25 il i\u015fl\u0259y\u0259n \u015f\u0259xsin m\u00f6vcud qaydalara g\u00f6r\u0259 pensiya ya\u015f\u0131na \u00e7atark\u0259n ala bil\u0259c\u0259yi pensiya 562 manatd\u0131r. Yeni d\u0259yi\u015fiklikl\u0259rd\u0259n sonra is\u0259 bu m\u0259bl\u0259\u011f 531 manata d\u00fc\u015f\u0259c\u0259k.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u018f. \u018fhm\u0259dov deyir ki, bu d\u0259yi\u015fiklikl\u0259rin apar\u0131lmas\u0131n\u0131 z\u0259ruri ed\u0259n \u0259sas s\u0259b\u0259bl\u0259rd\u0259n biri D\u00f6vl\u0259t Sosial M\u00fcdafi\u0259 Fonduna b\u00f6y\u00fck t\u0259zyiql\u0259rin olmas\u0131d\u0131r: <\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><em>\u201cFondun \u00f6hd\u0259likl\u0259ri t\u0259dric\u0259n art\u0131r. Pensiyaya \u00e7\u0131xanlar\u0131n say\u0131 art\u0131r, i\u015fl\u0259y\u0259nl\u0259rin say\u0131nda is\u0259 ciddi d\u0259yi\u015fiklik yoxdur. Maa\u015flarda da b\u00f6y\u00fck d\u0259yi\u015fiklik yoxdur. D\u00f6vl\u0259t b\u00fcdc\u0259si bunu h\u0259mi\u015f\u0259 qar\u015f\u0131lay\u0131b, bir n\u00f6v k\u0259sir yaran\u0131r, amma k\u0259sir art\u0131r. Ona g\u00f6r\u0259 d\u0259 bu sxem t\u0259tbiq olunur. Bu sxemin n\u0259tic\u0259sind\u0259 Sosial M\u00fcdafi\u0259 Fondunun indiki v\u0259ziyy\u0259td\u0259 g\u0259lirl\u0259ri 5 faiz\u0259 q\u0259d\u0259r artacaqd\u0131r. Amma bunun n\u0259tic\u0259sind\u0259 g\u0259l\u0259c\u0259kd\u0259 pensiyalar\u0131n azalmas\u0131 ba\u015f ver\u0259c\u0259kdir\u201d.<\/em><\/p>\n\n\n\n<p class=\"has-medium-font-size wp-block-paragraph\"><em><strong>\u201cHans\u0131 normal \u00f6lk\u0259d\u0259 insanlar\u0131n \u00f6d\u0259diyi icbari s\u0131\u011forta \u00f6d\u0259ni\u015fl\u0259rinin hans\u0131sa hiss\u0259sinin \u2018buxarland\u0131r\u0131lmas\u0131\u2019 t\u0259cr\u00fcb\u0259si var?\u201d<\/strong><\/em><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0130qtisad\u00e7\u0131-ekspert R\u00f6v\u015f\u0259n A\u011fayev is\u0259 yaz\u0131r ki, 2017-ci il\u0259 q\u0259d\u0259r v\u0259t\u0259nda\u015flar\u0131n Pensiya Fonduna \u00f6d\u0259diyi sosial ay\u0131rmalar\u0131n 50 faizi onun \u015f\u0259xsi hesab\u0131nda qeyd\u0259 al\u0131n\u0131rd\u0131, qalan hiss\u0259si is\u0259 hesab\u0131na yaz\u0131lm\u0131rd\u0131: \u201cArqument d\u0259 bu idi ki, h\u00f6kum\u0259t icbari prinsip \u0259sas\u0131nda y\u0131\u011f\u0131m pensiya sistemin\u0259 ke\u00e7\u0259c\u0259k v\u0259 o zaman yerd\u0259 qalan 50 faizlik hiss\u0259 d\u0259 y\u0131\u011f\u0131m hesab\u0131nda qeyd\u0259 al\u0131nacaq.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Veril\u0259n v\u0259d bu idi ki, 2013-c\u00fc il\u0259 q\u0259d\u0259r y\u0131\u011f\u0131m pensiya sistemin\u0259 ke\u00e7id ba\u015f ver\u0259c\u0259k. Olmad\u0131, 2017-ci ild\u0259 qanun d\u0259yi\u015fdi, h\u00f6kum\u0259t icbari s\u0131\u011forta y\u0131\u011f\u0131mlar\u0131na \u0259saslanan y\u0131\u011f\u0131m pensiya modelind\u0259n imtina el\u0259di\u201d.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0130qtisad\u00e7\u0131 qeyd edir ki, 2017-ci ild\u0259 h\u0259min d\u0259yi\u015fiklik ba\u015f ver\u0259nd\u0259 h\u00f6kum\u0259t 11 il \u0259rzind\u0259 s\u0131\u011forta \u00f6d\u0259ni\u015fl\u0259rind\u0259 qeyd\u0259 al\u0131nmayan 50 faizlik hiss\u0259ni m\u00fc\u0259yy\u0259n q\u0259d\u0259r kompensasiya etdi. Gerid\u0259 qalan d\u00f6vrd\u0259 h\u0259r k\u0259sin s\u0131\u011forta hesab\u0131nda toplanan v\u0259saitl\u0259rin 80 faizinin indeksasiyas\u0131 bar\u0259d\u0259 q\u0259rar verildi: \u201cY\u0259ni sizin f\u0259rdi s\u0131\u011forta hesab\u0131n\u0131zda 10 manat vard\u0131sa, 18 min manata y\u00fcks\u0259lmi\u015f oldu. Amma yen\u0259 d\u0259 \u00f6d\u0259diyiniz v\u0259saitin 20 faizi buxarland\u0131.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Sonrak\u0131 m\u0259rh\u0259l\u0259d\u0259 is\u0259 dedil\u0259r ki, sizin \u00f6d\u0259diyinizin 90 faizi u\u00e7ota al\u0131nacaq \u2014 qanuna edil\u0259n yeni d\u0259yi\u015fiklik bu normativi m\u00fc\u0259yy\u0259n etmi\u015fdi. Yerd\u0259 qalan 10 faizin 2,5 faizi pensiya sisteminin idar\u0259 edilm\u0259sin\u0259, 7,5 faizi is\u0259 s\u0131\u011forta ehtiyatlar\u0131n\u0131n formala\u015fd\u0131r\u0131lmas\u0131na ged\u0259c\u0259k. Son 9 ild\u0259 d\u0259 bel\u0259 davam etdi \u2014 s\u0131\u011forta \u00f6d\u0259y\u0259nl\u0259rin h\u0259r 100 manat \u00f6d\u0259ni\u015finin 10 manat\u0131 onlar\u0131n f\u0259rdi u\u00e7otunda qeyd\u0259 al\u0131nmad\u0131.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0130ndi h\u00f6kum\u0259t yeni d\u0259yi\u015fikliy\u0259 haz\u0131rla\u015f\u0131r \u2014 90 faizlik hiss\u0259 85 faiz\u0259 endirilir. Bu t\u0259klif\u0259 g\u00f6r\u0259, insanlar\u0131n \u00f6d\u0259diyi h\u0259r 100 manat\u0131n 10 manat\u0131 deyil, 15 manat\u0131 onlar\u0131n f\u0259rdi hesab\u0131nda qeyd\u0259 al\u0131nmayacaq. Sad\u0259 izah budur ki, sizin g\u0259l\u0259c\u0259k pensiyan\u0131z faktiki \u00f6d\u0259ni\u015finizin imkan verdiyi m\u0259bl\u0259\u011fd\u0259n daha 5 faiz az olacaq\u201d.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">R. A\u011fayev sual edir: <em>\u201cBu layih\u0259ni v\u0259 mexanizmi haz\u0131rlayan \u015f\u0259xs v\u0259 qurumlar bel\u0259 t\u0259cr\u00fcb\u0259ni hans\u0131 \u00f6lk\u0259d\u0259n g\u00f6t\u00fcr\u00fcbl\u0259r? Hans\u0131 normal \u00f6lk\u0259d\u0259 insanlar\u0131n \u00f6d\u0259diyi icbari s\u0131\u011forta \u00f6d\u0259ni\u015fl\u0259rinin hans\u0131sa hiss\u0259sinin onlar\u0131n hesab\u0131nda qeyd\u0259 al\u0131nmamas\u0131, \u2018buxarland\u0131r\u0131lmas\u0131\u2019 t\u0259cr\u00fcb\u0259si var?\u201d<\/em>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u201c\u018fm\u0259k pensiyalar\u0131 haqq\u0131nda\u201d Qanuna bir s\u0131ra m\u00fch\u00fcm d\u0259yi\u015fiklikl\u0259rin edilm\u0259si t\u0259klif &#8230; <\/p>\n<p class=\"read-more-container\"><a title=\"Qanun d\u0259yi\u015fir: V\u0259t\u0259nda\u015flar\u0131n f\u0259rdi pensiya hesab\u0131na y\u0131\u011f\u0131lan kapital azald\u0131l\u0131r\" class=\"read-more button\" href=\"https:\/\/www.meydan.tv\/az\/article\/qanun-d%c9%99yisir-v%c9%99t%c9%99ndaslarin-f%c9%99rdi-pensiya-hesabina-yigilan-kapital-azaldilir\/#more-349829\" aria-label=\"Read more about Qanun d\u0259yi\u015fir: V\u0259t\u0259nda\u015flar\u0131n f\u0259rdi pensiya hesab\u0131na y\u0131\u011f\u0131lan kapital azald\u0131l\u0131r\">Davam\u0131<\/a><\/p>\n","protected":false},"author":16,"featured_media":337489,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_sitemap_exclude":false,"_sitemap_priority":"","_sitemap_frequency":"","footnotes":""},"categories":[53,79,56],"tags":[],"class_list":["post-349829","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-iqtisadiyyat","category-featured","category-xeberler","infinite-scroll-item","generate-columns","tablet-grid-50","mobile-grid-100","grid-parent","grid-33","no-featured-image-padding"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Qanun d\u0259yi\u015fir: V\u0259t\u0259nda\u015flar\u0131n f\u0259rdi pensiya hesab\u0131na y\u0131\u011f\u0131lan kapital azald\u0131l\u0131r - MEYDAN.TV<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.meydan.tv\/az\/article\/qanun-d%c9%99yisir-v%c9%99t%c9%99ndaslarin-f%c9%99rdi-pensiya-hesabina-yigilan-kapital-azaldilir\/\" \/>\n<meta property=\"og:locale\" content=\"az_AZ\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Qanun d\u0259yi\u015fir: V\u0259t\u0259nda\u015flar\u0131n f\u0259rdi pensiya hesab\u0131na y\u0131\u011f\u0131lan kapital azald\u0131l\u0131r - MEYDAN.TV\" \/>\n<meta property=\"og:description\" content=\"\u201c\u018fm\u0259k pensiyalar\u0131 haqq\u0131nda\u201d Qanuna bir s\u0131ra m\u00fch\u00fcm d\u0259yi\u015fiklikl\u0259rin edilm\u0259si t\u0259klif ... 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