{"id":321418,"date":"2024-11-25T13:23:00","date_gmt":"2024-11-25T09:23:00","guid":{"rendered":"https:\/\/www.meydan.tv\/?p=321418"},"modified":"2024-11-25T13:23:03","modified_gmt":"2024-11-25T09:23:03","slug":"banklar-bos-karta-nece-borc-yaza-biler","status":"publish","type":"post","link":"https:\/\/www.meydan.tv\/az\/article\/banklar-bos-karta-nece-borc-yaza-biler\/","title":{"rendered":"Banklar bo\u015f karta nec\u0259 borc yaza bil\u0259r?"},"content":{"rendered":"\n

<\/p>\n\n\n\n

Diqq\u0259t\u0259 al\u0131nmayan q\u0259pik-quru\u015f borca \u00e7evrilir<\/strong><\/p>\n\n\n\n

\u0130nsanlar \u00e7ox vaxt m\u00fcxt\u0259lif xidm\u0259tl\u0259r \u00fc\u00e7\u00fcn i\u00e7ind\u0259 pul olmayan bank kart\u0131ndan istifad\u0259 edir. M\u0259s\u0259l\u0259n, \u201cBooking\u201d, \u201cExpedia\u201d kimi m\u0259\u015fhur platformalardan otel rezervasiya ed\u0259rk\u0259n, bo\u015f bank kart\u0131n\u0131n m\u0259lumatlar\u0131n\u0131 qeyd edirl\u0259r. Bunda m\u0259qs\u0259d odur ki, son anda h\u0259r hans\u0131 s\u0259b\u0259bd\u0259n bronu l\u0259\u011fv ed\u0259nd\u0259, kartdan pul \u00e7\u0131xmas\u0131n. Amma b\u0259zi banklar h\u0259tta bo\u015f kartdan da \u201cpul qazan\u0131r\u201d. Bir m\u00fcdd\u0259t sonra karta v\u0259sait qoyanda, h\u0259min rezervasiyan\u0131n \u00fcmumi qiym\u0259ti v\u0259 ya c\u0259rim\u0259si kartdan tutulur.<\/p>\n\n\n\n

\u015eikay\u0259t\u00e7i: \u201c\u0130stifad\u0259 etm\u0259diyim debet kart\u0131na borc g\u0259lib\u201d<\/strong><\/p>\n\n\n\n

Bak\u0131 sakini El\u00e7in Muradovun \u015fikay\u0259ti d\u0259 bank kartlar\u0131ndand\u0131r. V\u0259t\u0259nda\u015f Meydan TV-y\u0259 bildirib ki, bir h\u0259ft\u0259 \u00f6nc\u0259 kreditl\u0259 ba\u011fl\u0131 banklardan birin\u0259 m\u00fcraci\u0259t edib. Lakin bankdan cavab g\u0259lib ki, 1 ild\u0259n \u00e7ox gecikm\u0259si oldu\u011fundan ona kredit d\u00fc\u015fm\u00fcr. Halbuki onun he\u00e7 bir bankda krediti yoxdur:<\/p>\n\n\n\n

\u201cM\u0259s\u0259l\u0259ni ara\u015fd\u0131rd\u0131m. M\u0259lum oldu ki, tamamil\u0259 ba\u015fqa bank\u0131n istifad\u0259 etm\u0259diyim debet kart\u0131nda 52 q\u0259pik overdraft\u00a0 borcu yaran\u0131b v\u0259 m\u0259bl\u0259\u011f 5 manat 73 q\u0259piy\u0259 \u00e7at\u0131b. Q\u0259rib\u0259dir ki, bu m\u00fcdd\u0259t \u0259rzind\u0259 borcla ba\u011fl\u0131 m\u0259n\u0259 bildiri\u015f d\u0259 g\u0259lm\u0259yib. Bel\u0259 \u00e7\u0131x\u0131r ki, m\u0259n kredit \u00fc\u00e7\u00fcn m\u00fcraci\u0259t etm\u0259s\u0259ydim, bu borcdan x\u0259b\u0259rim olmayacaqd\u0131, m\u0259bl\u0259\u011f d\u0259 artacaqd\u0131. M\u0259n\u0259 yalandan borc yazd\u0131\u011f\u0131 \u00fc\u00e7\u00fcn h\u0259min bank\u0131 m\u0259hk\u0259m\u0259y\u0259 ver\u0259c\u0259y\u0259m\u201d<\/em>.<\/p>\n\n\n\n

B\u0259s bank kartlar\u0131 il\u0259 ba\u011fl\u0131 bel\u0259 xo\u015fag\u0259lm\u0259z hallar\u0131n yaranmas\u0131na s\u0259b\u0259b n\u0259dir? Bank m\u00fc\u015ft\u0259risinin i\u00e7ind\u0259 v\u0259sait olmayan kart\u0131ndan pul \u00e7\u0131xa bil\u0259rmi? Yaxud da, istifad\u0259 edilm\u0259y\u0259n debet kart\u0131nda borc nec\u0259 yaran\u0131r?<\/p>\n\n\n\n

\u0130nsanlar\u0131 \u00e7a\u015fd\u0131ran overdraft borcu<\/strong><\/p>\n\n\n\n

M\u0259s\u0259l\u0259y\u0259 ayd\u0131nl\u0131q g\u0259tir\u0259n iqtisad\u00e7\u0131 Xalid K\u0259rimlinin s\u00f6zl\u0259rin\u0259 g\u00f6r\u0259, banklar b\u0259zi m\u00fc\u015ft\u0259ril\u0259ril\u0259rin\u0259 overdraft – y\u0259ni, m\u0259nfi balans xidm\u0259ti olan kart t\u0259qdim edir. Bu kart\u0131n dig\u0259rl\u0259rind\u0259n f\u0259rqi ondad\u0131r ki, balans\u0131nda pul olmad\u0131\u011f\u0131 halda da \u00f6d\u0259ni\u015f etm\u0259k m\u00fcmk\u00fcnd\u00fcr. Y\u0259ni, kart\u0131n hesab\u0131nda olan pul apar\u0131lan \u0259m\u0259liyyatlar \u00fc\u00e7\u00fcn kifay\u0259t etm\u0259dikd\u0259, t\u0259l\u0259b olunan v\u0259saitin \u00e7at\u0131\u015fmayan hiss\u0259sini bank \u00f6d\u0259yir. M\u00fc\u015ft\u0259ri karta pul qoyan kimi d\u0259 bank verdiyi borcu geri al\u0131r. Tutaq ki, kartda 50 manat var. \u018fg\u0259r 55 manatl\u0131q \u0259m\u0259liyyat edilirs\u0259, 5 manat m\u0259nfi balansa gedir. Bank dilind\u0259 des\u0259k, overdraft borcu yaran\u0131r. Karta pul qoyan kimi d\u0259 bank h\u0259min 5 manat\u0131 silir.<\/p>\n\n\n\n

Xalid K\u0259rimli deyir ki, ad\u0259t\u0259n overdraft xidm\u0259ti debet kartlarda olur. Amma bu imkan debet kart\u0131 olan b\u00fct\u00fcn m\u00fc\u015ft\u0259ril\u0259r\u0259 verilmir:<\/p>\n\n\n

\n
\"\"
Xalid K\u0259rimli. Foto: “vergiler.az”<\/figcaption><\/figure>\n<\/div>\n\n\n

\u201cV\u0259t\u0259nda\u015f kart m\u00fcqavil\u0259si ba\u011flayanda diqq\u0259t etm\u0259lidir ki, bank ona overdraft limiti a\u00e7maq h\u00fcququ verir, ya yox. \u018fslind\u0259, bu, bir \u00fcst\u00fcnl\u00fckd\u00fcr. Kartda pul olmad\u0131\u011f\u0131 halda da, ondan istifad\u0259 etm\u0259k m\u00fcmk\u00fcnd\u00fcr. Amma \u0259g\u0259r m\u00fc\u015ft\u0259ri d\u00fc\u015f\u00fcn\u00fcr ki, n\u0259 q\u0259d\u0259r limitim varsa, el\u0259 onu x\u0259rcl\u0259yim, art\u0131q pul ist\u0259mir\u0259m – bu halda overdraft xidm\u0259tind\u0259n imtina ed\u0259 bil\u0259r. Y\u0259ni, plastik kart alan ist\u0259nil\u0259n \u015f\u0259xsin se\u00e7im h\u00fcququ var\u201d.<\/em><\/p>\n\n\n\n


\u0130qtisad\u00e7\u0131 hesab edir ki, bel\u0259 probleml\u0259rl\u0259 \u00fczl\u0259\u015fm\u0259m\u0259k \u00fc\u00e7\u00fcn bank kart\u0131 alanda m\u00fcqavil\u0259ni diqq\u0259tl\u0259 oxumaq laz\u0131md\u0131r. B\u0259z\u0259n m\u00fcqavil\u0259d\u0259 overdraft xidm\u0259tinin oldu\u011fu yaz\u0131lsa da, limit haqda m\u0259lumat verilmir. M\u00fc\u015ft\u0259ri istifad\u0259 etdiyi kart\u0131n overdraft olub-olmad\u0131\u011f\u0131 v\u0259 ya limiti haqda m\u0259lumat\u0131 bank\u0131n mobil t\u0259tbiqind\u0259n \u0259ld\u0259 ed\u0259 bil\u0259r. Mobil t\u0259tbiqd\u0259 kart\u0131n b\u00fct\u00fcn x\u00fcsusiyy\u0259tl\u0259ri qeyd olunub. M\u00fc\u015ft\u0259ri banka m\u00fcraci\u0259t etm\u0259kl\u0259 d\u0259, bunu \u00e7ox rahat \u00f6yr\u0259n\u0259 bil\u0259r.<\/p>\n\n\n\n

\u0130stifad\u0259 edilm\u0259y\u0259n karta g\u00f6r\u0259 xidm\u0259t haqq\u0131?!<\/strong><\/p>\n\n\n\n

V\u0259t\u0259nda\u015f El\u00e7in Muradovun \u015fikay\u0259tin\u0259 g\u0259linc\u0259, ekspert ona m\u00fcqavil\u0259ni yenid\u0259n oxuma\u011f\u0131 t\u00f6vsiy\u0259 edir. Ola bil\u0259r ki, bank istifad\u0259 edilm\u0259y\u0259n karta g\u00f6r\u0259 xidm\u0259t haqq\u0131 hesablay\u0131b:<\/p>\n\n\n\n

\u201cEl\u0259 kart var ki, pulsuzdur, xidm\u0259t haqq\u0131 0-d\u0131r. El\u0259 kart da var ki, birinci il pulsuz verilir, sonrak\u0131 ill\u0259rd\u0259 xidm\u0259t haqq\u0131 tutulur. Ona g\u00f6r\u0259 d\u0259 bankdan kart alanda \u015f\u0259rtl\u0259rl\u0259 yax\u0131ndan tan\u0131\u015f olmaq laz\u0131md\u0131r. M\u00fc\u015ft\u0259rinin k\u0259nara atd\u0131\u011f\u0131 karta xidm\u0259t haqq\u0131 g\u0259libs\u0259, bu, qanunsuz ola bilm\u0259z. Dem\u0259k ki, o, bankla ba\u011flad\u0131\u011f\u0131 m\u00fcqavil\u0259nin \u015f\u0259rtl\u0259rind\u0259 \u00f6z\u00fc buna raz\u0131l\u0131q verib\u201d.<\/em><\/p>\n\n\n\n

\u0130qtisad\u00e7\u0131n\u0131n fikrinc\u0259, \u0259g\u0259r m\u00fcqavil\u0259d\u0259 bu haqda b\u0259nd varsa, \u015fikay\u0259t\u00e7inin bank\u0131 m\u0259hk\u0259m\u0259y\u0259 verm\u0259sinin bir faydas\u0131 olmayacaq.<\/p>\n\n\n\n

\u201cBazar iqtisadiyyat\u0131nda \u015f\u0259xsl\u0259r aras\u0131ndak\u0131 m\u00fcnasib\u0259tl\u0259r m\u00fcqavil\u0259l\u0259rl\u0259 t\u0259nziml\u0259nir. \u018fg\u0259r m\u00fc\u015ft\u0259ri il\u0259 ba\u011flanan m\u00fcqavil\u0259d\u0259 n\u0259z\u0259rd\u0259 tutulan qaydada \u00f6d\u0259nilm\u0259y\u0259n xidm\u0259t haqq\u0131, faizl\u0259r, c\u0259rim\u0259 v\u0259 s. hesablan\u0131rsa, burada h\u00fcquq pozuntusu yoxdur. D\u00fczd\u00fcr, v\u0259t\u0259nda\u015f bununla ba\u011fl\u0131 M\u0259rk\u0259zi Banka \u015fikay\u0259t ed\u0259, bank\u0131 m\u0259hk\u0259m\u0259y\u0259 d\u0259 ver\u0259 bil\u0259r. Amma n\u0259tic\u0259 etibaril\u0259 ist\u0259r M\u0259rk\u0259zi Bank, ist\u0259rs\u0259 d\u0259 m\u0259hk\u0259m\u0259 ilk olaraq bankla m\u00fc\u015ft\u0259ri aras\u0131ndak\u0131 m\u00fcqavil\u0259y\u0259 baxacaq. M\u00fcqavil\u0259d\u0259 v\u0259t\u0259nda\u015f o \u00f6hd\u0259likl\u0259r\u0259 boyun olubsa, son n\u0259tic\u0259d\u0259 haqs\u0131z durumda qalacaq\u201d<\/em>, – X. K\u0259rimli bildirib.<\/p>\n\n\n\n

Banklar\u0131n \u201cq\u0259pik-quru\u015f\u201d hiyl\u0259si<\/strong><\/p>\n\n\n\n

O ki qald\u0131 bank\u0131n y\u0131\u011f\u0131lan borc haqda m\u00fc\u015ft\u0259riy\u0259 bildiri\u015f g\u00f6nd\u0259rm\u0259m\u0259sin\u0259, b\u0259zi banklar\u0131n bunu q\u0259sd\u0259n etdiyi bildirilir. Banklardan birind\u0259 kredit \u015f\u00f6b\u0259sinin m\u00fct\u0259x\u0259ssisi i\u015fl\u0259y\u0259n, bu s\u0259b\u0259bd\u0259n ad\u0131n\u0131n a\u00e7\u0131qlanmas\u0131n\u0131 ist\u0259m\u0259y\u0259n \u015f\u0259xsin s\u00f6zl\u0259rin\u0259 g\u00f6r\u0259, kreditin son \u00f6d\u0259ni\u015fi zaman\u0131 bank bil\u0259r\u0259kd\u0259n bir ne\u00e7\u0259 q\u0259pik borc saxlay\u0131r:<\/p>\n\n\n\n

\u201cBanklar x\u00fcsusi hiyl\u0259 i\u015fl\u0259d\u0259r\u0259k, borcu tam ba\u011flam\u0131rlar. Sonradan da q\u0259pik borcun \u00fcst\u00fcn\u0259 faizl\u0259r, c\u0259rim\u0259l\u0259r \u0259lav\u0259 edirl\u0259r. N\u0259hay\u0259t, xeyli miqdarda borc y\u0131\u011f\u0131landan sonra ke\u00e7mi\u015f m\u00fc\u015ft\u0259riy\u0259 z\u0259ng ed\u0259r\u0259k, banka borcu oldu\u011funu deyirl\u0259r. T\u0259bii ki, q\u0259pik-quru\u015fla olan borc faiz v\u0259 c\u0259rim\u0259l\u0259rl\u0259 biryerd\u0259 bir ne\u00e7\u0259 d\u0259f\u0259 art\u0131r. Kredit g\u00f6t\u00fcr\u0259n \u015f\u0259xs b\u00fct\u00fcn \u00f6d\u0259ni\u015fl\u0259ri etdiyini des\u0259 d\u0259, bunu s\u00fcbut ed\u0259 bilmir. \u00c7\u00fcnki borcu ba\u011flad\u0131\u011f\u0131 m\u00fcdd\u0259td\u0259n 2-3 il ke\u00e7ib v\u0259 \u00f6d\u0259ni\u015f q\u0259bzl\u0259rini \u00e7oxdan at\u0131b\u201d.<\/em><\/p>\n\n\n\n

M\u00fcsahib deyir ki, v\u0259t\u0259nda\u015flar\u0131n \u0259sas \u015fikay\u0259ti texniki overdraft hallar\u0131 il\u0259 ba\u011fl\u0131 olur. Banklar debet kart\u0131 olan m\u00fc\u015ft\u0259ril\u0259r\u0259 qar\u015f\u0131 hiyl\u0259 i\u015fl\u0259d\u0259r\u0259k, hesablar\u0131ndan pul \u00e7\u0131x\u0131rlar. \u00c7\u00fcnki overdraft xidm\u0259ti olan kartlarda h\u0259m faizl\u0259r \u00e7ox y\u00fcks\u0259k olur, h\u0259m d\u0259 adi kreditd\u0259n f\u0259rqli olaraq, pulu hiss\u0259-hiss\u0259 deyil, d\u0259rhal \u00f6d\u0259m\u0259k laz\u0131md\u0131r. H\u0259m\u00e7inin kartda v\u0259sait olmad\u0131\u011f\u0131ndan m\u00fc\u015ft\u0259ri balans\u0131n\u0131 tam hesablaya da bilmir:<\/p>\n\n\n\n

\u201cM\u0259s\u0259l\u0259n, bir m\u00fc\u015ft\u0259ri overdraft xidm\u0259ti olan kartdan 530 manat \u00e7\u0131xarmal\u0131 imi\u015f. Bank\u0131n bankomatlar\u0131nda x\u0131rda \u0259skinaslar olmad\u0131\u011f\u0131 \u00fc\u00e7\u00fcn 600 manat \u00e7\u0131xar\u0131b. Amma kart\u0131nda m\u0259nfi balans xidm\u0259tinin aktiv oldu\u011funu bilmirmi\u015f. Bir m\u00fcdd\u0259t sonra 70 manat borcu art\u0131b, 700 manat oldu. Amma banka he\u00e7 n\u0259 s\u00fcbut ed\u0259 bilm\u0259di, m\u0259cbur olub borcu \u00f6d\u0259di\u201d.<\/em><\/p>\n\n\n\n

\u201cKreditin son \u00f6d\u0259ni\u015fini ed\u0259nd\u0259 aray\u0131\u015f t\u0259l\u0259b edin\u201d<\/strong><\/p>\n\n\n\n

M\u00fct\u0259x\u0259ssis deyir ki, banklar\u0131n m\u00fc\u015ft\u0259ril\u0259rin\u0259 \u201cy\u00fckl\u0259diyi\u201d ki\u00e7ik m\u0259bl\u0259\u011fd\u0259 borclar onlar\u0131n kredit tarix\u00e7\u0259sini d\u0259 korlay\u0131r. O, v\u0259t\u0259nda\u015flara t\u00f6vsiy\u0259 edir ki, banklar\u0131n hiyl\u0259sind\u0259n qorunmaq \u00fc\u00e7\u00fcn kreditin son \u00f6d\u0259ni\u015fini ed\u0259nd\u0259, y\u0259ni krediti ba\u011flayanda bankdan bu bar\u0259d\u0259 aray\u0131\u015f als\u0131nlar: <\/p>\n\n\n\n

\u201c\u018fg\u0259r \u0259linizd\u0259 kreditinizi ba\u011flad\u0131\u011f\u0131n\u0131z haqda m\u00f6h\u00fcrl\u00fc aray\u0131\u015f varsa, bank he\u00e7 bir halda siz\u0259 yalandan borc yaza bilm\u0259z. H\u0259m\u00e7inin \u00e7al\u0131\u015f\u0131n \u00f6d\u0259ni\u015f q\u0259bzl\u0259rini 3 il saxlay\u0131n. Bundan ba\u015fqa, banklarda k\u00f6hn\u0259 hesablar\u0131n\u0131z varsa, a\u00e7\u0131q saxlamay\u0131n, onlar\u0131 m\u00fctl\u0259q ba\u011flay\u0131n. Hesab\u0131n ba\u011flanmas\u0131na dair d\u0259 aray\u0131\u015f t\u0259l\u0259b edin\u201d<\/em>.<\/p>\n\n\n\n

Bo\u015f kart m\u0259lumatlar\u0131n\u0131 \u0259l\u0259 ke\u00e7irib, \u201cqara bazar\u201dda sat\u0131rlar<\/strong><\/p>\n\n\n\n

Bank m\u00fct\u0259x\u0259ssisinin s\u00f6zl\u0259rin\u0259 g\u00f6r\u0259, b\u0259zi hallarda is\u0259 bo\u015f kart m\u0259lumatlar\u0131 d\u0259l\u0259duzlar\u0131n \u0259lin\u0259 ke\u00e7ir v\u0259 onlar bunu \u201cqara bazar\u201dda sat\u0131rlar.<\/p>\n\n\n\n

\u201cTutaq ki, hans\u0131sa xidm\u0259tin bronu \u00fc\u00e7\u00fcn kart t\u0259l\u0259b olunduqda, i\u00e7ind\u0259 v\u0259sait olmayan kart\u0131n\u0131z\u0131n m\u0259lumatlar\u0131n\u0131 yaz\u0131rs\u0131n\u0131z. D\u00fc\u015f\u00fcn\u00fcrs\u00fcn\u00fcz ki, bo\u015f olan kart\u0131n g\u00f6nd\u0259rilm\u0259si siz\u0259 he\u00e7 bir problem yaratmaz. Amma bu g\u00fcn m\u0259lumatlar\u0131n\u0131 b\u00f6l\u00fc\u015fd\u00fcy\u00fcn\u00fcz kartla 1-2 il sonra \u0259m\u0259liyyatlar h\u0259yata ke\u00e7iril\u0259 bil\u0259r. Y\u0259ni, bu g\u00fcn kartda pul olmasa bel\u0259, h\u0259tta bir ne\u00e7\u0259 il sonra balansda v\u0259sait olanda, f\u0131r\u0131ldaq\u00e7\u0131lar pulu \u00e7ox rahat o\u011furlaya bilirl\u0259r\u201d<\/em>.<\/p>\n\n\n\n

M\u00fct\u0259x\u0259ssisl\u0259r v\u0259t\u0259nda\u015flara t\u00f6vsiy\u0259 edir ki, \u00f6z kart m\u0259lumatlar\u0131n\u0131 he\u00e7 bir halda tan\u0131mad\u0131qlar\u0131 \u015f\u0259xs\u0259 verm\u0259sinl\u0259r. \u00c7\u00fcnki d\u0259l\u0259duzlar hiyl\u0259 yolu il\u0259, m\u00fc\u015ft\u0259rinin dig\u0259r \u015f\u0259xsi m\u0259lumatlar\u0131n\u0131 da \u0259ld\u0259 ed\u0259r\u0259k, onun mobil, internet bank\u00e7\u0131l\u0131q hesablar\u0131na daxil olaraq, ba\u015fqa kartlar\u0131ndak\u0131 pullar\u0131n\u0131 da m\u0259nims\u0259y\u0259 bil\u0259rl\u0259r.<\/p>\n","protected":false},"excerpt":{"rendered":"

Diqq\u0259t\u0259 al\u0131nmayan q\u0259pik-quru\u015f borca \u00e7evrilir \u0130nsanlar \u00e7ox vaxt m\u00fcxt\u0259lif xidm\u0259tl\u0259r … <\/p>\n

Davam\u0131<\/a><\/p>\n","protected":false},"author":21,"featured_media":147500,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_sitemap_exclude":false,"_sitemap_priority":"","_sitemap_frequency":"","footnotes":""},"categories":[53,79,56],"tags":[],"class_list":["post-321418","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-iqtisadiyyat","category-featured","category-xeberler","infinite-scroll-item","generate-columns","tablet-grid-50","mobile-grid-100","grid-parent","grid-33","no-featured-image-padding"],"acf":[],"yoast_head":"\nBanklar bo\u015f karta nec\u0259 borc yaza bil\u0259r? - MEYDAN.TV<\/title>\n<meta name=\"description\" content=\"Diqq\u0259t\u0259 al\u0131nmayan q\u0259pik-quru\u015f borca \u00e7evrilir.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.meydan.tv\/az\/article\/banklar-bos-karta-nece-borc-yaza-biler\/\" \/>\n<meta property=\"og:locale\" content=\"az_AZ\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Banklar bo\u015f karta nec\u0259 borc yaza bil\u0259r? - MEYDAN.TV\" \/>\n<meta property=\"og:description\" content=\"Diqq\u0259t\u0259 al\u0131nmayan q\u0259pik-quru\u015f borca \u00e7evrilir.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.meydan.tv\/az\/article\/banklar-bos-karta-nece-borc-yaza-biler\/\" \/>\n<meta property=\"og:site_name\" content=\"MEYDAN.TV\" \/>\n<meta property=\"article:published_time\" content=\"2024-11-25T09:23:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-11-25T09:23:03+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.meydan.tv\/wp-content\/uploads\/manat-1.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1024\" \/>\n\t<meta property=\"og:image:height\" content=\"639\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"mahmud\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.meydan.tv\\\/az\\\/article\\\/banklar-bos-karta-nece-borc-yaza-biler\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.meydan.tv\\\/az\\\/article\\\/banklar-bos-karta-nece-borc-yaza-biler\\\/\"},\"author\":{\"name\":\"mahmud\",\"@id\":\"https:\\\/\\\/www.meydan.tv\\\/az\\\/#\\\/schema\\\/person\\\/09863e516102a829e72bedcf3f84c6b0\"},\"headline\":\"Banklar bo\u015f karta nec\u0259 borc yaza bil\u0259r?\",\"datePublished\":\"2024-11-25T09:23:00+00:00\",\"dateModified\":\"2024-11-25T09:23:03+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.meydan.tv\\\/az\\\/article\\\/banklar-bos-karta-nece-borc-yaza-biler\\\/\"},\"wordCount\":1730,\"publisher\":{\"@id\":\"https:\\\/\\\/www.meydan.tv\\\/az\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.meydan.tv\\\/az\\\/article\\\/banklar-bos-karta-nece-borc-yaza-biler\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.meydan.tv\\\/wp-content\\\/uploads\\\/manat-1.jpg\",\"articleSection\":[\"\u0130qtisadiyyat\",\"T\u00f6vsiy\u0259\",\"X\u0259b\u0259rl\u0259r\"],\"inLanguage\":\"az\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.meydan.tv\\\/az\\\/article\\\/banklar-bos-karta-nece-borc-yaza-biler\\\/\",\"url\":\"https:\\\/\\\/www.meydan.tv\\\/az\\\/article\\\/banklar-bos-karta-nece-borc-yaza-biler\\\/\",\"name\":\"Banklar bo\u015f karta nec\u0259 borc yaza bil\u0259r? - MEYDAN.TV\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.meydan.tv\\\/az\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.meydan.tv\\\/az\\\/article\\\/banklar-bos-karta-nece-borc-yaza-biler\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.meydan.tv\\\/az\\\/article\\\/banklar-bos-karta-nece-borc-yaza-biler\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.meydan.tv\\\/wp-content\\\/uploads\\\/manat-1.jpg\",\"datePublished\":\"2024-11-25T09:23:00+00:00\",\"dateModified\":\"2024-11-25T09:23:03+00:00\",\"description\":\"Diqq\u0259t\u0259 al\u0131nmayan q\u0259pik-quru\u015f borca \u00e7evrilir.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.meydan.tv\\\/az\\\/article\\\/banklar-bos-karta-nece-borc-yaza-biler\\\/#breadcrumb\"},\"inLanguage\":\"az\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.meydan.tv\\\/az\\\/article\\\/banklar-bos-karta-nece-borc-yaza-biler\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"az\",\"@id\":\"https:\\\/\\\/www.meydan.tv\\\/az\\\/article\\\/banklar-bos-karta-nece-borc-yaza-biler\\\/#primaryimage\",\"url\":\"https:\\\/\\\/www.meydan.tv\\\/wp-content\\\/uploads\\\/manat-1.jpg\",\"contentUrl\":\"https:\\\/\\\/www.meydan.tv\\\/wp-content\\\/uploads\\\/manat-1.jpg\",\"width\":1024,\"height\":639,\"caption\":\"M\u0259nb\u0259: M\u0259rk\u0259zi Bank\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.meydan.tv\\\/az\\\/article\\\/banklar-bos-karta-nece-borc-yaza-biler\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Ana s\u0259hif\u0259\",\"item\":\"https:\\\/\\\/www.meydan.tv\\\/az\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"\u0130qtisadiyyat\",\"item\":\"https:\\\/\\\/www.meydan.tv\\\/az\\\/section\\\/iqtisadiyyat\\\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Banklar bo\u015f karta nec\u0259 borc yaza bil\u0259r?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.meydan.tv\\\/az\\\/#website\",\"url\":\"https:\\\/\\\/www.meydan.tv\\\/az\\\/\",\"name\":\"MEYDAN.TV\",\"description\":\"Meydan TV Az\u0259rbaycan\u0131n media m\u0259kan\u0131ndak\u0131 alternativ s\u0259sidir\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.meydan.tv\\\/az\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.meydan.tv\\\/az\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"az\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.meydan.tv\\\/az\\\/#organization\",\"name\":\"Meydan TV\",\"url\":\"https:\\\/\\\/www.meydan.tv\\\/az\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"az\",\"@id\":\"https:\\\/\\\/www.meydan.tv\\\/az\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.meydan.tv\\\/wp-content\\\/uploads\\\/2021\\\/07\\\/meydan-logo.svg\",\"contentUrl\":\"https:\\\/\\\/www.meydan.tv\\\/wp-content\\\/uploads\\\/2021\\\/07\\\/meydan-logo.svg\",\"width\":195,\"height\":46,\"caption\":\"Meydan TV\"},\"image\":{\"@id\":\"https:\\\/\\\/www.meydan.tv\\\/az\\\/#\\\/schema\\\/logo\\\/image\\\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.meydan.tv\\\/az\\\/#\\\/schema\\\/person\\\/09863e516102a829e72bedcf3f84c6b0\",\"name\":\"mahmud\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Banklar bo\u015f karta nec\u0259 borc yaza bil\u0259r? - MEYDAN.TV","description":"Diqq\u0259t\u0259 al\u0131nmayan q\u0259pik-quru\u015f borca \u00e7evrilir.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.meydan.tv\/az\/article\/banklar-bos-karta-nece-borc-yaza-biler\/","og_locale":"az_AZ","og_type":"article","og_title":"Banklar bo\u015f karta nec\u0259 borc yaza bil\u0259r? - MEYDAN.TV","og_description":"Diqq\u0259t\u0259 al\u0131nmayan q\u0259pik-quru\u015f borca \u00e7evrilir.","og_url":"https:\/\/www.meydan.tv\/az\/article\/banklar-bos-karta-nece-borc-yaza-biler\/","og_site_name":"MEYDAN.TV","article_published_time":"2024-11-25T09:23:00+00:00","article_modified_time":"2024-11-25T09:23:03+00:00","og_image":[{"width":1024,"height":639,"url":"https:\/\/www.meydan.tv\/wp-content\/uploads\/manat-1.jpg","type":"image\/jpeg"}],"author":"mahmud","twitter_card":"summary_large_image","schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.meydan.tv\/az\/article\/banklar-bos-karta-nece-borc-yaza-biler\/#article","isPartOf":{"@id":"https:\/\/www.meydan.tv\/az\/article\/banklar-bos-karta-nece-borc-yaza-biler\/"},"author":{"name":"mahmud","@id":"https:\/\/www.meydan.tv\/az\/#\/schema\/person\/09863e516102a829e72bedcf3f84c6b0"},"headline":"Banklar bo\u015f karta nec\u0259 borc yaza bil\u0259r?","datePublished":"2024-11-25T09:23:00+00:00","dateModified":"2024-11-25T09:23:03+00:00","mainEntityOfPage":{"@id":"https:\/\/www.meydan.tv\/az\/article\/banklar-bos-karta-nece-borc-yaza-biler\/"},"wordCount":1730,"publisher":{"@id":"https:\/\/www.meydan.tv\/az\/#organization"},"image":{"@id":"https:\/\/www.meydan.tv\/az\/article\/banklar-bos-karta-nece-borc-yaza-biler\/#primaryimage"},"thumbnailUrl":"https:\/\/www.meydan.tv\/wp-content\/uploads\/manat-1.jpg","articleSection":["\u0130qtisadiyyat","T\u00f6vsiy\u0259","X\u0259b\u0259rl\u0259r"],"inLanguage":"az"},{"@type":"WebPage","@id":"https:\/\/www.meydan.tv\/az\/article\/banklar-bos-karta-nece-borc-yaza-biler\/","url":"https:\/\/www.meydan.tv\/az\/article\/banklar-bos-karta-nece-borc-yaza-biler\/","name":"Banklar bo\u015f karta nec\u0259 borc yaza bil\u0259r? - MEYDAN.TV","isPartOf":{"@id":"https:\/\/www.meydan.tv\/az\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.meydan.tv\/az\/article\/banklar-bos-karta-nece-borc-yaza-biler\/#primaryimage"},"image":{"@id":"https:\/\/www.meydan.tv\/az\/article\/banklar-bos-karta-nece-borc-yaza-biler\/#primaryimage"},"thumbnailUrl":"https:\/\/www.meydan.tv\/wp-content\/uploads\/manat-1.jpg","datePublished":"2024-11-25T09:23:00+00:00","dateModified":"2024-11-25T09:23:03+00:00","description":"Diqq\u0259t\u0259 al\u0131nmayan q\u0259pik-quru\u015f borca \u00e7evrilir.","breadcrumb":{"@id":"https:\/\/www.meydan.tv\/az\/article\/banklar-bos-karta-nece-borc-yaza-biler\/#breadcrumb"},"inLanguage":"az","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.meydan.tv\/az\/article\/banklar-bos-karta-nece-borc-yaza-biler\/"]}]},{"@type":"ImageObject","inLanguage":"az","@id":"https:\/\/www.meydan.tv\/az\/article\/banklar-bos-karta-nece-borc-yaza-biler\/#primaryimage","url":"https:\/\/www.meydan.tv\/wp-content\/uploads\/manat-1.jpg","contentUrl":"https:\/\/www.meydan.tv\/wp-content\/uploads\/manat-1.jpg","width":1024,"height":639,"caption":"M\u0259nb\u0259: M\u0259rk\u0259zi Bank"},{"@type":"BreadcrumbList","@id":"https:\/\/www.meydan.tv\/az\/article\/banklar-bos-karta-nece-borc-yaza-biler\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Ana s\u0259hif\u0259","item":"https:\/\/www.meydan.tv\/az\/"},{"@type":"ListItem","position":2,"name":"\u0130qtisadiyyat","item":"https:\/\/www.meydan.tv\/az\/section\/iqtisadiyyat\/"},{"@type":"ListItem","position":3,"name":"Banklar bo\u015f karta nec\u0259 borc yaza bil\u0259r?"}]},{"@type":"WebSite","@id":"https:\/\/www.meydan.tv\/az\/#website","url":"https:\/\/www.meydan.tv\/az\/","name":"MEYDAN.TV","description":"Meydan TV Az\u0259rbaycan\u0131n media m\u0259kan\u0131ndak\u0131 alternativ s\u0259sidir","publisher":{"@id":"https:\/\/www.meydan.tv\/az\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.meydan.tv\/az\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"az"},{"@type":"Organization","@id":"https:\/\/www.meydan.tv\/az\/#organization","name":"Meydan TV","url":"https:\/\/www.meydan.tv\/az\/","logo":{"@type":"ImageObject","inLanguage":"az","@id":"https:\/\/www.meydan.tv\/az\/#\/schema\/logo\/image\/","url":"https:\/\/www.meydan.tv\/wp-content\/uploads\/2021\/07\/meydan-logo.svg","contentUrl":"https:\/\/www.meydan.tv\/wp-content\/uploads\/2021\/07\/meydan-logo.svg","width":195,"height":46,"caption":"Meydan TV"},"image":{"@id":"https:\/\/www.meydan.tv\/az\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/www.meydan.tv\/az\/#\/schema\/person\/09863e516102a829e72bedcf3f84c6b0","name":"mahmud"}]}},"_links":{"self":[{"href":"https:\/\/www.meydan.tv\/az\/wp-json\/wp\/v2\/posts\/321418","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.meydan.tv\/az\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.meydan.tv\/az\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.meydan.tv\/az\/wp-json\/wp\/v2\/users\/21"}],"replies":[{"embeddable":true,"href":"https:\/\/www.meydan.tv\/az\/wp-json\/wp\/v2\/comments?post=321418"}],"version-history":[{"count":1,"href":"https:\/\/www.meydan.tv\/az\/wp-json\/wp\/v2\/posts\/321418\/revisions"}],"predecessor-version":[{"id":321419,"href":"https:\/\/www.meydan.tv\/az\/wp-json\/wp\/v2\/posts\/321418\/revisions\/321419"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.meydan.tv\/az\/wp-json\/wp\/v2\/media\/147500"}],"wp:attachment":[{"href":"https:\/\/www.meydan.tv\/az\/wp-json\/wp\/v2\/media?parent=321418"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.meydan.tv\/az\/wp-json\/wp\/v2\/categories?post=321418"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.meydan.tv\/az\/wp-json\/wp\/v2\/tags?post=321418"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}