{"id":200379,"date":"2020-04-30T13:49:00","date_gmt":"2020-04-30T13:49:00","guid":{"rendered":"https:\/\/www.meydan.tv\/article\/celilabad-sakini-prezidentin-fermani-mene-niye-samil-olunmur\/"},"modified":"2020-04-30T13:49:00","modified_gmt":"2020-04-30T13:49:00","slug":"celilabad-sakini-prezidentin-fermani-mene-niye-samil-olunmur","status":"publish","type":"post","link":"https:\/\/www.meydan.tv\/az\/article\/celilabad-sakini-prezidentin-fermani-mene-niye-samil-olunmur\/","title":{"rendered":"C\u0259lilabad sakini: “Prezidentin f\u0259rman\u0131 m\u0259n\u0259 niy\u0259 \u015famil olunmur?\u201d"},"content":{"rendered":"

\n
\n H\u00fcquq\u015f\u00fcnas: \u015eikay\u0259t\u00e7i f\u0259rman\u0131n ona t\u0259tbiq edilm\u0259m\u0259sini m\u0259hk\u0259m\u0259 qaydas\u0131nda m\u00fcbahis\u0259l\u0259ndir\u0259 bil\u0259r
\n <\/i>\n<\/p>\n

\n C\u0259lilabad rayonunun Soltank\u0259nd k\u0259ndinin sakini Dada\u015f Bayramov Prezidentin f\u0259rman\u0131n\u0131n ona \u015famil olunmamas\u0131ndan gileyl\u0259nir. S\u00f6hb\u0259t d\u00f6vl\u0259t ba\u015f\u00e7\u0131s\u0131n\u0131n \u00f6t\u0259n il fevral\u0131n 28-d\u0259 imzalad\u0131\u011f\u0131 \u201cAz\u0259rbaycan Respublikas\u0131nda fiziki \u015f\u0259xsl\u0259rin problemli kreditl\u0259rinin h\u0259lli il\u0259 ba\u011fl\u0131 \u0259lav\u0259 t\u0259dbirl\u0259r haqq\u0131nda\u201d f\u0259rmandan gedir. S\u00f6z\u00fcged\u0259n f\u0259rmanda xarici valyutada kredit borcu olan v\u0259t\u0259nda\u015flar\u0131n ard\u0131c\u0131l iki devalvasiya n\u0259tic\u0259sind\u0259 \u00fczl\u0259\u015fdiyi v\u0259sait itkisinin d\u00f6vl\u0259tin hesab\u0131na \u00f6d\u0259nilm\u0259sind\u0259n gedirdi.\n<\/p>\n

\n Riyaziyyat m\u00fc\u0259llimi olan 62 ya\u015fl\u0131 Dada\u015f Bayramov dan\u0131\u015f\u0131r ki, 2014-c\u00fc ilin noyabr\u0131nda 6000 manat kredit g\u00f6t\u00fcrm\u0259k \u00fc\u00e7\u00fcn \u201cD\u0259mirbank\u201d\u0131n Masall\u0131 filial\u0131na \u00fcz tutub: \u201cDedil\u0259r ki, bizd\u0259 kredit dollarla verilir. O vaxt da dollar 78 q\u0259piy\u0259 idi. Dedim ki, yox, m\u0259n\u0259 manatla laz\u0131md\u0131r. Dedil\u0259r ki, sad\u0259c\u0259, m\u00fcqavil\u0259 dollarla ba\u011flanacaq, amma kassadan manatla g\u00f6t\u00fcr\u0259c\u0259m. O vaxt\u0131n kursuyla hesablad\u0131lar, 7600 dollarl\u0131q m\u00fcqavil\u0259 ba\u011flad\u0131lar. Amma dedikl\u0259ri kimi, kassadan pulu m\u0259n\u0259 manatla verdil\u0259r\u201d.\n<\/p>\n

\n D.Bayramov deyir ki, ayl\u0131q \u00f6d\u0259ni\u015f c\u0259dv\u0259ld\u0259 dollarla g\u00f6st\u0259rils\u0259 d\u0259, h\u0259min m\u0259bl\u0259\u011fi m\u0259z\u0259nn\u0259y\u0259 uy\u011fun manatla \u00f6d\u0259yib. Bu da o zaman ayl\u0131q 255 manat edirmi\u015f: \u201cKrediti g\u00f6t\u00fcr\u0259nd\u0259n az sonra birinci devalvasiya oldu. Amma yen\u0259 255 manat \u00f6d\u0259yirdim. \u0130kinci devalvasiyadan sonra yen\u0259 ayl\u0131q 255 manat \u00f6d\u0259m\u0259kd\u0259 davam el\u0259dim. \u0130kinci devalvasiyadan bir q\u0259d\u0259r sonra bank\u0131n \u0259m\u0259kda\u015flar\u0131 m\u0259n\u0259 t\u0259klif el\u0259dil\u0259r ki, kredit borcunu dollardan manata \u00e7evirsinl\u0259r\u201d.\n<\/p>\n

\n D.Bayramovun s\u00f6zl\u0259rin\u0259 g\u00f6r\u0259, 2016-c\u0131 ilin yanvar\u0131nda \u201cD\u0259mirbank\u201dda onunla yeni m\u00fcqavil\u0259 ba\u011flay\u0131blar. \u018fvv\u0259lki m\u00fcqavil\u0259d\u0259ki dollarla olan m\u0259bl\u0259\u011fi manata \u00e7eviribl\u0259r. Amma 1 dollar\u0131 1 manat 55 q\u0259pikd\u0259n hesablamaqla. Yeni m\u00fcqavil\u0259d\u0259n sonra ayl\u0131q \u00f6d\u0259ni\u015f 208 manat m\u00fc\u0259yy\u0259nl\u0259\u015fdirilib.\n<\/p>\n

\n Maliyy\u0259 Bazarlar\u0131na N\u0259zar\u0259t Palatas\u0131n\u0131n Direktorlar \u015euras\u0131n\u0131n 2017-ci il 22 dekabr tarixli q\u0259rar\u0131yla \u201cD\u0259mirbank\u201d\u0131n lisenziyas\u0131 l\u0259\u011fv edilib. Amma D.Bayramov deyir ki, o, krediti \u00f6d\u0259m\u0259kd\u0259 davam edib. \u00d6t\u0259n ilin fevral\u0131nda Prezidentin s\u00f6z\u00fcged\u0259n f\u0259rman\u0131 imzalananda ona da \u015famil olunaca\u011f\u0131n\u0131 d\u00fc\u015f\u00fcn\u00fcb. Lakin ona deyilib ki, sonradan m\u00fcqavil\u0259si d\u0259yi\u015fdiyin\u0259 g\u00f6r\u0259, o, bu f\u0259rmandan yararlana bilm\u0259y\u0259c\u0259k. Amma D.Bayramov bununla raz\u0131la\u015fm\u0131r:\n<\/p>\n

\n \u201cH\u0259tta sonra m\u00fcqavil\u0259 d\u0259yi\u015fs\u0259 bel\u0259, yen\u0259 d\u0259 m\u0259bl\u0259\u011f dollar\u0131n iki devalvasiya n\u0259tic\u0259sind\u0259 g\u0259lib \u00e7\u0131xd\u0131\u011f\u0131 qiym\u0259t\u0259 uy\u011fun g\u00f6t\u00fcr\u00fcl\u00fcb. Birm\u0259nal\u0131 \u015f\u0259kild\u0259 m\u0259n d\u0259 bu devalvasiyadan ziyana d\u00fc\u015fm\u00fc\u015f\u0259m. D\u0259f\u0259l\u0259rl\u0259 m\u00fcraci\u0259t el\u0259s\u0259m d\u0259, m\u0259n\u0259 indiy\u0259d\u0259k n\u0259 q\u0259d\u0259r pul \u00f6d\u0259m\u0259yim bar\u0259d\u0259 r\u0259smi s\u0259n\u0259di vermirl\u0259r. Amma m\u0259nd\u0259 q\u0259bzl\u0259r qal\u0131b. 8000 manatdan \u00e7ox pul \u00f6d\u0259mi\u015f\u0259m. T\u0259s\u0259vv\u00fcr edin, 6000 manat g\u00f6t\u00fcrm\u00fc\u015f\u0259m, 8000 manatdan \u00e7ox \u00f6d\u0259mi\u015f\u0259m, \u018fman\u0259tl\u0259rin S\u0131\u011fortalanmas\u0131 Fondundan deyirl\u0259r ki, h\u0259l\u0259 6200 manat da borc qal\u0131b. Bu, nec\u0259 olur? Bununla bel\u0259, Prezidentin d\u0259 f\u0259rman\u0131n\u0131 m\u0259n\u0259 \u015famil el\u0259mirl\u0259r. Halbuki, \u0130lham \u018fliyevin \u00f6z\u00fc d\u0259 yaz\u0131r ki, ba\u015f vermi\u015f devalvasiya n\u0259tic\u0259sind\u0259 fiziki \u015f\u0259xsl\u0259rin xarici valyutada olan kreditl\u0259ri \u00fczr\u0259 onlar\u0131n \u00fczl\u0259\u015fdiyi maliyy\u0259 itkisini qar\u015f\u0131lamaq m\u0259qs\u0259dil\u0259 bu f\u0259rman\u0131 imzalay\u0131r. F\u0259rmanda bu c\u00fcml\u0259 d\u0259 var. M\u0259n d\u0259 itkiy\u0259 m\u0259ruzn qalm\u0131\u015fam\u201d.\n<\/p>\n

\n \"image_from_ios
\n M\u0259rk\u0259zi Bank\u0131n cavab m\u0259ktubu
\n <\/figcaption><\/figure>\n

\n D.Bayramov \u00f6t\u0259n ild\u0259n etibar\u0259n krediti \u00f6d\u0259mir. Amma \u00f6d\u0259ni\u015f \u00fc\u00e7\u00fcn vaxta\u015f\u0131r\u0131 ona z\u0259ng edirl\u0259r.\n<\/p>\n

\n Prezident Administrasiyas\u0131ndan tutmu\u015f, Heyd\u0259r \u018fliyev Fondu, M\u0259rk\u0259zi Bank, \u018fman\u0259tl\u0259rin S\u0131\u011fortalanmas\u0131 Fondu, Maliyy\u0259 Bazarlar\u0131na N\u0259zar\u0259t Palatas\u0131na q\u0259d\u0259r m\u00fcxt\u0259lif d\u00f6vl\u0259t orqanlar\u0131na \u015fikay\u0259t edib. Amma h\u0259l\u0259 ki, ist\u0259diyi n\u0259tic\u0259y\u0259 nail olmay\u0131b. \u0130st\u0259diyi is\u0259 Prezidentin f\u0259rman\u0131n\u0131n ona da \u015famil edilm\u0259sidir.\n<\/p>\n

\n \u201cM\u0259ktub g\u00f6nd\u0259rdiyim qurumlar\u0131n \u0259ks\u0259riyy\u0259ti yola verm\u0259k \u00fc\u00e7\u00fcn ba\u015fdansovdu cavablar g\u00f6nd\u0259rirl\u0259r. M\u0259n\u0259 m\u0259sl\u0259h\u0259t g\u00f6r\u00fcrl\u0259r ki, M\u0259rk\u0259zi Bank\u0131n r\u0259hb\u0259rliyinin q\u0259buluna d\u00fc\u015f\u00fcm. Bu da m\u00fcmk\u00fcn olmay\u0131b. Amma d\u0259f\u0259l\u0259rl\u0259 m\u0259ktub yazm\u0131\u015fam. Ax\u0131r\u0131nc\u0131 d\u0259f\u0259 bu ilin yanvar\u0131nda M\u0259rk\u0259zi Bank m\u0259nim m\u0259ktubumu ara\u015fd\u0131r\u0131lmas\u0131 \u00fc\u00e7\u00fcn \u018fman\u0259tl\u0259rin S\u0131\u011fortalanmas\u0131 Fonduna g\u00f6nd\u0259rib\u201d, – dey\u0259 D.Bayramov probleminin h\u0259ll olunmamas\u0131ndan naraz\u0131l\u0131q edir.\n<\/p>\n

\n Bir m\u00fcdd\u0259t \u0259vv\u0259l D.Bayramova Maliyy\u0259 Bazarlar\u0131na N\u0259zar\u0259t Palatas\u0131ndan Apelyasiya Komissiyas\u0131n\u0131n s\u0259dri Orxan Bayramovun imzas\u0131yla m\u0259ktub g\u0259lib. M\u0259ktubun m\u0259zmunu bel\u0259dir:\n<\/p>\n

\n \u201cSizin m\u00fcraci\u0259tiniz\u0259 Maliyy\u0259 Bazarlar\u0131na N\u0259zar\u0259t Palatas\u0131n\u0131n Apelyasiya Komissiyas\u0131nda bax\u0131l\u0131b. Cavab olaraq bildirilir ki, \u201cFikizi \u015f\u0259xsl\u0259rin xarici valyutada olan kreditl\u0259rinin \u0259sas m\u0259bl\u0259\u011finin devalvasiya n\u0259tic\u0259sind\u0259 manatla artm\u0131\u015f hiss\u0259sinin \u00f6d\u0259nilm\u0259si mexanizminin v\u0259 h\u0259min m\u0259bl\u0259\u011f\u0259 hesablanm\u0131\u015f faiz v\u0259 d\u0259bb\u0259 pulu (c\u0259rim\u0259, peniya) \u00fczr\u0259 t\u0259tbiq edil\u0259c\u0259k g\u00fcz\u0259\u015ftl\u0259rin m\u00fc\u0259yy\u0259n edilm\u0259si\u201d qaydas\u0131na \u0259sas\u0259n, devalvasiya n\u0259tic\u0259sind\u0259 fiziki \u015f\u0259xsin xarici valyutada olan \u0259sas kredit borcunun art\u0131m hiss\u0259si \u00fczr\u0259 yaranm\u0131\u015f f\u0259rq (artan m\u0259z\u0259nn\u0259 f\u0259rqi) kredit t\u0259\u015fkilat\u0131 v\u0259 ya l\u0259\u011fvetm\u0259 prosesind\u0259 olan kredit t\u0259\u015fkilat\u0131 t\u0259r\u0259find\u0259n qar\u015f\u0131land\u0131\u011f\u0131 hallarda d\u00f6vl\u0259t b\u00fcdc\u0259sinin v\u0259saiti hesab\u0131na \u00f6d\u0259nil\u0259c\u0259k kompensasiya m\u0259bl\u0259\u011fi kredit t\u0259\u015fkilat\u0131n\u0131n v\u0259 ya l\u0259\u011fvetm\u0259 prosesind\u0259 olan kredit t\u0259\u015fkilat\u0131n\u0131n qar\u015f\u0131lad\u0131\u011f\u0131 hiss\u0259 q\u0259d\u0259r azald\u0131l\u0131r\u201d.\n<\/p>\n

\n Yaranm\u0131\u015f v\u0259ziyy\u0259ti \u015f\u0259rh ed\u0259n h\u00fcquq\u015f\u00fcnas Yal\u00e7\u0131n \u0130manov deyir ki, Prezidentin \u00f6t\u0259n il fevral\u0131n 28-d\u0259 imzalad\u0131\u011f\u0131 \u201cAz\u0259rbaycan Respublikas\u0131nda fiziki \u015f\u0259xsl\u0259rin problemli kreditl\u0259rinin h\u0259lli il\u0259 ba\u011fl\u0131 \u0259lav\u0259 t\u0259dbirl\u0259r haqq\u0131nda\u201d f\u0259rman D.Bayramova m\u00fcnasib\u0259td\u0259 t\u0259tbiq edilm\u0259lidir:\n<\/p>\n

\n \u201cT\u0259r\u0259fl\u0259r aras\u0131nda kredit \u00f6hd\u0259likl\u0259ri 2014-ci ilin noyabr\u0131nda AB\u015e dollar\u0131 il\u0259 ba\u011flanm\u0131\u015f kredit raz\u0131la\u015fmas\u0131ndan ir\u0259li g\u0259lir. Bunu h\u0259r iki t\u0259r\u0259f q\u0259bul edir, m\u00fcbahis\u0259l\u0259ndirmir. H\u0259min raz\u0131la\u015fma imzalanandan sonra \u00f6lk\u0259d\u0259 AB\u015e dollar\u0131n\u0131n manata olan m\u0259z\u0259nn\u0259si art\u0131b, 2015-ci ild\u0259 2 d\u0259f\u0259 devalvasiya ba\u015f verib. 2016-c\u0131 ild\u0259 is\u0259 \u015fikay\u0259t\u00e7i il\u0259 bank aras\u0131nda dollar kreditinin manata resturuktizasiyas\u0131na dair – \u0259vv\u0259lki kredit raz\u0131la\u015fmas\u0131 v\u0259 \u00f6d\u0259ni\u015f plan\u0131na d\u0259yi\u015fiklik edilm\u0259si haqq\u0131nda sazi\u015f imzalan\u0131b. Bu sazi\u015f manat\u0131n dollara nisb\u0259td\u0259 yaratd\u0131\u011f\u0131 \u00e7\u0259tinlikl\u0259ri nisb\u0259t\u0259n yum\u015faltmaq, \u015fikay\u0259t\u00e7inin \u00f6d\u0259ni\u015f qabiliyy\u0259tini yax\u015f\u0131la\u015fd\u0131rmaq m\u0259qs\u0259di g\u00fcd\u00fcb. 2014-c\u00fc il tarixli kredit raz\u0131la\u015fmas\u0131n\u0131n predmeti olan AB\u015e dollar\u0131n\u0131n sonradan manatla \u0259v\u0259z olunmas\u0131 \u015fikay\u0259t\u00e7iy\u0259 m\u00fcnasib\u0259td\u0259 bu f\u0259rman\u0131n t\u0259tbiqini istisna ed\u0259 bilm\u0259z\u201d.\n<\/p>\n

\n Y.\u0130manov vur\u011fulay\u0131r ki, D.Bayramov f\u0259rman\u0131n ona t\u0259tbiq edilm\u0259m\u0259sini m\u0259hk\u0259m\u0259 qaydas\u0131nda m\u00fcbahis\u0259l\u0259ndir\u0259 bil\u0259r.\n<\/p>\n

\n \"image_from_ios
\n \u201cM\u0259ktub g\u00f6nd\u0259rdiyim qurumlar\u0131n \u0259ks\u0259riyy\u0259ti yola verm\u0259k \u00fc\u00e7\u00fcn ba\u015fdansovdu cavablar g\u00f6nd\u0259rirl\u0259r”.
\n <\/figcaption><\/figure>\n","protected":false},"excerpt":{"rendered":"

“\u018fvv\u0259lki m\u00fcqavil\u0259d\u0259ki dollarla olan m\u0259bl\u0259\u011fi manata \u00e7eviribl\u0259r”<\/p>\n","protected":false},"author":11,"featured_media":141188,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_sitemap_exclude":false,"_sitemap_priority":"","_sitemap_frequency":"","footnotes":""},"categories":[60],"tags":[],"class_list":["post-200379","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bolge","infinite-scroll-item","generate-columns","tablet-grid-50","mobile-grid-100","grid-parent","grid-33","no-featured-image-padding"],"acf":[],"yoast_head":"\nC\u0259lilabad sakini: "Prezidentin f\u0259rman\u0131 m\u0259n\u0259 niy\u0259 \u015famil olunmur?\u201d - MEYDAN.TV<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.meydan.tv\/az\/article\/celilabad-sakini-prezidentin-fermani-mene-niye-samil-olunmur\/\" \/>\n<meta property=\"og:locale\" content=\"az_AZ\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"C\u0259lilabad sakini: "Prezidentin f\u0259rman\u0131 m\u0259n\u0259 niy\u0259 \u015famil olunmur?\u201d - 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