{"id":275426,"date":"2023-05-17T22:13:09","date_gmt":"2023-05-17T18:13:09","guid":{"rendered":"https:\/\/www.meydan.tv\/?p=275426"},"modified":"2023-05-17T22:48:05","modified_gmt":"2023-05-17T18:48:05","slug":"gunay-bankin-legvi-xirda-banklar-boyuk-banklara-qurban-verilir","status":"publish","type":"post","link":"https:\/\/www.meydan.tv\/az\/article\/gunay-bankin-legvi-xirda-banklar-boyuk-banklara-qurban-verilir\/","title":{"rendered":"“G\u00fcnay Bank”\u0131n l\u0259\u011fvi: “X\u0131rda banklar b\u00f6y\u00fck banklara qurban verilir”"},"content":{"rendered":"\n

<\/p>\n\n\n\n

Ekspertl\u0259r deyirl\u0259r ki, m\u0259qs\u0259d inhisar\u00e7\u0131 banklar\u0131n m\u00f6vqeyini g\u00fccl\u0259ndirm\u0259kdir…<\/em><\/strong><\/p>\n\n\n\n

May\u0131n 17-d\u0259 Az\u0259rbaycan M\u0259rk\u0259zi Bank\u0131n\u0131n (AMB) q\u0259rar\u0131 il\u0259 “G\u00fcnay Bank” ASC-nin lisenziyas\u0131 l\u0259\u011fv edilib.<\/p>\n\n\n\n

AMB-nin a\u00e7\u0131qlama<\/a>s\u0131nda qeyd edilir ki, q\u0259rar\u0131 \u0130dar\u0259 Hey\u0259ti verib.<\/p>\n\n\n\n

S\u0259b\u0259b n\u0259dir?<\/strong><\/p>\n\n\n\n

Bank\u0131n ba\u011flanmas\u0131 m\u0259cmu kapital\u0131n\u0131n t\u0259l\u0259b olunan minimum miqdardan az olmas\u0131 il\u0259 \u0259sasland\u0131r\u0131l\u0131b. Habel\u0259 q\u0259rar bank\u0131n cari f\u0259aliyy\u0259tini etibarl\u0131 v\u0259 prudensial (t\u0259hl\u00fck\u0259siz) qaydada h\u0259yata ke\u00e7irm\u0259m\u0259si il\u0259 izah edilib.<\/p>\n\n\n\n

“Bu bank\u0131n \u00f6lk\u0259nin bank sisteminin aktivl\u0259rind\u0259 x\u00fcsusi \u00e7\u0259kisi 0.6 faiz, kredit portfelind\u0259 1 faiz, sektorun \u00f6hd\u0259likl\u0259rind\u0259 is\u0259 c\u0259mi 0.5 faizdir. “G\u00fcnay Bank” ASC-nin bank lisenziyas\u0131n\u0131n l\u0259\u011fvi bank sektorunun maliyy\u0259 dayan\u0131ql\u0131\u011f\u0131 v\u0259 maliyy\u0259 sabitliyin\u0259 he\u00e7 bir t\u0259hdid yaratm\u0131r”, – <\/em>AMB \u0259lav\u0259 edib.<\/p>\n\n\n\n

\u018fman\u0259tl\u0259r nec\u0259 qaytar\u0131lacaq?<\/strong><\/p>\n\n\n\n

M\u0259lumatda bildirilir ki, “G\u00fcnay Bank” ASC \u018fman\u0259tl\u0259rin S\u0131\u011fortalanmas\u0131 Fonduna (Fond) \u00fczv bankd\u0131r v\u0259 \u0259halinin buradak\u0131 s\u0131\u011fortalanm\u0131\u015f \u0259man\u0259tl\u0259ri \u00fczr\u0259 kompensasiyalar\u0131n\u0131 Fond qanunvericiliy\u0259 m\u00fcvafiq qaydada \u00f6d\u0259y\u0259c\u0259k:<\/p>\n\n\n\n

“Bank t\u0259r\u0259find\u0259n Fonda t\u0259qdim olunmu\u015f hesabatlara \u0259sas\u0259n, 2023-c\u00fc ilin I r\u00fcb\u00fcn\u00fcn sonuna bank \u00fczr\u0259 s\u0131\u011fortalanm\u0131\u015f (kompensasiya olunan) \u0259man\u0259tl\u0259r 38.5 milyon manat t\u0259\u015fkil edir. Bank\u0131n \u0259man\u0259t\u00e7il\u0259rinin say etibar\u0131 il\u0259 99.9 faizinin \u0259man\u0259tl\u0259ri kompensasiya olunacaq”.<\/em><\/p>\n\n\n

\n
\"\"
Az\u0259rbaycan M\u0259rk\u0259zi Bank\u0131, RHMN\/shutterstock<\/figcaption><\/figure>\n<\/div>\n\n\n

\u201c<\/em>\u018fsl m\u0259qs\u0259d \u00f6lk\u0259d\u0259ki banklar\u0131n say\u0131n\u0131 azaltmaqd\u0131r\u201d<\/strong><\/p>\n\n\n\n

Bank sah\u0259si \u00fczr\u0259 ekspert, h\u00fcquq\u015f\u00fcnas \u018fkr\u0259m H\u0259s\u0259nov d\u00fc\u015f\u00fcn\u00fcr ki, \u201cG\u00fcnay Bank\u201d\u0131n lisenziyas\u0131n\u0131 l\u0259\u011fv etm\u0259k s\u0259viyy\u0259sind\u0259 ciddi problemi olmay\u0131b.<\/p>\n\n\n\n

Onun fikrinc\u0259, AMB-nin g\u0259tirdiyi s\u0259b\u0259b \u0259sass\u0131zd\u0131r, \u0259sl m\u0259qs\u0259d \u00f6lk\u0259d\u0259ki banklar\u0131n say\u0131n\u0131 azaltmaqd\u0131r:<\/p>\n\n\n\n

\u201cNiy\u0259 edirl\u0259r? \u00c7\u00fcnki Az\u0259rbaycan\u0131n bank sektoru inhisarla\u015fmaya meyillidir. M\u0259rk\u0259zi Bank\u0131n iddia etdiyi kimi kapital problemi varsa bel\u0259, \u201cG\u00fcnay Bank\u201d \u00f6t\u0259n h\u0259ft\u0259 elan etmi\u015fdi ki, iyulun 5-d\u0259 s\u0259hmdarlar\u0131n \u00fcmumi y\u0131\u011f\u0131nca\u011f\u0131n\u0131 ke\u00e7ir\u0259c\u0259k v\u0259 kapital\u0131n\u0131 art\u0131racaq. B\u0259s M\u0259rk\u0259zi Bank buna niy\u0259 mane oldu?\u201d<\/em><\/p>\n\n\n\n

H\u00fcquq\u015f\u00fcnas bildirir ki, Az\u0259rbaycanda 4-5 b\u00f6y\u00fck, inhisar\u00e7\u0131 bank var.<\/p>\n\n\n\n

M\u0259qs\u0259d bazarda onlar\u0131n m\u00f6vqeyini daha da g\u00fccl\u0259ndirm\u0259kdir.<\/p>\n\n\n\n

\u201c<\/em>\u018fman\u0259t\u00e7il\u0259r \u00fc\u00e7\u00fcn yox, sahibkarlar \u00fc\u00e7\u00fcn problem yaranacaq\u201d<\/strong><\/p>\n\n\n\n

V\u0259t\u0259nda\u015flar\u0131n \u201cG\u00fcnay Bank\u201ddak\u0131 \u0259man\u0259tl\u0259rinin aqib\u0259tin\u0259 g\u0259linc\u0259, \u018fkr\u0259m H\u0259s\u0259nov deyir ki, burada b\u00f6y\u00fck problem ya\u015fanmayacaq. \u00c7\u00fcnki banklara qoyulan \u0259man\u0259tl\u0259rin ham\u0131s\u0131 s\u0131\u011fortalan\u0131r:<\/p>\n\n\n\n

\u201cProblem sahibkarlar \u00fc\u00e7\u00fcn yarad\u0131lacaq. Dig\u0259r ba\u011flanan banklar\u0131n taleyind\u0259n, aqib\u0259tind\u0259n bilirik ki, onlar\u0131n pulu, ad\u0259t\u0259n, bat\u0131r. Y\u0259ni \u018fman\u0259tl\u0259rin S\u0131\u011fortalanmas\u0131 Fondu s\u0131\u011fortalanm\u0131\u015f \u0259man\u0259tl\u0259ri qaytar\u0131r, lakin sonra bank\u0131n qalan \u0259mlak\u0131n\u0131n ba\u015f\u0131na \u201cda\u015f sal\u0131b\u201d, m\u00fcxt\u0259lif maliyy\u0259 maxinasiyalar\u0131 edir. Bunu \u0259mlak\u0131 alt qatnan satmaqla, kreditl\u0259rin qay\u0131tmas\u0131nda borcalanlarla s\u00f6vd\u0259l\u0259\u015fm\u0259y\u0259 getm\u0259kl\u0259, x\u0259rcl\u0259ri \u015fi\u015firtm\u0259kl\u0259 v\u0259 s. yollarla edir\u201d.<\/em><\/p>\n\n\n\n

H\u00fcquq\u015f\u00fcnas bildirib ki, b\u00fct\u00fcn bunlar\u0131n n\u0259tic\u0259sind\u0259 sahibkara he\u00e7 n\u0259 \u00e7atm\u0131r, o, faktiki uduzur.<\/p>\n\n\n

\n
\"H\u00fcquq\u015f\u00fcnas
M\u0259nb\u0259: “Sputnik”<\/figcaption><\/figure>\n<\/div>\n\n\n

\u201cKi\u00e7ik v\u0259 orta banklarda pulunuzu saxlamay\u0131n\u201d mesaj\u0131<\/strong><\/p>\n\n\n\n

\u018fkr\u0259m H\u0259s\u0259novun s\u00f6zl\u0259rin\u0259 g\u00f6r\u0259, b\u00fct\u00fcn bu olanlar Az\u0259rbaycanda f\u0259aliyy\u0259td\u0259 olan biznes\u0259 mesajd\u0131r.<\/p>\n\n\n\n

Dem\u0259k ist\u0259yirl\u0259r ki, bel\u0259 ki\u00e7ik v\u0259 h\u0259tta orta banklarda bel\u0259 pulunuzu saxlamay\u0131n, t\u0259hl\u00fck\u0259lidir:<\/p>\n\n\n\n

\u201cDem\u0259k ist\u0259yirl\u0259r ki, gedin h\u0259min o b\u00f6y\u00fck banklar\u0131n m\u00fc\u015ft\u0259risi olun. Dig\u0259r t\u0259r\u0259fd\u0259n, M\u0259rk\u0259zi Bank \u0259g\u0259r \u201cG\u00fcnay Bank\u201d v\u0259 dig\u0259r banklar\u0131n kapital m\u0259s\u0259l\u0259si kimi formal bir \u015fey\u0259 toxunursa, onun bu q\u0259rar\u0131n\u0131n \u00f6z\u00fc qanunsuzdur. \u00c7\u00fcnki qanunla M\u0259rk\u0259zi Bank\u0131n idar\u0259 hey\u0259tind\u0259 7 \u00fczv olmal\u0131d\u0131r, lakin haz\u0131rda \u00fczv say\u0131 \u00fc\u00e7 n\u0259f\u0259rdir, y\u0259ni yet\u0259rsay yoxdur. Bu bax\u0131mdan da \u00e7\u0131xard\u0131\u011f\u0131 q\u0259rarlar qanunsuzdur\u201d.<\/em><\/p>\n\n\n\n

H\u00fcquq\u015f\u00fcnas\u0131n s\u00f6zl\u0259rin\u0259 g\u00f6r\u0259, ki\u00e7ik v\u0259 orta banklar\u0131n ba\u011flanmas\u0131 b\u00fct\u00fcnl\u00fckd\u0259 bank sektorunda Az\u0259rbaycan\u0131 \u00e7ox pis n\u0259tic\u0259l\u0259rin g\u00f6zl\u0259diyini g\u00f6st\u0259rir.<\/p>\n\n\n\n

Onun fikrinc\u0259, bel\u0259 q\u0259rarlar, add\u0131mlar \u00f6lk\u0259nin bank sektorunun daha da inhisarla\u015fmas\u0131na g\u0259tir\u0259c\u0259k.<\/p>\n\n\n\n

\u201c<\/em>Bank\u0131n l\u0259\u011fv edilm\u0259sinin t\u0259sirl\u0259rini azaltmaq \u00fc\u00e7\u00fcn t\u0259cili t\u0259dbirl\u0259r g\u00f6r\u00fclm\u0259lidir\u201d<\/strong><\/p>\n\n\n\n

\u0130qtisad\u00e7\u0131 Natiq C\u0259f\u0259rli is\u0259 deyir<\/a> ki, “G\u00fcnay Bank\u201d\u0131n Az\u0259rbaycan Bank bazar\u0131na yenid\u0259n daxil olmas\u0131 onsuz da m\u00fc\u0259mmalarla, suallarla dolu proses idi:<\/p>\n\n\n\n

\u201c2018-ci ild\u0259 bu bank\u0131n s\u0259dr m\u00fcavini 100 mln. manat, 2021-ci ild\u0259 is\u0259 filial r\u0259hb\u0259rl\u0259rind\u0259n biri 53 mln. manat m\u0259nims\u0259m\u0259 iddias\u0131 il\u0259 saxlan\u0131lm\u0131\u015fd\u0131. Yen\u0259 d\u0259 bu g\u00fcn \u201cG\u00fcnay Bank\u201d l\u0259\u011fv edildis\u0259, bunun b\u00fct\u00fcn bank sektoruna t\u0259sirl\u0259rini azaltmaq \u00fc\u00e7\u00fcn t\u0259cili t\u0259dbirl\u0259r g\u00f6r\u00fclm\u0259lidir\u201d.<\/em><\/p>\n\n\n\n

N\u0259dir bu t\u0259dbirl\u0259r?<\/strong><\/p>\n\n\n\n

\u0130qtisad\u00e7\u0131 qeyd edib ki, ilk n\u00f6vb\u0259d\u0259 bu bankda depoziti olan b\u00fct\u00fcn v\u0259t\u0259nda\u015flar\u0131n \u0259man\u0259ti tez v\u0259 s\u00fcr\u00fcnd\u00fcrm\u0259\u00e7ilik olmadan, maksimum bir  ay \u0259rzind\u0259 qaytar\u0131lmal\u0131d\u0131r.<\/p>\n\n\n\n

\u018fg\u0259r v\u0259t\u0259nda\u015flar\u0131n depozitl\u0259ri il\u0259 ba\u011fl\u0131 probleml\u0259r ya\u015fanarsa, bu, b\u00fct\u00fcn bank sektoruna ba\u015fa\u011fr\u0131s\u0131 g\u0259tir\u0259c\u0259k:<\/p>\n\n\n\n

\u201cOnsuz da, \u00f6lk\u0259d\u0259 m\u00fcasir bank sistemi yoxdur, bura inhisar\u00e7\u0131l\u0131q olan sah\u0259dir. \u00dcst\u0259lik, bizim banklar h\u0259l\u0259 d\u0259 19-cu \u0259srin bank m\u0259ntiqi il\u0259 i\u015fl\u0259yirl\u0259r, ancaq depozit g\u00f6t\u00fcr\u00fcb, y\u00fcks\u0259k faizl\u0259 kredit verm\u0259kl\u0259 pul qazan\u0131rlar. 21-ci \u0259srin banklar\u0131 is\u0259 ba\u015fqa c\u00fcr i\u015fl\u0259yir. Onlar \u00e7oxdan investisiya m\u0259rk\u0259zl\u0259rin\u0259 \u00e7evrilibl\u0259r. Bizd\u0259 is\u0259 investisiya bank\u00e7\u0131l\u0131\u011f\u0131 yoxdur. Bu da n\u0259 M\u0259rk\u0259zi Bank\u0131n, n\u0259 d\u0259 bank sisteminin g\u00fcnah\u0131d\u0131r. Problem siyasi sistem v\u0259 idar\u0259etm\u0259d\u0259dir\u201d.<\/em><\/p>\n\n\n

\n
\"Natiq
Natiq C\u0259f\u0259rli, Foto: Meydan TV<\/figcaption><\/figure>\n<\/div>\n\n\n

S\u0131rada hans\u0131 banklar var?<\/strong><\/p>\n\n\n\n

\u0130qtisad\u00e7\u0131 Qubad \u0130bado\u011flu is\u0259 deyir<\/a> ki, \u201cG\u00fcnay Bank\u201d\u0131n ba\u011flanmas\u0131 q\u0259rar\u0131 bank sektorunda inhisarla\u015fma meyll\u0259rini daha da g\u00fccl\u0259ndir\u0259c\u0259k v\u0259 ki\u00e7ik banklara m\u00fc\u015ft\u0259ri etimad\u0131n\u0131 a\u015fa\u011f\u0131 salacaq.<\/p>\n\n\n\n

AMB-n\u0131n m\u0259lumat\u0131na g\u00f6r\u0259, 2023-c\u00fc il aprelin 1-n\u0259 “G\u00fcnay Bank”\u0131n \u00fcmumi depozitl\u0259rin h\u0259cmi 108 milyon 566 min manat, bank \u00fczr\u0259 s\u0131\u011fortalanm\u0131\u015f \u0259man\u0259tl\u0259rin h\u0259cmi is\u0259 38.5 milyon manat olub.<\/p>\n\n\n\n

\u201cX\u0131rda banklar qurban veril\u0259c\u0259k\u201d<\/strong><\/p>\n\n\n\n

Qubad \u0130bado\u011flu \u0259lav\u0259 edir ki, bu halda kompensasiya oluna bilm\u0259y\u0259n 70 milyon manat \u0259man\u0259tin taleyinin nec\u0259 h\u0259ll olunaca\u011f\u0131 il\u0259 ba\u011fl\u0131 suallar yaran\u0131r:<\/p>\n\n\n\n

\u201cG\u00fcman ki, “G\u00fcnay Bank”-\u0131n \u0259man\u0259t\u00e7il\u0259ri v\u0259saitl\u0259rini ordan g\u00f6t\u00fcr\u00fcb iri banklarda yerl\u0259\u015fdir\u0259c\u0259kl\u0259r. Onu da qeyd edim ki, Az\u0259rbaycanda \u0259n b\u00f6y\u00fck 3 bank\u0131n (Beyn\u0259lxalq Bank, Pa\u015fa Bank v\u0259 Kapital Bank) bazar pay\u0131n\u0131n dinamikas\u0131 son ill\u0259rd\u0259 bank bazar\u0131nda inhisar\u00e7\u0131l\u0131\u011f\u0131n artd\u0131\u011f\u0131n\u0131 g\u00f6st\u0259rir. Bel\u0259 ki, 2019-cu ill\u0259 m\u00fcqayis\u0259d\u0259 2022-ci ild\u0259 \u0259n b\u00f6y\u00fck 3 bank\u0131n aktivl\u0259r \u00fczr\u0259 bazar pay\u0131 9 faiz b\u0259ndi artaraq, 65 faiz, depozit portfeli \u00fczr\u0259 bazar pay\u0131 is\u0259 13 faiz artaraq, 70 faiz, kredit portfeli \u00fczr\u0259 bazar pay\u0131 is\u0259 8 faiz artaraq, 48 faiz olub. Banklar\u0131n illik m\u0259nf\u0259\u0259tinin t\u0259xmin\u0259n d\u00f6rdd\u0259 \u00fc\u00e7\u00fc d\u0259 m\u0259hz bu \u00fc\u00e7 banka \u00e7at\u0131r. H\u0259r \u00fc\u00e7 bank \u018fliyevl\u0259r ail\u0259sinin n\u0259zar\u0259tind\u0259dir. Odur ki, iri banklar hakim ail\u0259y\u0259 m\u0259xsus oldu\u011funa g\u00f6r\u0259 daha risklidir\u201d.<\/em><\/p>\n\n\n\n

Sonda iqtisad\u00e7\u0131 bildirib ki, AMB-nin bank\u0131n ba\u011flanmas\u0131 il\u0259 ba\u011fl\u0131 a\u00e7\u0131qlamas\u0131nda \u201cki\u00e7ik bank\u0131n ba\u011flanmas\u0131 bank sektorunun maliyy\u0259 dayan\u0131ql\u0131\u011f\u0131 v\u0259 maliyy\u0259 sabitliyin\u0259 he\u00e7 bir t\u0259hdid yaratm\u0131r” dem\u0259sind\u0259 mesaj var:<\/p>\n\n\n\n

\u201cG\u00f6r\u00fcn\u0259n odur ki, bir ne\u00e7\u0259 b\u00f6y\u00fck bank\u0131n h\u00f6kmran m\u00f6vqeyini m\u00f6hk\u0259ml\u0259ndirm\u0259k \u00fc\u00e7\u00fcn x\u0131rda banklar qurban veril\u0259c\u0259k\u201d.<\/em><\/p>\n\n\n

\n
\"Qubad
M\u0259nb\u0259: Meydan TV<\/figcaption><\/figure>\n<\/div>\n\n\n

\u201cPrioritet z\u0259if banklar\u0131n sa\u011flamla\u015fd\u0131r\u0131lmas\u0131 olmal\u0131d\u0131r\u201d<\/strong><\/p>\n\n\n\n

Deputat, iqtisad\u00e7\u0131 V\u00fcqar Bayramov is\u0259 deyir<\/a> ki, \u201cG\u00fcnay Bank\u201dda olan 70 milyon manata yax\u0131n \u0259man\u0259t s\u0131\u011fortalanmay\u0131b.<\/p>\n\n\n\n

Onun s\u00f6zl\u0259rin\u0259 g\u00f6r\u0259, \u0259man\u0259t\u00e7il\u0259r il\u0259 depozit portfelinin h\u0259cminin m\u00fcqayis\u0259si g\u00f6st\u0259rir ki, s\u0131\u011fortalanmam\u0131\u015f \u0259man\u0259t az sayda v\u0259t\u0259nda\u015flara m\u0259xsusdur. Y\u0259ni bir s\u0131ra \u015f\u0259xsl\u0259rin bu bankda milyonlarla ifad\u0259 olunan \u0259man\u0259tl\u0259ri olub:<\/p>\n\n\n\n

\u201cHaz\u0131rda fiziki \u015f\u0259xsl\u0259rin bankda olan 100 min manatad\u0259k olan \u0259man\u0259tl\u0259ri s\u0131\u011fortalan\u0131r. Bu zaman milli valyutada olan \u0259man\u0259tl\u0259r \u00fczr\u0259 qorunan divident faiz d\u0259r\u0259c\u0259si 12, xarici valyutada is\u0259 2.5 faizdir. \u018fman\u0259tl\u0259rin S\u0131\u011fortalanmas\u0131 Fondu qorunan \u0259man\u0259tl\u0259ri geri qaytar\u0131r, qorunmayan depozitl\u0259r is\u0259 praktik olaraq bank\u0131n m\u0259suliyy\u0259tind\u0259dir. M\u00fcflis olan bankda is\u0259 qorunmayan \u0259man\u0259tl\u0259r aktivl\u0259r passivl\u0259rin \u00fcst\u0259l\u0259diyi halda, qaytar\u0131la bil\u0259r\u201d.<\/em><\/p>\n\n\n\n

Deputat deyir ki, bununla bel\u0259, qorunmayan \u0259man\u0259tl\u0259rin taleyi il\u0259 ba\u011fl\u0131 Fond t\u0259r\u0259find\u0259n real add\u0131mlar\u0131n at\u0131lmas\u0131na ehtiyac var:<\/p>\n\n\n\n

\u201cZ\u0259if banklar\u0131n m\u00fcflisl\u0259\u015fm\u0259si deyil, sa\u011flamla\u015fd\u0131r\u0131lmas\u0131 daha prioritet olmal\u0131d\u0131r\u201d.<\/em><\/p>\n\n\n\n

H\u0259l\u0259lik, q\u0259rara “G\u00fcnay Bank” ASC-d\u0259n m\u00fcnasib\u0259t almaq m\u00fcmk\u00fcn olmay\u0131b.<\/p>\n\n\n\n

M\u0259rk\u0259zi Bank\u0131n \u201cMaliyy\u0259 dayan\u0131ql\u0131l\u0131\u011f\u0131\u201d hesabat\u0131ndan ayd\u0131n olur ki, Az\u0259rbaycanda \u0259n b\u00f6y\u00fck \u00fc\u00e7 bank\u0131n aktivl\u0259r \u00fczr\u0259 bazar pay\u0131 65 faiz\u0259 \u00e7at\u0131b.<\/p>\n\n\n\n

H\u0259min \u00fc\u00e7 bank\u0131n biri d\u00f6vl\u0259t\u0259 (Beyn\u0259lxalq Bank), ikisi prezidentin ail\u0259 \u00fczvl\u0259rin\u0259 (\u201cPa\u015fa Bank\u201d v\u0259 \u201cKapital Bank\u201d) m\u0259xsusdur.<\/p>\n\n\n

\n
\"V\u00fcqar
M\u0259nb\u0259: Meydan TV<\/figcaption><\/figure>\n<\/div>\n\n\n

Bu banklar\u0131n depozit portfelind\u0259ki bazar pay\u0131 70 faiz, kreditl\u0259r \u00fczr\u0259 is\u0259 48 faizdir.<\/p>\n\n\n\n

Banklar\u0131n illik m\u0259nf\u0259\u0259tinin t\u0259xmin\u0259n d\u00f6rdd\u0259 \u00fc\u00e7\u00fc d\u0259 m\u0259hz bu \u00fc\u00e7 banka \u00e7at\u0131r.<\/p>\n\n\n\n

Daha \u0259vv\u0259l ba\u011flanan banklar<\/strong><\/p>\n\n\n\n

Daha \u00f6nc\u0259, 2022-ci ilin oktyabr\u0131nda Pakistan Milli Bank\u0131n\u0131n Bak\u0131 filial\u0131n\u0131n lisenziyas\u0131 l\u0259\u011fv edilmi\u015fdi.<\/p>\n\n\n\n

2020-ci il aprelin 26-da is\u0259 M\u0259rk\u0259zi Bank “AtaBank” ASC, “AmrahBank” ASC, “AGBank” ASC v\u0259 “NBCBank” ASC-y\u0259 inzibat\u00e7\u0131 t\u0259yin etmi\u015fdi. May\u0131n 1-d\u0259 is\u0259 “Atabank” v\u0259 “AmrahBank”\u0131n lisenziyas\u0131 l\u0259\u011fv edilib.<\/p>\n\n\n\n

Daha sonra, may\u0131n 12-d\u0259 d\u0259 “AGbank” v\u0259 “NBCBank”\u0131n lisenziyalar\u0131 da l\u0259\u011fv olundu.<\/p>\n\n\n\n

AMB lisenziyalar\u0131n l\u0259\u011fvini banklar\u0131n \u00f6hd\u0259likl\u0259rini yerin\u0259 yetir\u0259 bilm\u0259m\u0259l\u0259ri il\u0259 izah etmi\u015fdi, lakin h\u0259min qurumlardan bu d\u0259y\u0259rl\u0259ndirm\u0259y\u0259 h\u0259r hans\u0131 bir m\u00fcnasib\u0259t bildirilm\u0259mi\u015fdi.<\/p>\n\n\n\n

2015-ci ild\u0259 is\u0259 Az\u0259rbaycanda iki devalvasiyan\u0131n ba\u015f verm\u0259si (D\u00fcnyada neftin qiym\u0259ti k\u0259skin ucuzla\u015fandan sonra) v\u0259 manat\u0131n dollar qar\u015f\u0131s\u0131nda iki d\u0259f\u0259 d\u0259y\u0259r itirm\u0259si n\u0259tic\u0259sind\u0259 bank sektorunda t\u0259lat\u00fcml\u0259r \u00f6z\u00fcn\u00fc g\u00f6st\u0259rmi\u015fdi. Onda 10-dan \u00e7ox bank ba\u011flanm\u0131\u015fd\u0131. Yen\u0259 d\u0259 s\u0259b\u0259b kimi onlar\u0131n \u00f6hd\u0259likl\u0259rini yerin\u0259 yetir\u0259 bilm\u0259m\u0259l\u0259ri g\u00f6st\u0259rilmi\u015fdi.<\/p>\n","protected":false},"excerpt":{"rendered":"

Ekspertl\u0259r deyirl\u0259r ki, m\u0259qs\u0259d inhisar\u00e7\u0131 banklar\u0131n m\u00f6vqeyini g\u00fccl\u0259ndirm\u0259kdir… May\u0131n 17-d\u0259 … <\/p>\n

Davam\u0131<\/a><\/p>\n","protected":false},"author":8,"featured_media":275362,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_sitemap_exclude":false,"_sitemap_priority":"","_sitemap_frequency":"","footnotes":""},"categories":[53,79,56],"tags":[],"class_list":["post-275426","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-iqtisadiyyat","category-featured","category-xeberler","infinite-scroll-item","generate-columns","tablet-grid-50","mobile-grid-100","grid-parent","grid-33","no-featured-image-padding"],"acf":[],"yoast_head":"\n"G\u00fcnay Bank"\u0131n l\u0259\u011fvi: "X\u0131rda banklar b\u00f6y\u00fck banklara qurban verilir" - MEYDAN.TV<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.meydan.tv\/az\/article\/gunay-bankin-legvi-xirda-banklar-boyuk-banklara-qurban-verilir\/\" \/>\n<meta property=\"og:locale\" content=\"az_AZ\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\""G\u00fcnay Bank"\u0131n l\u0259\u011fvi: "X\u0131rda banklar b\u00f6y\u00fck banklara qurban verilir" - MEYDAN.TV\" \/>\n<meta property=\"og:description\" content=\"Ekspertl\u0259r deyirl\u0259r ki, m\u0259qs\u0259d inhisar\u00e7\u0131 banklar\u0131n m\u00f6vqeyini g\u00fccl\u0259ndirm\u0259kdir… May\u0131n 17-d\u0259 ... 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