{"id":289071,"date":"2023-10-28T15:25:46","date_gmt":"2023-10-28T11:25:46","guid":{"rendered":"https:\/\/www.meydan.tv\/?p=289071"},"modified":"2023-10-28T15:25:49","modified_gmt":"2023-10-28T11:25:49","slug":"mugan-bankda-qalmis-emanetlerin-gelen-aydan-odenileceyi-gozlenilir","status":"publish","type":"post","link":"https:\/\/www.meydan.tv\/az\/article\/mugan-bankda-qalmis-emanetlerin-gelen-aydan-odenileceyi-gozlenilir\/","title":{"rendered":"\u201cMu\u011fan Bank\u201dda qalm\u0131\u015f \u0259man\u0259tl\u0259rin g\u0259l\u0259n aydan \u00f6d\u0259nil\u0259c\u0259yi g\u00f6zl\u0259nilir"},"content":{"rendered":"\n

<\/p>\n\n\n\n

\u0130qtisad\u00e7\u0131n\u0131n q\u0259na\u0259tin\u0259 g\u00f6r\u0259, t\u0259xmin\u0259n 106 milyon manatl\u0131q v\u0259saitin taleyi sual alt\u0131ndad\u0131r<\/em><\/strong><\/p>\n\n\n\n

Oktyabr\u0131n 19-da lisenziyas\u0131 M\u0259rk\u0259zi Bank t\u0259r\u0259find\u0259n l\u0259\u011fv edil\u0259n<\/a> \u201cMu\u011fan Bank\u201dda \u0259man\u0259tl\u0259ri olan v\u0259t\u0259nda\u015flar pullar\u0131n\u0131 geri ala bil\u0259c\u0259kl\u0259rmi?<\/p>\n\n\n\n

H\u0259r ba\u011flanan bankdan sonra burada \u0259man\u0259ti olanlar\u0131n, plastik kartlardak\u0131 v\u0259saitl\u0259rin taleyi il\u0259 ba\u011fl\u0131 suallar yaran\u0131r. M\u00fcflis olan bank\u0131n kart\u0131ndak\u0131 v\u0259saitl\u0259ri kim kompensasiya etm\u0259lidir? <\/p>\n\n\n\n

Qaydalar nec\u0259dir?<\/strong><\/p>\n\n\n\n

Deputat, iqtisad\u00e7\u0131 V\u00fcqar Bayramov deyir <\/a>ki, \u201cMu\u011fan Bank\u201d\u0131n plastik kartlar\u0131ndak\u0131 v\u0259saitl\u0259r \u018fman\u0259tl\u0259rin S\u0131\u011fortalanmas\u0131 Fondu t\u0259r\u0259find\u0259n kompensasiya edilm\u0259lidir. Qanunvericiliy\u0259 \u0259sas\u0259n, h\u0259min kartlarda olan pullar\u0131 v\u0259t\u0259nda\u015flara d\u00f6vl\u0259t \u00f6d\u0259m\u0259lidir:<\/p>\n\n\n\n

\u201cFiziki \u015f\u0259xsl\u0259rin cari hesablar\u0131ndak\u0131 v\u0259saitl\u0259r d\u0259 qorunan pullard\u0131r. Bu zaman da faizli \u0259man\u0259tl\u0259r d\u0259 oldu\u011fu kimi 100 min manat maksimum kompensasiya edil\u0259c\u0259k m\u0259bl\u0259\u011fdir\u201d.<\/em><\/p>\n\n\n

\n
\"V\u00fcqar
Foto: Meydan TV<\/figcaption><\/figure>\n<\/div>\n\n\n

\u0130qtisad\u00e7\u0131 \u0259lav\u0259 edir ki, fiziki \u015f\u0259xsl\u0259rin kartlar\u0131nda olan v\u0259saitl\u0259r l\u0259\u011fvedici t\u0259yin edildikd\u0259n sonra qanunvericiliy\u0259 uy\u011fun olaraq qorunan \u0259man\u0259t kimi onlara \u00f6d\u0259nilir. Bunun \u00fc\u00e7\u00fcn l\u0259\u011fvedici t\u0259r\u0259find\u0259n agent bank se\u00e7ilir v\u0259 h\u0259min v\u0259saitl\u0259rin qaytar\u0131lmas\u0131 m\u00fc\u0259yy\u0259n edilmi\u015f qaydada h\u0259yata ke\u00e7irilir:<\/p>\n\n\n\n

\u201cKompensasiyalar\u0131n \u00f6d\u0259nilm\u0259si prosesin\u0259 n\u00f6vb\u0259ti ay\u0131n sonlar\u0131nda start veril\u0259c\u0259yi g\u00f6zl\u0259nilir\u201d.<\/em><\/p>\n\n\n\n

M\u0259rk\u0259zi Bank \u201cMu\u011fan Bank\u201d\u0131n lisenziyas\u0131n\u0131n l\u0259\u011fv edilm\u0259si il\u0259 ba\u011fl\u0131 q\u0259rar\u0131nda bildirib ki, bank\u0131n l\u0259\u011fvi sektorun maliyy\u0259 dayan\u0131ql\u0131l\u0131\u011f\u0131 v\u0259 maliyy\u0259 sabitliyin\u0259 he\u00e7 bir t\u0259hdid yaratm\u0131r:<\/p>\n\n\n\n

\u201c\u201cMu\u011fan Bank\u201d ASC-nin \u00f6lk\u0259nin bank sisteminin aktivl\u0259rind\u0259 x\u00fcsusi \u00e7\u0259kisi 1,4 faiz, kredit portfelind\u0259 2 faiz, sektorun \u00f6hd\u0259likl\u0259rind\u0259 is\u0259 c\u0259mi 1,3 faiz t\u0259\u015fkil edir\u201d,<\/em> \u2013 AMB bildirib.<\/p>\n\n\n\n

\u0130qtisad\u00e7\u0131 Samir \u018fliyev deyir ki, oktyabr\u0131n 1-i tarixin\u0259 “Mu\u011fanbank” ASC-nin depozit portfelinin h\u0259cmi 322.5 milyon manat olub. M\u0259rk\u0259zi Bank a\u00e7\u0131qlamas\u0131nda bildirib ki, bu m\u00fcdd\u0259t\u0259 Bank \u00fczr\u0259 s\u0131\u011fortalanm\u0131\u015f \u0259man\u0259tl\u0259r 216,7 milyon manat t\u0259\u015fkil edir.<\/p>\n\n\n\n

Samir \u018fliyevin q\u0259na\u0259tin\u0259 g\u00f6r\u0259, t\u0259xmin\u0259n 106 milyon manatl\u0131q v\u0259saitin taleyi sual alt\u0131ndad\u0131r.<\/p>\n\n\n

\n
\"Samir
M\u0259nb\u0259: Meydan TV<\/figcaption><\/figure>\n<\/div>\n\n\n

\u201cMu\u011fan Bank\u201d-dan M\u0259rk\u0259zi Bank\u0131n q\u0259rar\u0131 il\u0259 ba\u011fl\u0131 m\u00fcnasib\u0259t \u00f6yr\u0259nm\u0259k m\u00fcmk\u00fcn olmay\u0131b.
\u201cMu\u011fan Bank\u201d bu il lisenziyas\u0131 l\u0259\u011fv edil\u0259n ikinci bankd\u0131r.<\/p>\n\n\n\n

May\u0131n 17-d\u0259 AMB-nin q\u0259rar\u0131 il\u0259 \u201cG\u00fcnay Bank\u201d ASC-nin d\u0259 lisenziyas\u0131 l\u0259\u011fv edilib. Bank\u0131n ba\u011flanmas\u0131 m\u0259cmu kapital\u0131n\u0131n t\u0259l\u0259b olunan minimum miqdardan az olmas\u0131 il\u0259 \u0259sasland\u0131r\u0131l\u0131b.<\/p>\n\n\n\n

M\u0259rk\u0259zi Bank\u0131n \u201cMaliyy\u0259 dayan\u0131ql\u0131l\u0131\u011f\u0131\u201d hesabat\u0131ndan ayd\u0131n olur ki, Az\u0259rbaycanda \u0259n b\u00f6y\u00fck \u00fc\u00e7 bank\u0131n aktivl\u0259r \u00fczr\u0259 bazar pay\u0131 65 faiz\u0259 \u00e7at\u0131b.<\/p>\n\n\n\n

H\u0259min \u00fc\u00e7 bank\u0131n biri d\u00f6vl\u0259t\u0259 (Beyn\u0259lxalq Bank), ikisi prezidentin ail\u0259 \u00fczvl\u0259rin\u0259 (\u201cPa\u015fa Bank\u201d v\u0259 \u201cKapital Bank\u201d) m\u0259xsusdur. Bu banklar\u0131n depozit portfelind\u0259ki bazar pay\u0131 70 faiz, kreditl\u0259r \u00fczr\u0259 is\u0259 48 faizdir.<\/p>\n\n\n\n

Banklar\u0131n illik m\u0259nf\u0259\u0259tinin t\u0259xmin\u0259n d\u00f6rdd\u0259 \u00fc\u00e7\u00fc d\u0259 m\u0259hz bu \u00fc\u00e7 banka \u00e7at\u0131r.
Daha \u00f6nc\u0259, 2022-ci ilin oktyabr\u0131nda Pakistan Milli Bank\u0131n\u0131n Bak\u0131 filial\u0131n\u0131n lisenziyas\u0131 l\u0259\u011fv edilmi\u015fdi.<\/p>\n\n\n\n

2020-ci il aprelin 26-da is\u0259 M\u0259rk\u0259zi Bank \u201cAtaBank\u201d ASC, \u201cAmrahBank\u201d ASC, \u201cAGBank\u201d ASC v\u0259 \u201cNBCBank\u201d ASC-y\u0259 inzibat\u00e7\u0131 t\u0259yin etmi\u015fdi. May\u0131n 1-d\u0259 is\u0259 \u201cAtabank\u201d v\u0259 \u201cAmrahBank\u201d\u0131n lisenziyas\u0131 l\u0259\u011fv edilmi\u015fdi.<\/p>\n\n\n\n

Daha sonra, may\u0131n 12-d\u0259 d\u0259 \u201cAGbank\u201d v\u0259 \u201cNBCBank\u201d\u0131n lisenziyalar\u0131 da l\u0259\u011fv olundu.<\/p>\n\n\n\n

AMB lisenziyalar\u0131n l\u0259\u011fvini banklar\u0131n \u00f6hd\u0259likl\u0259rini yerin\u0259 yetir\u0259 bilm\u0259m\u0259l\u0259ri il\u0259 izah etmi\u015fdi, lakin h\u0259min qurumlardan bu d\u0259y\u0259rl\u0259ndirm\u0259y\u0259 h\u0259r hans\u0131 bir m\u00fcnasib\u0259t bildirilm\u0259mi\u015fdi.<\/p>\n\n\n\n

2015-ci ild\u0259 is\u0259 Az\u0259rbaycanda iki devalvasiyan\u0131n ba\u015f verm\u0259si (D\u00fcnyada neftin qiym\u0259ti k\u0259skin ucuzla\u015fandan sonra) v\u0259 manat\u0131n dollar qar\u015f\u0131s\u0131nda iki d\u0259f\u0259 d\u0259y\u0259r itirm\u0259si n\u0259tic\u0259sind\u0259 bank sektorunda t\u0259lat\u00fcml\u0259r \u00f6z\u00fcn\u00fc g\u00f6st\u0259rmi\u015fdi. Onda 10-dan \u00e7ox bank ba\u011flanm\u0131\u015fd\u0131. Yen\u0259 d\u0259 s\u0259b\u0259b kimi onlar\u0131n \u00f6hd\u0259likl\u0259rini yerin\u0259 yetir\u0259 bilm\u0259m\u0259l\u0259ri g\u00f6st\u0259rilmi\u015fdi.<\/p>\n\n\n\n

Haz\u0131rda \u00f6lk\u0259d\u0259 23 bank f\u0259aliyy\u0259t g\u00f6st\u0259rir.<\/p>\n","protected":false},"excerpt":{"rendered":"

\u0130qtisad\u00e7\u0131n\u0131n q\u0259na\u0259tin\u0259 g\u00f6r\u0259, t\u0259xmin\u0259n 106 milyon manatl\u0131q v\u0259saitin taleyi sual … <\/p>\n

Davam\u0131<\/a><\/p>\n","protected":false},"author":8,"featured_media":288255,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_sitemap_exclude":false,"_sitemap_priority":"","_sitemap_frequency":"","footnotes":""},"categories":[53,56],"tags":[],"class_list":["post-289071","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-iqtisadiyyat","category-xeberler","infinite-scroll-item","generate-columns","tablet-grid-50","mobile-grid-100","grid-parent","grid-33","no-featured-image-padding"],"acf":[],"yoast_head":"\n\u201cMu\u011fan Bank\u201dda qalm\u0131\u015f \u0259man\u0259tl\u0259rin g\u0259l\u0259n aydan \u00f6d\u0259nil\u0259c\u0259yi g\u00f6zl\u0259nilir - MEYDAN.TV<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.meydan.tv\/az\/article\/mugan-bankda-qalmis-emanetlerin-gelen-aydan-odenileceyi-gozlenilir\/\" \/>\n<meta property=\"og:locale\" content=\"az_AZ\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u201cMu\u011fan Bank\u201dda qalm\u0131\u015f \u0259man\u0259tl\u0259rin g\u0259l\u0259n aydan \u00f6d\u0259nil\u0259c\u0259yi g\u00f6zl\u0259nilir - MEYDAN.TV\" \/>\n<meta property=\"og:description\" content=\"\u0130qtisad\u00e7\u0131n\u0131n q\u0259na\u0259tin\u0259 g\u00f6r\u0259, t\u0259xmin\u0259n 106 milyon manatl\u0131q v\u0259saitin taleyi sual ... 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