{"id":288279,"date":"2023-10-19T15:20:26","date_gmt":"2023-10-19T11:20:26","guid":{"rendered":"https:\/\/www.meydan.tv\/?p=288279"},"modified":"2023-10-19T15:20:30","modified_gmt":"2023-10-19T11:20:30","slug":"huquq-mudafiecisi-bankdan-sikayetcidir-kartima-qadaga-qoyulub","status":"publish","type":"post","link":"https:\/\/www.meydan.tv\/az\/article\/huquq-mudafiecisi-bankdan-sikayetcidir-kartima-qadaga-qoyulub\/","title":{"rendered":"H\u00fcquq m\u00fcdafi\u0259\u00e7isi bankdan \u015fikay\u0259t\u00e7idir: \u201cKart\u0131ma qada\u011fa qoyulub\u201d"},"content":{"rendered":"\n

Nazirlik t\u0259kzib edir, bank \u0259riz\u0259 yazs\u0131n deyir<\/em><\/strong><\/p>\n\n\n\n

Neft\u00e7il\u0259rin H\u00fcquqlar\u0131n\u0131 M\u00fcdafi\u0259 T\u0259\u015fkilat\u0131n\u0131n s\u0259dri Mirvari Q\u0259hr\u0259manl\u0131 sosial \u015f\u0259b\u0259k\u0259d\u0259 Az\u0259rbaycan Beyn\u0259lxalq Bank\u0131n\u0131 (ABB) t\u0259nqid edib.<\/p>\n\n\n\n

Q\u0259hr\u0259manl\u0131 qeyd edib ki, bank ona verdiyi t\u0259qa\u00fcd\u00e7\u00fc kart\u0131n\u0131n xaricd\u0259 istifad\u0259sin\u0259 m\u0259hdudiyy\u0259t qoyub.<\/a><\/p>\n\n\n\n

H\u00fcquq m\u00fcdafi\u0259\u00e7isinin s\u00f6zl\u0259rin\u0259 g\u00f6r\u0259, bu add\u0131m \u018fm\u0259k v\u0259 \u018fhalinin Sosial M\u00fcdafi\u0259si Nazirliyinin (\u018f\u018fSMN) Dayan\u0131ql\u0131 v\u0259 Operativ Sosial T\u0259minat Agentliyi (DOST Agentliyi) t\u0259r\u0259find\u0259n at\u0131l\u0131b.<\/p>\n\n\n\n

\u201cT\u0259qa\u00fcd\u00e7\u00fc t\u0259qa\u00fcd\u00fcn\u00fc harada, nec\u0259, kim\u0259 v\u0259 n\u0259y\u0259 x\u0259rcl\u0259y\u0259c\u0259yini \u00f6z\u00fc bil\u0259r. T\u0259qa\u00fcd\u00e7\u00fcl\u0259r\u0259 \u00f6z kart\u0131ndan istifad\u0259 m\u0259hdudiyy\u0259ti qoymaq, onlar\u0131n k\u00fctl\u0259vi sur\u0259td\u0259 h\u00fcquqlar\u0131n\u0131n pozulmas\u0131d\u0131r\u201d, <\/em>– Mirvari Q\u0259hr\u0259manl\u0131 yaz\u0131b.<\/p>\n\n\n\n

Onun fikrinc\u0259, daha \u00f6nc\u0259 xaricd\u0259 oldu\u011fu m\u00fcdd\u0259td\u0259 t\u0259qa\u00fcd kart\u0131ndan \u0259m\u0259liyyatlar h\u0259yata ke\u00e7irdiyi zaman bel\u0259 m\u0259hdudiyy\u0259tl\u0259 qar\u015f\u0131la\u015fmay\u0131b.<\/p>\n\n\n\n

Bu hal 2023-c\u00fc ilin may\u0131nda m\u00fcdd\u0259ti bit\u0259n kart\u0131n\u0131 yenil\u0259dikd\u0259n sonra yaran\u0131b:<\/p>\n\n\n\n

\u201cAil\u0259m Praqada ya\u015fad\u0131\u011f\u0131 \u00fc\u00e7\u00fcn m\u0259n d\u0259 il \u0259rzind\u0259 2-3 ay orada ya\u015fay\u0131ram. H\u0259mi\u015f\u0259 d\u0259 Az\u0259rbaycan Beyn\u0259lxalq Bank\u0131n\u0131n verdiyi t\u0259qa\u00fcd\u00e7\u00fc kart\u0131mdan h\u0259r sah\u0259d\u0259 istifad\u0259 etmi\u015fdim. He\u00e7 bir bir problem olmay\u0131b. Mayda kart\u0131n m\u00fcdd\u0259ti qurtard\u0131\u011f\u0131 \u00fc\u00e7\u00fcn d\u0259yi\u015fm\u0259li oldum\u201d.<\/em><\/p>\n\n\n\n

\u201cVerdikl\u0259ri karta baxanda t\u0259\u0259cc\u00fcbl\u0259ndim. \u00dcst\u00fcnd\u0259 n\u00f6mr\u0259l\u0259r g\u00fccl\u0259 g\u00f6r\u00fcn\u00fcrd\u00fc. Ad-soyad\u0131m\u0131n yerin\u0259 DOST Agentliyinin ad\u0131 yaz\u0131lm\u0131\u015fd\u0131. Etiraz etdim. Cavab\u0131nda bir v\u0259r\u0259q\u0259 kart\u0131n n\u00f6mr\u0259sini yaz\u0131b verdil\u0259r. Dedil\u0259r ki, bel\u0259dir, ist\u0259yirs\u0259n g\u00f6t\u00fcr, ist\u0259mirs\u0259n g\u00f6t\u00fcrm\u0259. Vaxt m\u0259hdudiyy\u0259tim vardi. M\u00fcbahis\u0259ni sonraya saxlad\u0131m. \u0130ki g\u00fcn \u00f6nc\u0259 h\u0259min kartla t\u0259\u015fkilat\u0131n sayt\u0131 \u00fc\u00e7\u00fcn \u00f6d\u0259ni\u015f etm\u0259k ist\u0259y\u0259nd\u0259 m\u0259lum oldu ki, verdikl\u0259ri kart xaricd\u0259 i\u015fl\u0259mir\u201d.<\/em><\/p>\n\n\n

\n
\"Az\u0259rbaycan
Foto: arxiv<\/figcaption><\/figure>\n<\/div>\n\n\n

O, m\u0259s\u0259l\u0259 il\u0259 \u0259laq\u0259dar ABB-nin S\u0259bail rayonundak\u0131 filial\u0131na gedib:<\/p>\n\n\n\n

\u201cBankda dedil\u0259r ki, t\u0259qa\u00fcd\u00e7\u00fcl\u0259r\u0259 xaricd\u0259 \u00f6z kart\u0131ndan istifad\u0259 etm\u0259y\u0259 icaz\u0259 yoxdur. M\u0259n\u0259 \u0259riz\u0259 yazd\u0131rd\u0131lar ki, xaricd\u0259 kart\u0131mdan istifad\u0259 \u00fc\u00e7\u00fcn onlardan icaz\u0259 al\u0131m. H\u0259l\u0259 ki, bir n\u0259tic\u0259 yoxdur\u201d.<\/em><\/p>\n\n\n\n

\u015eikay\u0259t\u00e7i h\u0259m\u00e7inin yaz\u0131r ki, bir m\u00fcdd\u0259t \u0259vv\u0259l bac\u0131s\u0131 T\u00fcrkiy\u0259d\u0259 olark\u0259n o da \u00f6z\u00fcn\u00fcn t\u0259qa\u00fcd\u00e7\u00fc kart\u0131ndan istifad\u0259 ed\u0259 bilm\u0259yib:<\/p>\n\n\n\n

\u201cBac\u0131m bank\u0131n X\u0259tai rayon S\u0259naye filial\u0131na yax\u0131nla\u015f\u0131b. Bankda ona izah edibl\u0259r ki, t\u0259qa\u00fcd\u00e7\u00fcl\u0259r \u00f6z kartlar\u0131ndan xaricd\u0259 istifad\u0259 ed\u0259 bilm\u0259zl\u0259r. S\u0259b\u0259b kimi is\u0259 deyibl\u0259r ki, DOST Agentliyind\u0259n bel\u0259 tap\u015f\u0131r\u0131blar. Bac\u0131m etiraz edib ki, ax\u0131 bu pul m\u0259nimdir. Cavab\u0131nda deyibl\u0259r ki, pul sizin yox, d\u00f6vl\u0259tindir\u201d.<\/em><\/p>\n\n\n\n

\u201c\u018fm\u0259k pensiyalar\u0131 haqq\u0131nda\u201d Qanunun 43-c\u00fc madd\u0259sinin 43.1-ci b\u0259ndind\u0259 qeyd olunur ki, \u00f6lk\u0259 v\u0259t\u0259nda\u015fl\u0131\u011f\u0131n\u0131 saxlam\u0131\u015f \u015f\u0259xsl\u0259r xaricd\u0259 olduqlar\u0131 m\u00fcdd\u0259td\u0259 onlara Az\u0259rbaycanda t\u0259yin edilmi\u015f \u0259m\u0259k pensiyas\u0131 arzular\u0131na \u0259sas\u0259n Az\u0259rbaycan banklar\u0131nda olan \u015f\u0259xsi hesablar\u0131na v\u0259 ya \u00f6z v\u0259saitl\u0259ri hesablar\u0131na ya\u015fad\u0131qlar\u0131 dig\u0259r d\u00f6vl\u0259tl\u0259r\u0259 k\u00f6\u00e7\u00fcr\u00fcl\u00fcr.<\/a><\/p>\n\n\n\n

ABB-dan Meydan TV-y\u0259 bildirilib ki, bank d\u0259l\u0259duzluq hallar\u0131n\u0131n qar\u015f\u0131s\u0131n\u0131 almaq m\u0259qs\u0259dil\u0259 Az\u0259rbaycanda sosial kart istifad\u0259\u00e7il\u0259rin\u0259 – pensiya\u00e7\u0131, t\u0259qa\u00fcd\u00e7\u00fc, veteran v\u0259 sosial m\u00fcavin\u0259t alan \u015f\u0259xsl\u0259rin kartlar\u0131na xaric\u0259 \u00e7\u0131x\u0131\u015f qada\u011fas\u0131 qoyub.<\/p>\n\n\n\n

\u201cBu, bir n\u00f6v m\u00fc\u015ft\u0259ril\u0259ri h\u0259m s\u0131\u011fortalay\u0131r, h\u0259m\u00e7inin bank \u00fc\u00e7\u00fcn d\u0259 h\u0259r hans\u0131 \u00e7\u0259tinlikl\u0259 qar\u015f\u0131la\u015fma\u011f\u0131n qar\u015f\u0131s\u0131n\u0131 al\u0131r. Kart sahibl\u0259ri \u015f\u0259xsiyy\u0259t v\u0259siq\u0259si il\u0259 birlikd\u0259 ist\u0259dikl\u0259ri vaxt bank\u0131n ist\u0259nil\u0259n filial\u0131na yax\u0131nla\u015f\u0131b, m\u0259lumatlar\u0131n\u0131 t\u0259qdim etm\u0259kl\u0259 \u0259riz\u0259 yaza v\u0259 xarici \u00e7\u0131x\u0131\u015flara qoyulan m\u0259hdudiyy\u0259ti tam aradan qald\u0131ra bil\u0259rl\u0259r\u201d,<\/em> – bank\u0131n \u0259m\u0259kda\u015f\u0131 bildirib.<\/p>\n\n\n\n

Bank \u0259m\u0259kda\u015f\u0131n\u0131n s\u00f6zl\u0259rin\u0259 g\u00f6r\u0259, kart sahibi haz\u0131rda \u00f6lk\u0259d\u0259n k\u0259nardad\u0131rsa, mobil-notarial sisteml\u0259 etibarnam\u0259 t\u0259qdim edib, xaric\u0259 \u00e7\u0131x\u0131\u015f\u0131 b\u0259rpa ed\u0259 bil\u0259r.<\/p>\n\n\n\n

H\u0259m\u00e7inin \u0259lav\u0259 edib ki, xaric\u0259 \u00e7\u0131x\u0131\u015f m\u0259hdudiyy\u0259ti t\u0259k sosial deyil, b\u00fct\u00fcn kartlara t\u0259tbiq edilir:<\/p>\n\n\n\n

\u201cT\u0259hl\u00fck\u0259sizlik bax\u0131m\u0131ndan onminl\u0259rl\u0259 limit m\u00f6vcuddur. Qara siyah\u0131da olan \u00f6lk\u0259l\u0259r var. H\u0259min \u00f6lk\u0259l\u0259rd\u0259 h\u0259r hans\u0131 d\u0259l\u0259duzlu\u011fun qar\u015f\u0131s\u0131n\u0131 almaq \u00fc\u00e7\u00fcn bank \u00f6z\u00fc limitl\u0259r t\u0259tbiq edib\u201d.<\/em><\/p>\n\n\n\n

DOST Agentliyind\u0259n z\u0259ngl\u0259r\u0259 cavab verilm\u0259yib.<\/p>\n\n\n\n

\u018fm\u0259k v\u0259 \u018fhalinin Sosial M\u00fcdafi\u0259si Nazirliyind\u0259n Meydan TV-y\u0259 bildirilib ki, v\u0259t\u0259nda\u015flar\u0131n kartlar\u0131na xaric\u0259 \u00e7\u0131x\u0131\u015f m\u0259hdudiyy\u0259ti qoyulmay\u0131b.<\/p>\n","protected":false},"excerpt":{"rendered":"

Nazirlik t\u0259kzib edir, bank \u0259riz\u0259 yazs\u0131n deyir Neft\u00e7il\u0259rin H\u00fcquqlar\u0131n\u0131 M\u00fcdafi\u0259 … <\/p>\n

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