{"id":203597,"date":"2020-11-15T11:25:30","date_gmt":"2020-11-15T11:25:30","guid":{"rendered":"https:\/\/www.meydan.tv\/article\/ucar-sakini-banka-elimle-verdiyim-pulu-geri-ala-bilmirem\/"},"modified":"2020-11-15T11:25:30","modified_gmt":"2020-11-15T11:25:30","slug":"ucar-sakini-banka-elimle-verdiyim-pulu-geri-ala-bilmirem","status":"publish","type":"post","link":"https:\/\/www.meydan.tv\/az\/article\/ucar-sakini-banka-elimle-verdiyim-pulu-geri-ala-bilmirem\/","title":{"rendered":"Ucar sakini: Banka \u0259liml\u0259 verdiyim pulu geri ala bilmir\u0259m"},"content":{"rendered":"

\n
\n \u201cAnlaya bilmir\u0259m, \u0259g\u0259r bank m\u00fcflis durumdayd\u0131sa, \u201cAqrolizinq\u201dl\u0259 niy\u0259 i\u015fl\u0259yirdi?\u201d
\n <\/i>\n<\/p>\n

\n \u201cTexnika almaq \u00fc\u00e7\u00fcn banka pul k\u00f6\u00e7\u00fcrd\u00fcm, bu g\u00fcn\u0259d\u0259k n\u0259 pulumu ala bilmi\u015f\u0259m, n\u0259 d\u0259 texnikan\u0131. \u201cBank m\u00fcflis olub, siz\u0259 verm\u0259y\u0259 pulu yoxdur\u201d, – deyirl\u0259r. M\u0259n anlay\u0131ram, amma texnikan\u0131n 40 faiz pulunu \u00f6d\u0259m\u0259k \u00fc\u00e7\u00fcn borc ald\u0131\u011f\u0131m insanlar bunu anlam\u0131r. \u00c7ox pis durumda qalm\u0131\u015fam\u201d.\n<\/p>\n

\n Ucar\u0131n M\u0259likball\u0131 k\u0259ndinin sakini Eyvaz \u0130brahimov bel\u0259 deyir. O, 2019-cu il dekabr\u0131n 24-d\u0259n bu yana ba\u015f\u0131na oyun g\u0259diyini, alt\u0131ndan \u00e7\u0131xa bilm\u0259diyini s\u00f6yl\u0259yir:\n<\/p>\n

\n \u201c\u201cAqrolizinq\u201d ASC-y\u0259 m\u00fcraci\u0259t etmi\u015fdim. Yeni traktor almaq ist\u0259yirdim. \u0130st\u0259yim q\u0259bul edildi. Qanunla h\u0259min texnikan\u0131n d\u0259y\u0259rinin 40 faizini m\u0259n, 40 faizini d\u00f6vl\u0259t, yerd\u0259 qalan 20 faizini is\u0259 bank verm\u0259li idi. Sonra m\u0259n h\u0259min 20 faizi aybaay banka k\u00f6\u00e7\u00fcr\u0259c\u0259kdim. N\u0259 is\u0259 m\u0259ni Bak\u0131ya, \u201cAqrolizinq\u201d ASC-y\u0259 d\u0259v\u0259t etdil\u0259r\u201d.\n<\/p>\n

\n
\n \u201c10 min 292 manat k\u00f6\u00e7\u00fcrd\u00fcm, ortada texnika yoxdur\u201d
\n <\/b>\n<\/p>\n

\n \u015eikay\u0259t\u00e7i deyir ki, orda 4 bank\u0131n stendi olub. Ona i\u015fini bu banklardan biri il\u0259 h\u0259ll etm\u0259k laz\u0131m oldu\u011funu deyibl\u0259r:\n<\/p>\n

\n \u201cY\u0259ni birinin vasit\u0259sil\u0259 kreditl\u0259 texnika g\u00f6t\u00fcr\u0259 bil\u0259rdim. Orada m\u0259n\u0259 ilk yax\u0131nla\u015fan \u201cNBC Bank\u201d\u0131n i\u015f\u00e7isi oldu. S\u0259n\u0259dl\u0259ri yazd\u0131, h\u0259r \u015feyi h\u0259ll etdi. Dekabr\u0131n 27-d\u0259 z\u0259ng etdi. Dedi \u201c2 n\u0259f\u0259r zamin g\u00f6t\u00fcr g\u0259l\u201d. Getdim. S\u0259n\u0259dl\u0259ri haz\u0131rlam\u0131\u015fd\u0131. M\u0259n d\u0259 imzalay\u0131b, \u201cNBC Bank\u201d\u0131n N\u0259simi filial\u0131na 10 min 292 min manat pul k\u00f6\u00e7\u00fcrd\u00fcm\u201d.\n<\/p>\n

\n
\n \u201cM\u0259n\u0259 z\u0259ng g\u0259ldi ki, bank ba\u011flan\u0131r, sistem dayand\u0131r\u0131l\u0131r\u201d
\n <\/b>\n<\/p>\n

\n \u00d6d\u0259ni\u015fd\u0259n sonra Eyvaz \u0130brahimova deyilib ki, yanvar\u0131n 7-d\u0259k ona z\u0259ng ed\u0259c\u0259kl\u0259r. O da k\u0259nd\u0259 d\u00f6n\u00fcb v\u0259 bankdan z\u0259ng g\u00f6zl\u0259yib. Deyil\u0259n vaxtdan g\u00fcnl\u0259r ke\u00e7ib, ancaq z\u0259ng g\u0259lm\u0259yib:\n<\/p>\n

\n \u201cFevralda \u00f6z\u00fcm maraqlanmal\u0131 oldum. Dedil\u0259r ki, d\u00f6vl\u0259t t\u0259r\u0259find\u0259n g\u00fcz\u0259\u015ft edil\u0259n 40 faizlik m\u0259bl\u0259\u011f h\u0259l\u0259lik, k\u00f6\u00e7m\u0259yib. Ancaq K\u0259nd T\u0259s\u0259rr\u00fcfat\u0131 Nazirliyind\u0259n elektron \u0259riz\u0259m\u0259 cavab g\u0259lmi\u015fdi ki, h\u0259min g\u00fcz\u0259\u015fti \u00f6d\u0259yibl\u0259r. Bunlar dir\u0259ndi ki, yox, yalan demirik, \u00f6d\u0259nm\u0259yib. Sonra koronavirus d\u00f6vr\u00fc ba\u015flad\u0131. Bak\u0131ya gedi\u015f-g\u0259li\u015f \u00e7\u0259tinl\u0259\u015fdi. Aprelin 24-d\u0259 birt\u0259h\u0259r Bak\u0131ya getm\u0259y\u0259 nail oldum. Yen\u0259 s\u0259n\u0259dl\u0259r yazd\u0131lar, \u00f6d\u0259ni\u015f qrafiki m\u00fc\u0259yy\u0259n etdil\u0259r. H\u0259tta s\u0131\u011forta \u00f6d\u0259ni\u015fi d\u0259 etdim. Sonra m\u0259n\u0259 traktorun b\u00fct\u00fcn s\u0259n\u0259dl\u0259rini verdil\u0259r. H\u0259tta may ay\u0131 \u00fc\u00e7\u00fcn n\u0259z\u0259rd\u0259 tutulan ayl\u0131q \u00f6d\u0259ni\u015fi d\u0259 ald\u0131lar. Bir ne\u00e7\u0259 g\u00fcn sonra m\u0259n\u0259 z\u0259ng g\u0259ldi ki, bank ba\u011flan\u0131r, sistem dayand\u0131r\u0131l\u0131r. Ondan sonra m\u0259niml\u0259 \u0259laq\u0259 saxlamad\u0131lar\u201d.\n<\/p>\n

\n \"img_5687.jpg\"
\n M\u0259daxil q\u0259bz
\n <\/figcaption><\/figure>\n

\n
\n \u201c\u00d6d\u0259diyim pul \u0259man\u0259t olmad\u0131\u011f\u0131 \u00fc\u00e7\u00fcn geri ala bilmir\u0259m\u201d
\n <\/b>\n<\/p>\n

\n Eyvaz \u0130brahimov deyir ki, sonra \u00e7ox \u00e7\u0259tinlikl\u0259 d\u0259 olsa yen\u0259 Bak\u0131ya gedib. Bu zaman bank ona texnikan\u0131 verc\u0259kl\u0259ri il\u0259 ba\u011fl\u0131 s\u0259n\u0259d imzalad\u0131b. Ancaq bu g\u00fcn\u0259d\u0259k n\u0259 pulunu, n\u0259 d\u0259 texnikan\u0131 ala bilib:\n<\/p>\n

\n \u201c\u00d6yr\u0259ndim ki, ba\u011flanan banklarda \u0259man\u0259ti olanlar\u0131n pullar\u0131 geri qaytar\u0131l\u0131r. Sevindim. Z\u0259ng etdim, dedil\u0259r, \u201cs\u0259nin pulun \u0259man\u0259t kimi yox, lizinq yolu il\u0259 texnika almaq \u00fc\u00e7\u00fcn yat\u0131r\u0131l\u0131b. Geri qaytara bilmirik, \u00e7\u00fcnki pulumuz yoxdur\u201d. Ax\u0131rda da dedil\u0259r ki, qaytar\u0131lan pullar\u0131 \u018fman\u0259tl\u0259rin S\u0131\u011fortalanmas\u0131 Fondu verir. M\u0259n\u0259 aid deyil\u201d.\n<\/p>\n

\n
\n \u201cUzla\u015fmaq \u00fc\u00e7\u00fcn h\u0259r hans\u0131 add\u0131m at\u0131lm\u0131r\u201d
\n <\/b>\n<\/p>\n

\n Eyvaz \u0130brahimov \u00e7\u0131x\u0131lmaz durumda oldu\u011funu deyir. \u00d6d\u0259diyi pulun \u00e7oxunu borc ald\u0131\u011f\u0131n\u0131 v\u0259 borclular\u0131n qap\u0131s\u0131na dir\u0259ndiyini s\u00f6yl\u0259yir:\n<\/p>\n

\n \u201cAnlaya bilmir\u0259m, \u0259g\u0259r bank m\u00fcflis durumdayd\u0131sa, \u201cAqrolizinq\u201dl\u0259 niy\u0259 i\u015fl\u0259yirdi? Y\u0259ni onu d\u00f6vl\u0259tin proqram\u0131na kim qo\u015fmu\u015fdu? \u018fliml\u0259 pulumu \u00f6d\u0259dim, b\u00fct\u00fcn s\u0259n\u0259dl\u0259rim var, s\u00fcbutlar\u0131m var, ancaq geri ala bilmir\u0259m. He\u00e7 pulu da ist\u0259mir\u0259m, i\u015fi ba\u015fqa banka versinl\u0259r, texnikam\u0131 al\u0131m. Sonra ayl\u0131q krediti d\u0259 \u00f6d\u0259m\u0259y\u0259 haz\u0131ram. Ancaq etmirl\u0259r. Uzla\u015fmaq \u00fc\u00e7\u00fcn h\u0259r hans\u0131 add\u0131m at\u0131lm\u0131r\u201d.\n<\/p>\n

\n
\n \u201c\u018fliml\u0259 pul vermi\u015f\u0259m, aya\u011f\u0131mla d\u00fc\u015fm\u00fc\u015f\u0259m dal\u0131nca\u201d
\n <\/b>\n<\/p>\n

\n \u015eikay\u0259t\u00e7i bu yax\u0131nlarda sonuncu d\u0259f\u0259 bank\u0131n ke\u00e7mi\u015f \u0259m\u0259kda\u015f\u0131 il\u0259 \u0259laq\u0259 saxlay\u0131b. \u201cBank ba\u011flan\u0131b, s\u0259nin \u00f6d\u0259diyini geri verm\u0259y\u0259 pulumuz yoxdur\u201d, – cavab\u0131n\u0131 al\u0131b:\n<\/p>\n

\n \u201cBir s\u00f6zl\u0259, \u0259liml\u0259 pul vermi\u015f\u0259m, aya\u011f\u0131mla d\u00fc\u015fm\u00fc\u015f\u0259m dal\u0131nca – ala bilmir\u0259m. Aidiyyat\u0131 qurumlara m\u00fcraci\u0259t etmi\u015f\u0259m, i\u015f\u0259 yaram\u0131r. Prezident Administrasiyas\u0131ndan tutmu\u015f, Heyd\u0259r \u018fliyev Fonduna q\u0259d\u0259r – h\u0259r yer\u0259 yazm\u0131\u015fam. \u0130\u015fim\u0259 baxm\u0131rlar\u201d.\n<\/p>\n

\n \"img_5686.jpg\"
\n \u0130ltizam
\n <\/figcaption><\/figure>\n

\n
\n \u201cN\u0259 edim, kim\u0259 \u015fikay\u0259tl\u0259nim bilmir\u0259m\u201d
\n <\/b>\n<\/p>\n

\n Eyvaz \u0130brahimovun 2-ci qrup \u0259lilliyi var. Deyir, ail\u0259sini t\u0259s\u0259rr\u00fcfatla doland\u0131r\u0131r. Ba\u015fqa he\u00e7 yerd\u0259 \u00e7al\u0131\u015fm\u0131r:\n<\/p>\n

\n \u201cM\u0259n ill\u0259rin traktor s\u00fcr\u00fcc\u00fcs\u00fcy\u0259m. K\u0259ndd\u0259 insanlar\u0131n i\u015fini g\u00f6r\u00fcr, \u00f6z\u00fcm \u0259kin-bi\u00e7in, heyvandarl\u0131qla dolan\u0131ram. K\u00f6hn\u0259 traktorum istismar m\u00fcdd\u0259tini \u00e7oxdan ba\u015fa vurub, art\u0131q istifad\u0259 edil\u0259si durumda deyil. M\u0259cbur qal\u0131b, borcla-x\u0259rcl\u0259 yenisini almaq q\u0259rar\u0131na g\u0259ldim. N\u0259dir ki, bir tik\u0259 \u00e7\u00f6r\u0259yimi qazana bilim. Onun da ax\u0131r\u0131 bel\u0259 oldu. \u0130ndi n\u0259 edim, kim\u0259 \u015fikay\u0259tl\u0259nim bilmir\u0259m\u201d.\n<\/p>\n

\n
\n \u018fman\u0259tl\u0259rin S\u0131\u011fortalanmas\u0131 Fondu deyir ki…
\n <\/b>\n<\/p>\n

\n Meydan TV \u201cNBC Bank\u201d-la \u0259laq\u0259 saxlaya bilm\u0259yib. \u018fman\u0259tl\u0259rin S\u0131\u011fortalanmas\u0131 Fondunun icra\u00e7\u0131 direktor m\u00fcavini V\u00fcqar Abdullayev bu i\u015fl\u0259 ba\u011fl\u0131 sor\u011fuya cavab\u0131nda bildirib ki, Eyvaz \u0130brahimovun hesab\u0131nda olan v\u0259saitin geri qaytar\u0131lmas\u0131 il\u0259 ba\u011fl\u0131 m\u00fcraci\u0259tin\u0259 l\u0259\u011fv edilmi\u015f \u201cNBC Bank\u201d-\u0131n l\u0259\u011fvedicisi olan \u018fman\u0259tl\u0259rin S\u0131\u011fortalanmas\u0131 Fondunda bax\u0131l\u0131b:\n<\/p>\n

\n \u201cBak\u0131 Apelyasiya M\u0259hk\u0259m\u0259sinin 2020-ci il may\u0131n 14-d\u0259 \u00e7\u0131xard\u0131\u011f\u0131 q\u0259rar\u0131 il\u0259 \u201cNBC Bank\u201d m\u00fcflis elan edilib. Onun iflas proseduruna ba\u015flan\u0131b. Eyni q\u0259rarla \u018fman\u0259tl\u0259rin S\u0131\u011fortalanmas\u0131 Fondu \u201cNBC\u201d ASC-nin l\u0259\u011fvini t\u0259yin edib. \u201cBanklar Haqq\u0131nda Az\u0259rbaycan Respublikas\u0131n\u0131n Qanunu\u201dnun t\u0259l\u0259bl\u0259ri n\u0259z\u0259r\u0259 al\u0131nmaqla m\u00fcflis banka qar\u015f\u0131 t\u0259l\u0259bl\u0259r bank\u0131n m\u00fcflis elan olunmas\u0131na dair m\u0259hk\u0259m\u0259 q\u0259rarlar\u0131 K\u0130V-d\u0259 ilk d\u0259f\u0259 d\u0259rc edildiyi g\u00fcnd\u0259n 60 t\u0259qvim g\u00fcn\u00fc \u0259rzind\u0259 kreditor t\u0259r\u0259find\u0259n h\u0259min t\u0259l\u0259bin h\u00fcquqi \u0259sas\u0131n\u0131 s\u00fcbut ed\u0259n s\u0259n\u0259dl\u0259r v\u0259 dig\u0259r m\u0259lumatlar\u0131n t\u0259qdim edilm\u0259si \u0259sas\u0131nda l\u0259\u011fvedici t\u0259r\u0259find\u0259n qeyd\u0259 al\u0131nmal\u0131d\u0131r. Eyni zamanda, m\u00fcflis elan olunmu\u015f banka qar\u015f\u0131 olan kreditor t\u0259l\u0259bl\u0259ri \u201cBanklar Haqq\u0131nda Az\u0259rbaycan Respublikas\u0131n\u0131n Qanunu\u201dnun 82-ci madd\u0259sin\u0259 \u0259sas\u0259n, n\u00f6vb\u0259lilik daxilind\u0259 \u00f6d\u0259nir\u201d.\n<\/p>\n

\n \"img_5689.jpg\"
\n Akt
\n <\/figcaption><\/figure>\n

\n
\n \u201c10 ayd\u0131r m\u0259ni s\u00fcr\u00fcnd\u00fcr\u00fcrl\u0259r\u201d
\n <\/b>\n<\/p>\n

\n Eyvaz \u0130brahimov is\u0259 deyir ki, d\u0259f\u0259l\u0259rl\u0259 \u018fman\u0259tl\u0259rin S\u0131\u011fortalanmas\u0131 Fonduna z\u0259ng edib. Fonddan ona bildirilib ki, onun m\u0259ktubu \u201cNBC Bank\u201d\u0131n ba\u015f ofisin\u0259 g\u00f6nd\u0259rilib:\n<\/p>\n

\n \u201cGah dedil\u0259r, ad\u0131mda c\u0259mi 165 manat pul var, gah da dedil\u0259r, s\u0259nin pulun \u0259man\u0259t olmad\u0131\u011f\u0131 \u00fc\u00e7\u00fcn biz qaytarm\u0131r\u0131q. Ax\u0131rda da bildirildi ki, \u00f6d\u0259diyim qalan pul lizinq\u0259 k\u00f6\u00e7\u00fcb. M\u0259n yen\u0259 1-2 ay gedib-g\u0259ldim, ara\u015fd\u0131rd\u0131m. Son cavablar\u0131 bu oldu ki, m\u0259nim \u00f6d\u0259ni\u015fiml\u0259 lizinq a\u00e7\u0131l\u0131b. H\u0259min pul da qal\u0131b \u201cNBC Bank\u201d\u0131n hesab\u0131nda. Bank is\u0259 m\u00fcflis olub, pulu m\u0259n\u0259 geri \u00f6d\u0259y\u0259 bilmir. Bir s\u00f6zl\u0259, 10 ayd\u0131r s\u00fcr\u00fcn\u00fcr\u0259m, bir n\u0259tic\u0259 yox\u201d.\n<\/p>\n

\n Eyvaz \u0130brahimov art\u0131q n\u0259 ed\u0259c\u0259yini bilm\u0259diyini s\u00f6yl\u0259yir: \u201c\u015eokdayam, bel\u0259 \u00e7\u0131x\u0131r ki, m\u0259ni aldatd\u0131lar, pulumu ald\u0131lar, ortada is\u0259 n\u0259 pul var, n\u0259 d\u0259 texnika\u201d.\n<\/p>\n

\n \u201cBu m\u0259s\u0259l\u0259d\u0259 v\u0259t\u0259nda\u015f tam haql\u0131d\u0131r\u201d\n<\/p>\n

\n Bank sah\u0259si \u00fczr\u0259 ekspert \u018fkr\u0259m H\u0259s\u0259nov is\u0259 deyir ki, v\u0259t\u0259nda\u015fla lizinq m\u00fcqavil\u0259si 2019-cu ilin dekabr\u0131nda ba\u011flan\u0131b. Bu insan pulu h\u0259min m\u00fcqavil\u0259d\u0259n 2 h\u0259ft\u0259 sonra k\u00f6\u00e7\u00fcr\u00fcb:\n<\/p>\n

\n \u201cQanunla v\u0259t\u0259nda\u015f pulu bank\u0131n ba\u011flanmas\u0131ndan xeyli vaxt \u0259vv\u0259l k\u00f6\u00e7\u00fcr\u00fcb. Sual yaran\u0131 ki, bank h\u0259min v\u0259saiti lizinq\u0259 k\u00f6\u00e7\u00fcrm\u0259li idi, niy\u0259 k\u00f6\u00e7\u00fcrm\u0259yib? Bu, \u00f6z\u00fc qanun pozuntusudur. \u00dcst\u0259lik, adama texnikan\u0131 verm\u0259yibl\u0259r, verm\u0259l\u0259ri il\u0259 ba\u011fl\u0131 s\u0259n\u0259d imzalad\u0131blar, 1 ayl\u0131q kreditini \u00f6d\u0259tdiribl\u0259r\u201d.\n<\/p>\n

\n \u018fkr\u0259m H\u0259s\u0259nov deyir ki, aprelin 27-d\u0259n \u201cNBC Bank\u201da t\u0259yin edilmi\u015f m\u00fcv\u0259qq\u0259ti inzibat\u00e7\u0131 M\u0259rk\u0259zi Bank olub. G\u00f6r\u00fcn\u00fcr, onlar da v\u0259saiti lizinq \u015firk\u0259tin\u0259 k\u00f6\u00e7\u00fcrm\u0259yibl\u0259r:\n<\/p>\n

\n \u201cBunlar ham\u0131s\u0131 qanun pozuntusudur. V\u0259t\u0259nda\u015f burada haql\u0131d\u0131r. M\u0259hk\u0259m\u0259y\u0259 m\u00fcraci\u0259t etm\u0259lidir. O, lizinq \u015firk\u0259tin\u0259 qar\u015f\u0131 iddia qald\u0131rmal\u0131d\u0131r ki, texnikan\u0131 versin. Ona s\u0259n\u0259d imzalad\u0131blar, ancaq texnikan\u0131 verm\u0259yibl\u0259r. M\u0259hk\u0259m\u0259 zaman\u0131 h\u0259r \u015fey \u00fcz\u0259 \u00e7\u0131xacaq. M\u0259lum olacaq ki, bank pulu niy\u0259 vaxt\u0131nda k\u00f6\u00e7\u00fcrm\u0259yib, k\u00f6\u00e7\u00fcr\u00fcbs\u0259, lizinq \u015firk\u0259ti texnikan\u0131 niy\u0259 vermir v\u0259 s.\u201d.\n<\/p>\n

\n \"img_5691.jpg\"
\n M\u00fcqavil\u0259
\n <\/figcaption><\/figure>\n
\n \"img_5688.jpg\"
\n Texniki t\u0259minat haqq\u0131nda
\n <\/figcaption><\/figure>\n","protected":false},"excerpt":{"rendered":"

\u201cGah dedil\u0259r, ad\u0131mda c\u0259mi 165 manat pul var, gah da dedil\u0259r, s\u0259nin pulun \u0259man\u0259t olmad\u0131\u011f\u0131 \u00fc\u00e7\u00fcn biz qaytarm\u0131r\u0131q”.<\/p>\n","protected":false},"author":11,"featured_media":151460,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_sitemap_exclude":false,"_sitemap_priority":"","_sitemap_frequency":"","footnotes":""},"categories":[60],"tags":[],"class_list":["post-203597","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bolge","infinite-scroll-item","generate-columns","tablet-grid-50","mobile-grid-100","grid-parent","grid-33","no-featured-image-padding"],"acf":[],"yoast_head":"\nUcar sakini: Banka \u0259liml\u0259 verdiyim pulu geri ala bilmir\u0259m - MEYDAN.TV<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.meydan.tv\/az\/article\/ucar-sakini-banka-elimle-verdiyim-pulu-geri-ala-bilmirem\/\" \/>\n<meta property=\"og:locale\" content=\"az_AZ\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Ucar sakini: Banka \u0259liml\u0259 verdiyim pulu geri ala bilmir\u0259m - 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