{"id":274292,"date":"2023-05-04T13:25:12","date_gmt":"2023-05-04T09:25:12","guid":{"rendered":"https:\/\/www.meydan.tv\/?p=274292"},"modified":"2023-05-04T13:25:19","modified_gmt":"2023-05-04T09:25:19","slug":"teqaudculere-verilen-qeyri-islek-kreditlerin-miqdari-aciqlanib","status":"publish","type":"post","link":"https:\/\/www.meydan.tv\/az\/article\/teqaudculere-verilen-qeyri-islek-kreditlerin-miqdari-aciqlanib\/","title":{"rendered":"T\u0259qa\u00fcd\u00e7\u00fcl\u0259r\u0259 veril\u0259n qeyri-i\u015fl\u0259k kreditl\u0259rin miqdar\u0131 a\u00e7\u0131qlan\u0131b"},"content":{"rendered":"\n

<\/p>\n\n\n\n

\u0130qtisad\u00e7\u0131: \u201c\u0130ld\u0259n-il\u0259 t\u0259qa\u00fcd\u00e7\u00fcl\u0259rin kredit borclar\u0131 art\u0131r\u201d<\/em><\/strong><\/p>\n\n\n\n

2022-ci ild\u0259 \u0259haliy\u0259 veril\u0259n qeyri-i\u015fl\u0259k kreditl\u0259rin (Q\u0130K) 15 faizini t\u0259qa\u00fcd\u00e7\u00fcl\u0259r al\u0131b.<\/p>\n\n\n\n

Kreditl\u0259rin b\u00f6y\u00fck hiss\u0259si, 48 faizi sabit g\u0259lirli, d\u00f6vl\u0259t sektorunda \u00e7al\u0131\u015fan insanlara verilib.<\/p>\n\n\n\n

25 faiz kredit is\u0259 \u00f6z\u0259l sah\u0259l\u0259rd\u0259 \u00e7al\u0131\u015fanlar\u0131n pay\u0131na d\u00fc\u015f\u00fcb. \u018fn ki\u00e7ik, \u00fcmumi m\u0259bl\u0259\u011fin 11 faizi is\u0259 depozit t\u0259minat\u0131 \u00fc\u00e7\u00fcn ayr\u0131l\u0131b.<\/p>\n\n\n\n

M\u0259lumat Az\u0259rbaycan M\u0259rk\u0259zi Bank\u0131n\u0131n (AMB) 2022-ci il \u00fc\u00e7\u00fcn a\u00e7\u0131qlad\u0131\u011f\u0131 maliyy\u0259 sabitliyi hesabat\u0131ndand\u0131r<\/a>.<\/p>\n\n\n\n

\u0130qtisad\u00e7\u0131 Qubad \u0130bado\u011flu deyir ki, ild\u0259n-il\u0259 t\u0259qa\u00fcd\u00e7\u00fcl\u0259rin kredit borclar\u0131 art\u0131r.<\/p>\n\n\n\n

O, bunun s\u0259b\u0259bini banklar\u0131n, x\u00fcsus\u0259n d\u0259, \u201cPa\u015fa Holdinq\u201d\u0259 m\u0259xsus \u201cKapital Bank\u201d\u0131n bankomatlar vasit\u0259sil\u0259 t\u0259qa\u00fcd\u00e7\u00fcl\u0259r\u0259 t\u0259klif etdiyi asan kredit t\u0259klifind\u0259 g\u00f6r\u00fcr.<\/p>\n\n\n\n

\u0130qtisad\u00e7\u0131 t\u0259qa\u00fcd\u00e7\u00fcl\u0259r\u0259 diqq\u0259tli olma\u011f\u0131, bu yolla kredit g\u00f6t\u00fcr\u00fcb, absurd faiz \u00f6d\u0259m\u0259m\u0259yi m\u0259sl\u0259h\u0259t g\u00f6r\u00fcr.<\/p>\n\n\n\n

\u0130qtisad\u00e7\u0131 son 4 ild\u0259 t\u0259qa\u00fcd\u00e7\u00fcl\u0259r\u0259 veril\u0259n kreditl\u0259ri hesablay\u0131b.<\/p>\n\n\n\n

Bu, 2018-ci ild\u0259 519,6 milyon manat, 2019-da 693,3 milyon manat, 2020-d\u0259 695,6 milyon manat, 2021-d\u0259 677,8 milyon manat v\u0259 n\u0259hay\u0259t, 2022-ci ild\u0259 \u0259n y\u00fcks\u0259k h\u0259dd\u0259 \u00e7ataraq 863,1 milyon manata \u00e7at\u0131b.<\/p>\n\n\n\n

Onun hesablamalar\u0131ndan g\u00f6r\u00fcn\u00fcr ki, t\u0259kc\u0259 2022-ci ild\u0259 pensiya\u00e7\u0131lar banklardan bir il \u0259vv\u0259ll\u0259 m\u00fcqayis\u0259d\u0259 185 milyondan art\u0131q kredit g\u00f6t\u00fcr\u00fcb.<\/p>\n\n\n\n

\u201cBel\u0259likl\u0259, Az\u0259rbaycanda h\u0259r pensiya\u00e7\u0131n\u0131n banklara orta hesabla 775 manat borcu yaran\u0131b. Bu, \u00f6z\u00fcnd\u0259n \u0259vv\u0259lki ill\u0259 m\u00fcqayis\u0259d\u0259 h\u0259r pensiya\u00e7\u0131ya 110 manat v\u0259 ya 37,2 faiz art\u0131m dem\u0259kdir. \u00c7\u00fcnki il \u0259rzind\u0259 pensiya\u00e7\u0131lar\u0131n say\u0131 azalmaqla yana\u015f\u0131 onlar\u0131n banklara olan borclar\u0131 art\u0131b\u201d,<\/em> – iqtisad\u00e7\u0131 bildirir.<\/p>\n\n\n\n

Qubad \u0130bado\u011flu bu borclar\u0131n nec\u0259 artd\u0131\u011f\u0131na da diqq\u0259t \u00e7\u0259kir.<\/p>\n\n\n\n

Onun s\u00f6zl\u0259rin\u0259 g\u00f6r\u0259, \u201cKapital Bank\u201d\u0131n bankomatlar\u0131ndan pensiyas\u0131n\u0131 alan h\u0259r k\u0259s\u0259 t\u0259klif edilir ki, 100 manat \u0259lav\u0259 pul g\u00f6t\u00fcr, g\u0259l\u0259n pensiyada 106 manat \u00f6d\u0259y\u0259rs\u0259n:<\/p>\n\n\n\n

\u201c\u018flacs\u0131z qalan, i\u015f\u0131q-qaz pulunu, \u0259rza\u011f\u0131n\u0131 v\u0259 d\u0259rman\u0131n\u0131 aydan-aya \u00e7atd\u0131rmayan pensiya\u00e7\u0131lar\u0131n \u00e7oxu da bu ilk bax\u0131\u015fdan c\u0259lbedici olan t\u0259klif\u0259 aldan\u0131b, \u201cb\u0259li\u201d d\u00fcym\u0259sini bas\u0131r v\u0259 \u0259lav\u0259 100 manat g\u00f6t\u00fcr\u0259r\u0259k borca girirl\u0259r. Bununla da \u00f6zl\u0259rinin m\u0259sr\u0259fl\u0259rini v\u0259 \u201cKapital Bank\u201d\u0131n g\u0259lirl\u0259rini art\u0131r\u0131rlar. N\u0259tic\u0259d\u0259 d\u0259 pensiya\u00e7\u0131lar\u0131n borclar\u0131 s\u00fcr\u0259tl\u0259 artma\u011fa ba\u015flay\u0131r\u201d.<\/em><\/p>\n\n\n

\n
\"Qubad
M\u0259nb\u0259: Meydan TV<\/figcaption><\/figure>\n<\/div>\n\n\n

\u0130qtisad\u00e7\u0131 \u00e7ox yox, 40 faiz t\u0259qa\u00fcd\u00e7\u00fcn\u00fcn bu t\u0259klifi d\u0259y\u0259rl\u0259ndiyi zaman bank\u0131n n\u0259 q\u0259d\u0259r qazana bil\u0259c\u0259yini d\u0259 hesablay\u0131b:<\/p>\n\n\n\n

\u201cBirlikd\u0259 sad\u0259 hesablama aparaq. \u018fg\u0259r bu t\u0259klifd\u0259n pensiya\u00e7\u0131lar\u0131n 40 faizi istifad\u0259 ets\u0259, t\u0259xmin\u0259n 500 min n\u0259f\u0259r dem\u0259kdir. Bel\u0259likl\u0259, \u201cKapital Bank\u201d ild\u0259 1 pensiya\u00e7\u0131dan 72 manat, 500 min pensiya\u00e7\u0131dan is\u0259 36 milyon manat qazana bil\u0259r\u201d.<\/em><\/p>\n\n\n\n

Ekspert bildirir ki, g\u00f6r\u00fcn\u0259n r\u0259q\u0259ml\u0259r t\u0259qa\u00fcd\u00e7\u00fcl\u0259rin v\u0259ziyy\u0259tinin ac\u0131nacaql\u0131 olmas\u0131ndan x\u0259b\u0259r verir.<\/p>\n\n\n\n

O, h\u00f6kum\u0259ti bununla ba\u011fl\u0131 t\u0259cili t\u0259dbir g\u00f6rm\u0259y\u0259 \u00e7a\u011f\u0131r\u0131r.<\/p>\n\n\n\n

 \u201cKapital Bank\u201d ASC-nin s\u0259hml\u0259rinin 99.87 faizi \u201cPa\u015fa Holdinq\u201d\u0259, 0,13%-i is\u0259 fiziki \u015f\u0259xsl\u0259r\u0259 aiddir<\/a>.<\/p>\n\n\n\n

\u00d6lk\u0259 \u00fczr\u0259 pensiyalar\u0131n yar\u0131s\u0131n\u0131 bu bank \u00f6d\u0259yir.<\/p>\n\n\n\n

M\u0259rk\u0259zi Bank\u0131 “Maliyy\u0259 dayan\u0131ql\u0131l\u0131\u011f\u0131” hesabat\u0131ndan ayd\u0131n olur ki, Az\u0259rbaycanda \u0259n b\u00f6y\u00fck \u00fc\u00e7 bank\u0131n aktivl\u0259r \u00fczr\u0259 bazar pay\u0131 65 faiz\u0259 \u00e7at\u0131b.<\/p>\n\n\n\n

H\u0259min \u00fc\u00e7 bank\u0131n biri d\u00f6vl\u0259t\u0259 (Beyn\u0259lxalq Bank), ikisi prezidentin ail\u0259 \u00fczvl\u0259rin\u0259 (\u201cPa\u015fa Bank\u201d v\u0259 \u201cKapital Bank\u201d) m\u0259xsusdur. Bu banklar\u0131n depozit portfelind\u0259ki bazar pay\u0131 70 faiz, kreditl\u0259r \u00fczr\u0259 is\u0259 48 faizdir.<\/p>\n\n\n\n

Banklar\u0131n illik m\u0259nf\u0259\u0259tinin t\u0259xmin\u0259n d\u00f6rdd\u0259 \u00fc\u00e7\u00fc d\u0259 m\u0259hz bu \u00fc\u00e7 banka \u00e7at\u0131r.<\/p>\n","protected":false},"excerpt":{"rendered":"

\u0130qtisad\u00e7\u0131: \u201c\u0130ld\u0259n-il\u0259 t\u0259qa\u00fcd\u00e7\u00fcl\u0259rin kredit borclar\u0131 art\u0131r\u201d 2022-ci ild\u0259 \u0259haliy\u0259 veril\u0259n … <\/p>\n

Davam\u0131<\/a><\/p>\n","protected":false},"author":8,"featured_media":225868,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_sitemap_exclude":false,"_sitemap_priority":"","_sitemap_frequency":"","footnotes":""},"categories":[53,56],"tags":[],"class_list":["post-274292","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-iqtisadiyyat","category-xeberler","infinite-scroll-item","generate-columns","tablet-grid-50","mobile-grid-100","grid-parent","grid-33","no-featured-image-padding"],"acf":[],"yoast_head":"\nT\u0259qa\u00fcd\u00e7\u00fcl\u0259r\u0259 veril\u0259n qeyri-i\u015fl\u0259k kreditl\u0259rin miqdar\u0131 a\u00e7\u0131qlan\u0131b - MEYDAN.TV<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.meydan.tv\/az\/article\/teqaudculere-verilen-qeyri-islek-kreditlerin-miqdari-aciqlanib\/\" \/>\n<meta property=\"og:locale\" content=\"az_AZ\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"T\u0259qa\u00fcd\u00e7\u00fcl\u0259r\u0259 veril\u0259n qeyri-i\u015fl\u0259k kreditl\u0259rin miqdar\u0131 a\u00e7\u0131qlan\u0131b - MEYDAN.TV\" \/>\n<meta property=\"og:description\" content=\"\u0130qtisad\u00e7\u0131: \u201c\u0130ld\u0259n-il\u0259 t\u0259qa\u00fcd\u00e7\u00fcl\u0259rin kredit borclar\u0131 art\u0131r\u201d 2022-ci ild\u0259 \u0259haliy\u0259 veril\u0259n ... 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