{"id":297020,"date":"2024-02-05T17:49:31","date_gmt":"2024-02-05T13:49:31","guid":{"rendered":"https:\/\/www.meydan.tv\/?p=297020"},"modified":"2024-02-05T18:06:25","modified_gmt":"2024-02-05T14:06:25","slug":"artan-pensiya-neye-yetecek","status":"publish","type":"post","link":"https:\/\/www.meydan.tv\/az\/article\/artan-pensiya-neye-yetecek\/","title":{"rendered":"Artan pensiya n\u0259y\u0259 yet\u0259c\u0259k?"},"content":{"rendered":"\n

<\/p>\n\n\n\n

\u201cPensiya\u00e7\u0131lar\u0131n g\u0259lirini dayan\u0131ql\u0131 art\u0131rmaq \u00fc\u00e7\u00fcn pensiya m\u0259bl\u0259\u011finin \u00f6z\u00fc y\u00fcks\u0259k olmal\u0131d\u0131r\u201d<\/em><\/strong><\/p>\n\n\n\n

Prezident \u0130lham \u018fliyev \u0259m\u0259k pensiyalar\u0131n\u0131n indeksl\u0259\u015fdiril\u0259r\u0259k art\u0131r\u0131lmas\u0131 il\u0259 ba\u011fl\u0131 s\u0259r\u0259ncam<\/a> imzalay\u0131b. S\u0259r\u0259ncama \u0259sas\u0259n, 2023-c\u00fc il \u00fczr\u0259 orta ayl\u0131q \u0259m\u0259k haqq\u0131ndak\u0131 art\u0131m faizin\u0259 uy\u011fun olaraq b\u00fct\u00fcn n\u00f6v \u0259m\u0259k pensiyalar\u0131 art\u0131r\u0131l\u0131b. Bu g\u00f6st\u0259riciy\u0259 uy\u011fun olaraq 2024-c\u00fc il yanvar\u0131n 1-d\u0259k t\u0259yin edilmi\u015f \u0259m\u0259k pensiyalar\u0131n\u0131n s\u0131\u011forta hiss\u0259sinin, qulluq staj\u0131na g\u00f6r\u0259 \u0259m\u0259k pensiyas\u0131na \u0259lav\u0259l\u0259r t\u0259yin edilmi\u015f \u0259m\u0259k pensiya\u00e7\u0131lar\u0131na m\u00fcnasib\u0259td\u0259 \u2013 h\u0259min \u0259lav\u0259l\u0259rl\u0259 birlikd\u0259 m\u00fc\u0259yy\u0259n edilmi\u015f m\u0259bl\u0259\u011finin v\u0259 2023-c\u00fc il yanvar\u0131n 1-d\u0259n \u0259m\u0259k pensiyalar\u0131n\u0131n t\u0259rkibin\u0259 daxil edil\u0259n maddi yard\u0131mlar\u0131n art\u0131r\u0131lmas\u0131 h\u0259yata ke\u00e7iril\u0259c\u0259k.<\/p>\n\n\n\n

Pensiya kapital\u0131 is\u0259 2023-c\u00fc il \u00fc\u00e7\u00fcn inflyasiya s\u0259viyy\u0259sin\u0259 uy\u011fun olaraq art\u0131r\u0131lacaq.<\/p>\n\n\n\n

\u018fm\u0259k v\u0259 \u018fhalinin Sosial M\u00fcdafi\u0259si Nazirliyinin m\u0259lumat\u0131na \u0259sas\u0259n, 2023-c\u00fc il \u00fczr\u0259 orta ayl\u0131q nominal \u0259m\u0259khaqq\u0131n\u0131n illik art\u0131m tempin\u0259 uy\u011fun olaraq pensiyalar 11,2 faiz indeksl\u0259\u015fdirilm\u0259kl\u0259 bu il yanvar\u0131n 1-d\u0259n art\u0131r\u0131l\u0131b.<\/p>\n\n\n\n

Pensiyalar n\u0259 q\u0259d\u0259r artacaq?<\/strong><\/p>\n\n\n\n

\u0130qtisadi payla\u015f\u0131mlar ed\u0259n \u201c\u00c7\u0259p\u0259ki\u201d \u201cTelegram\u201d kanal\u0131 yaz\u0131r ki, m\u00f6vcud qaydalara g\u00f6r\u0259, Az\u0259rbaycanda h\u0259r il pensiyalar bir\u00f6nc\u0259ki il \u00f6lk\u0259d\u0259 orta ayl\u0131q \u0259m\u0259k haqq\u0131 ne\u00e7\u0259 faiz art\u0131bsa, o q\u0259d\u0259r indeksl\u0259\u015fdirilir. Y\u0259ni, art\u0131r\u0131l\u0131r:<\/p>\n\n\n\n

\u201cBu g\u00fcn a\u00e7\u0131qland\u0131 ki, 2023-c\u00fc ild\u0259 Az\u0259rbaycanda orta ayl\u0131q \u0259m\u0259k haqq\u0131 11.2 faiz art\u0131b. Dem\u0259li, 2024-c\u00fc ild\u0259 pensiyalar da eyni q\u0259d\u0259r artacaq. M\u0259s\u0259l\u0259n, haz\u0131rda 300 manat pensiya alan \u015f\u0259xsin pensiyas\u0131 333 manat 60 q\u0259pik olacaq\u201d<\/em>.<\/p>\n\n\n

\n
\"\"
\u0130nflyasiya, Horst-Koenemund\/shutterstock<\/figcaption><\/figure>\n<\/div>\n\n\n

Bu art\u0131m pensiya\u00e7\u0131lar\u0131n sosial rifah\u0131n\u0131 yax\u015f\u0131la\u015fd\u0131rmaq \u00fc\u00e7\u00fcn yet\u0259rlidirmi?<\/strong><\/p>\n\n\n\n

R\u0259smi r\u0259q\u0259ml\u0259r\u0259 g\u00f6r\u0259, 2023-c\u00fc ild\u0259 Az\u0259rbaycanda inflyasiya 8.8 faiz olub. \u201c\u00c7\u0259p\u0259ki\u201d yaz\u0131r ki, ilk bax\u0131\u015fdan indeksasiya r\u0259q\u0259minin inflyasiyadan \u00e7ox oldu\u011fu g\u00f6r\u00fcn\u00fcr, lakin el\u0259 deyil: <\/p>\n\n\n\n

\u201cN\u0259z\u0259r\u0259 almaq laz\u0131md\u0131r ki, 8.8 faiz inflyasiya orta r\u0259q\u0259mdir. DSK-n\u0131n dig\u0259r hesabatlar\u0131ndan g\u00f6r\u00fcr\u00fck ki, azt\u0259minatl\u0131 \u0259halinin istehlak\u0131nda qida x\u0259rcl\u0259ri daha \u00e7ox yer tutur. R\u0259smi r\u0259q\u0259ml\u0259r is\u0259 g\u00f6st\u0259rir ki, qida inflyasiyas\u0131 (9.8%) \u00fcmumi inflyasiyadan (8.8%) daha y\u00fcks\u0259kdir. Bu bax\u0131mdan, pensiya\u00e7\u0131lar\u0131n hiss etdiyi inflyasiya \u00f6lk\u0259 ortalamas\u0131ndan daha y\u00fcks\u0259kdir, \u00e7\u00fcnki onlar\u0131n \u0259ks\u0259riyy\u0259tinin g\u0259liri bir o q\u0259d\u0259r d\u0259 y\u00fcks\u0259k deyil\u201d<\/em>. <\/p>\n\n\n\n

Bir m\u00fcdd\u0259t \u00f6nc\u0259 r\u0259smi olaraq \u00f6lk\u0259d\u0259 median pensiyan\u0131n 360 manat oldu\u011fu a\u00e7\u0131qland\u0131<\/a>. Bu, o dem\u0259kdir ki, pensiya\u00e7\u0131lar\u0131n yar\u0131s\u0131 280-360 manat aras\u0131nda pensiya al\u0131r.<\/p>\n\n\n\n

\u201cBu bax\u0131mdan, 11.2 faizlik art\u0131m \u0259n yax\u015f\u0131 halda inflyasiyaya b\u0259rab\u0259r art\u0131m ola bil\u0259r. Pensiya\u00e7\u0131lar\u0131n g\u0259lirini dayan\u0131ql\u0131 art\u0131rmaq \u00fc\u00e7\u00fcn pensiya m\u0259bl\u0259\u011finin \u00f6z\u00fc y\u00fcks\u0259k olmal\u0131d\u0131r. \u018fg\u0259r m\u0259bl\u0259\u011f \u00f6z\u00fc y\u00fcks\u0259k olsa, inflyasiya q\u0259d\u0259r art\u0131m\u0131 q\u0259na\u0259tb\u0259x\u015f hesab etm\u0259k olar. Bunun \u00fc\u00e7\u00fcn is\u0259 \u0259n vacib m\u0259qamlardan biri 144 ay m\u0259s\u0259l\u0259sidir. Y\u0259ni, haz\u0131rki qaydalara g\u00f6r\u0259, pensiya m\u0259bl\u0259\u011fi \u015f\u0259xsin toplad\u0131\u011f\u0131 pensiya kapital\u0131n\u0131n 144-\u0259 b\u00f6l\u00fcnm\u0259si il\u0259 hesablan\u0131r\u201d<\/em>, – \u201c\u00c7\u0259p\u0259ki\u201d yaz\u0131r.<\/p>\n\n\n\n

H\u0259m\u00e7inin qeyd edilir ki, s\u0131rf 65 ya\u015f\u0131nda pensiyaya \u00e7\u0131xanlar\u0131n pensiya m\u00fcdd\u0259ti hesablansa, bu m\u00fcdd\u0259t daha a\u015fa\u011f\u0131 olacaq:<\/p>\n\n\n\n

\u201cM\u0259s\u0259l\u0259n, \u0259g\u0259r sizin haz\u0131rda pensiya kapital\u0131n\u0131z 50 min manatd\u0131rsa, h\u00f6kum\u0259t bu m\u0259bl\u0259\u011fi 144-\u0259 b\u00f6l\u00fcr v\u0259 347 manat pensiya alm\u0131\u015f olursunuz. Ancaq h\u0259min m\u0259bl\u0259\u011f m\u0259s\u0259l\u0259n 96-ya b\u00f6l\u00fcns\u0259ydi, pensiya m\u0259bl\u0259\u011finiz 520 manat olacaqd\u0131. Bu bax\u0131mdan, v\u0259t\u0259nda\u015flar\u0131n real orta pensiya alma m\u00fcdd\u0259tinin n\u0259 q\u0259d\u0259r oldu\u011funun d\u0259qiq hesablanmas\u0131 y\u00fcks\u0259k pensiya \u00fc\u00e7\u00fcb \u00e7ox vacibdir\u201d<\/em>. <\/p>\n\n\n\n

Yanvar ay\u0131n\u0131n art\u0131mlar\u0131 n\u0259 zaman \u00f6d\u0259nil\u0259c\u0259k? <\/strong><\/p>\n\n\n

\n
\"V\u00fcqar
V\u00fcqar Bayramov. Foto: arxiv<\/figcaption><\/figure>\n<\/div>\n\n\n

\u0130qtisad\u00e7\u0131, deputat V\u00fcqar Bayramov deyir<\/a> ki, pensiya art\u0131mlar\u0131 yanvar\u0131n 1-d\u0259n hesablan\u0131r, amma art\u0131mlar fevral ay\u0131nda ikisi birlikd\u0259 \u00f6d\u0259nil\u0259c\u0259k. Dem\u0259li, pensiya\u00e7\u0131lar art\u0131mlar\u0131 g\u0259l\u0259n aydan etibar\u0259n alacaqlar. Amma yanvar ay\u0131 \u00fc\u00e7\u00fcn hesablanm\u0131\u015f art\u0131m da fevral ay\u0131n\u0131n pensiya m\u0259bl\u0259\u011fin\u0259 \u0259lav\u0259 olunacaq. <\/p>\n\n\n\n

\u201c\u0130ndeksl\u0259\u015fdirm\u0259, art\u0131mlar b\u00fct\u00fcn n\u00f6v \u0259m\u0259k pensiyalar\u0131na \u015famil olunur.
\u201c\u018fm\u0259k pensiyalar\u0131 haqq\u0131nda\u201d qanunun 4-c\u00fc madd\u0259sin\u0259 \u0259sas\u0259n, \u0259m\u0259k pensiyalar\u0131n\u0131n 3 n\u00f6v\u00fc t\u0259sbit olunub. Bunlar ya\u015fa g\u00f6r\u0259 \u0259m\u0259k pensiyas\u0131, \u0259lilliy\u0259 g\u00f6r\u0259 \u0259m\u0259k pensiyas\u0131 v\u0259 ail\u0259 ba\u015f\u00e7\u0131s\u0131n\u0131 itirm\u0259y\u0259 g\u00f6r\u0259 \u0259m\u0259k pensiyas\u0131d\u0131r. Dem\u0259li, v\u0259t\u0259nda\u015f\u0131m\u0131z n\u00f6v\u00fcnd\u0259n as\u0131l\u0131 olmayaraq \u0259m\u0259k pensiyas\u0131 al\u0131rsa, onun pensiya m\u0259bl\u0259\u011fin\u0259 art\u0131m hesablanacaq\u201d<\/em>.<\/p>\n","protected":false},"excerpt":{"rendered":"

\u201cPensiya\u00e7\u0131lar\u0131n g\u0259lirini dayan\u0131ql\u0131 art\u0131rmaq \u00fc\u00e7\u00fcn pensiya m\u0259bl\u0259\u011finin \u00f6z\u00fc y\u00fcks\u0259k olmal\u0131d\u0131r\u201d … <\/p>\n

Davam\u0131<\/a><\/p>\n","protected":false},"author":21,"featured_media":225868,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_sitemap_exclude":false,"_sitemap_priority":"","_sitemap_frequency":"","footnotes":""},"categories":[53,56],"tags":[],"class_list":["post-297020","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-iqtisadiyyat","category-xeberler","infinite-scroll-item","generate-columns","tablet-grid-50","mobile-grid-100","grid-parent","grid-33","no-featured-image-padding"],"acf":[],"yoast_head":"\nArtan pensiya n\u0259y\u0259 yet\u0259c\u0259k? - MEYDAN.TV<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.meydan.tv\/az\/article\/artan-pensiya-neye-yetecek\/\" \/>\n<meta property=\"og:locale\" content=\"az_AZ\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Artan pensiya n\u0259y\u0259 yet\u0259c\u0259k? - MEYDAN.TV\" \/>\n<meta property=\"og:description\" content=\"\u201cPensiya\u00e7\u0131lar\u0131n g\u0259lirini dayan\u0131ql\u0131 art\u0131rmaq \u00fc\u00e7\u00fcn pensiya m\u0259bl\u0259\u011finin \u00f6z\u00fc y\u00fcks\u0259k olmal\u0131d\u0131r\u201d ... 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