{"id":198585,"date":"2019-12-29T11:13:39","date_gmt":"2019-12-29T11:13:39","guid":{"rendered":"https:\/\/www.meydan.tv\/article\/cesd-kiraye-menziller-ucun-sertler-deyisdirilmelidir\/"},"modified":"2019-12-29T11:13:39","modified_gmt":"2019-12-29T11:13:39","slug":"cesd-kiraye-menziller-ucun-sertler-deyisdirilmelidir","status":"publish","type":"post","link":"https:\/\/www.meydan.tv\/az\/article\/cesd-kiraye-menziller-ucun-sertler-deyisdirilmelidir\/","title":{"rendered":"CESD: Kiray\u0259 m\u0259nzill\u0259r \u00fc\u00e7\u00fcn \u015f\u0259rtl\u0259r d\u0259yi\u015fdirilm\u0259lidir"},"content":{"rendered":"<p>\n  <i><br \/>\n    Qurum hesab edir ki, t\u0259l\u0259b olunan \u015f\u0259rtl\u0259r \u00e7ox s\u0259rtdir<br \/>\n  <\/i>\n<\/p>\n<p>\n  \u201cYax\u0131n zamanlarda sat\u0131n almaq m\u0259qs\u0259dil\u0259 kiray\u0259 m\u0259nzill\u0259rin t\u0259klif edilm\u0259si g\u00f6zl\u0259nilir\u201d.\n<\/p>\n<p>\n  \u0130qtisadi v\u0259 Sosial \u0130nki\u015faf M\u0259rk\u0259zinin (CESD) yayd\u0131\u011f\u0131 m\u0259lumatda bel\u0259 deyilir. M\u0259rk\u0259zin qiym\u0259tl\u0259ndirm\u0259sin\u0259 g\u00f6r\u0259 kiray\u0259 m\u0259nzill\u0259r\u0259 t\u0259l\u0259b y\u00fcks\u0259k oldu\u011fundan onlar\u0131n sat\u0131\u015f\u0131 il\u0259 ba\u011fl\u0131 q\u0259rar verildikd\u0259n sonra v\u0259t\u0259nda\u015f m\u00fcraci\u0259tl\u0259rinin say\u0131 h\u0259dd\u0259n art\u0131q \u00e7ox olacaq.\n<\/p>\n<p>\n  CESD kiray\u0259 m\u0259nzill\u0259r\u0259 m\u00fcraci\u0259tl\u0259 ba\u011fl\u0131 t\u0259hlil apar\u0131b. Bildirir ki kiray\u0259 m\u0259nzil\u0259r\u0259 m\u00fcraci\u0259t \u015f\u0259rtl\u0259ri indiki \u015f\u0259kild\u0259 saxlan\u0131lsa, x\u00fcsusil\u0259 azt\u0259minatl\u0131 ail\u0259l\u0259r, qism\u0259n orta t\u0259b\u0259q\u0259 \u00fc\u00e7\u00fcn, bir s\u0131ra \u00e7\u0259tinlikl\u0259r yarada bil\u0259r:\n<\/p>\n<p>\n  \u201c\u015e\u0259rtl\u0259r\u0259 \u0259sas\u0259n, m\u00fcraci\u0259t\u00e7il\u0259r kredit tarix\u00e7\u0259sin\u0259 g\u00f6r\u0259 3 yer\u0259 &#8211; kifay\u0259t, q\u0259na\u0259tb\u0259x\u015f v\u0259 m\u0259nfi qiym\u0259tl\u0259ndiril\u0259n qruplara ayr\u0131lacaq. \u018fg\u0259r \u0259riz\u0259\u00e7inin kredit \u00fczr\u0259 12 ayl\u0131q \u00f6hd\u0259liyi varsa, 24 ay \u0259rzind\u0259 60 g\u00fcnd\u0259n \u00e7ox yubanmas\u0131 yoxdursa, b\u00fct\u00f6vl\u00fckd\u0259 kredit g\u00f6t\u00fcrd\u00fcy\u00fc m\u00fcdd\u0259td\u0259 90 g\u00fcnd\u0259n \u00e7ox gecikm\u0259si m\u00f6vcud deyils\u0259, m\u00fcraci\u0259t m\u00fcsb\u0259t qiym\u0259tl\u0259ndirilir. Q\u0259na\u0259tb\u0259x\u015f o m\u00fcraci\u0259t\u00e7il\u0259rdir ki, onlar\u0131n kredit tarix\u00e7\u0259si yoxdur. Eyni zamanda, m\u00fcsb\u0259t v\u0259 ya m\u0259nfi kredit tarxi\u00e7\u0259sin\u0259 aid deyill\u0259r. O v\u0259t\u0259nda\u015flar\u0131m\u0131z\u0131n kredit tarix\u00e7\u0259si m\u0259nfidir ki, onlar\u0131n son 12 ayda 90 g\u00fcnd\u0259n \u00e7ox yubanmas\u0131 olub\u201d.\n<\/p>\n<p>\n  CESD g\u0259l\u0259c\u0259kd\u0259 \u00e7\u0259tinlikl\u0259rin ya\u015fanmamas\u0131 \u00fc\u00e7\u00fcn t\u0259klif edir ki, m\u00fcraci\u0259tl\u0259rin kredit tarxi\u00e7\u0259sin\u0259 g\u00f6r\u0259 qrupla\u015fd\u0131r\u0131lmas\u0131 meyar\u0131na d\u0259yi\u015fiklikl\u0259r edilsin. \u00c7\u00fcnki 2015-ci ild\u0259 ba\u015f ver\u0259n devalivasiyadan sonra v\u0259t\u0259nda\u015flar\u0131n \u00e7oxunun kredit \u00f6d\u0259m\u0259sind\u0259 probleml\u0259r yaran\u0131b. X\u00fcsusil\u0259, xarici valyutada g\u00f6t\u00fcr\u00fcl\u0259n kreditl\u0259rin manat ifad\u0259sind\u0259 \u00f6hd\u0259likl\u0259rinin artmas\u0131 \u0259sas problem idi:\n<\/p>\n<p>\n  \u201cBu s\u0259b\u0259bd\u0259n d\u0259 Az\u0259rbaycan Respublikas\u0131 Prezidentinin t\u0259\u015f\u0259bb\u00fcs\u00fc il\u0259 2019-cu il fevral\u0131n 28-d\u0259 problemli kreditl\u0259r\u0259 g\u00fcz\u0259\u015ftl\u0259r t\u0259tbiq olundu. M\u0259hz bu sosial f\u0259rman\u0131n verilm\u0259sind\u0259n sonra, x\u00fcsus\u0259n d\u0259 sosial layih\u0259l\u0259rd\u0259 kredit tarxi\u00e7\u0259sinin n\u0259z\u0259r\u0259 al\u0131nmas\u0131 arzuolunan deyil. \u00c7\u00fcnki t\u0259dqiqatlar g\u00f6st\u0259rir ki, kredit tarix\u00e7\u0259sinin m\u0259nfil\u0259\u015fm\u0259si \u0259ks\u0259r hallarda v\u0259t\u0259nda\u015f\u0131n \u00f6z\u00fcnd\u0259n as\u0131l\u0131 olmayan, x\u00fcsus\u0259n d\u0259 manat\u0131n m\u0259z\u0259nn\u0259sinin xarici valyutaya nisb\u0259t\u0259n a\u015fa\u011f\u0131 d\u00fc\u015fm\u0259si n\u0259tic\u0259sind\u0259 ba\u015f verib. O bax\u0131mdan biz m\u00fcraci\u0259tl\u0259rin kredit tarxi\u00e7\u0259sin\u0259 g\u00f6r\u0259 qrupla\u015fd\u0131r\u0131lmas\u0131n\u0131n t\u0259r\u0259fdar\u0131 deyilik\u201d.\n<\/p>\n<p>\n  M\u0259rk\u0259z hesab edir ki, qeyd olunan g\u00fcnl\u0259rin d\u0259yi\u015fdirilm\u0259sin\u0259 ehtiyac var. M\u0259s\u0259l\u0259n, qaydalara g\u00f6r\u0259, \u0259g\u0259r \u0259riz\u0259\u00e7inin 12 ay \u0259rzind\u0259 90 g\u00fcnd\u0259n \u00e7ox yubanmas\u0131 varsa, bu, m\u0259nfi qiym\u0259tl\u0259ndirilir. Yax\u015f\u0131 olar ki, kredit tarix\u00e7\u0259si bel\u0259 q\u0131sa m\u00fcdd\u0259t\u0259 m\u00fc\u0259yy\u0259nl\u0259\u015fdirilm\u0259sin:\n<\/p>\n<p>\n  \u201c\u015e\u0259rtl\u0259r\u0259 uy\u011fun olaraq \u00f6d\u0259m\u0259 qabiliyy\u0259ti m\u00fc\u0259yy\u0259nl\u0259\u015fdiril\u0259n zaman v\u0259t\u0259nda\u015flar 2 hiss\u0259y\u0259 &#8211; subay v\u0259 ail\u0259li qruplar\u0131na ayr\u0131lacaq. Kredit tari\u00e7\u0259sin\u0259 uy\u011fun olaraq v\u0259t\u0259nda\u015flar\u0131n \u00f6d\u0259m\u0259 qabiliyy\u0259ti m\u00fc\u0259yy\u0259nl\u0259\u015fdiril\u0259c\u0259k. M\u0259s\u0259l\u0259n, \u0259g\u0259r kredit tarix\u00e7\u0259si m\u00fcsb\u0259tdirs\u0259, \u0259riz\u0259\u00e7i subay oldu\u011fu halda onun xalis orta ayl\u0131q g\u0259lirinin 50 faizi, evli olduqda is\u0259 xalis orta g\u0259lirinin 70 faizi n\u0259z\u0259r\u0259 al\u0131nacaq. Xalis orta ayl\u0131q g\u0259lir m\u00fc\u0259yy\u0259nl\u0259\u015fdiril\u0259n zaman ail\u0259d\u0259 olan h\u0259r bir ail\u0259 \u00fczv\u00fcn\u00fcn hesablanm\u0131\u015f ya\u015fay\u0131\u015f minimumu m\u00fc\u0259yy\u0259nl\u0259\u015fir v\u0259 g\u0259lird\u0259n \u00e7\u0131x\u0131ld\u0131qdan sonra xalis g\u0259lir m\u00fc\u0259yy\u0259n edilir. Ancaq ayl\u0131q xalis g\u0259lir m\u00fc\u0259yy\u0259nl\u0259\u015fdiril\u0259n zaman x\u0259rcin m\u0259bl\u0259\u011fi kifay\u0259t q\u0259d\u0259r b\u00f6y\u00fck olur. \u00c7\u00fcnki 2020-ci ild\u0259n etibar\u0259n ya\u015fay\u0131\u015f minimumu \u0259m\u0259k qabiliyy\u0259tli \u0259hali \u00fc\u00e7\u00fcn 201, u\u015faqlar \u00fc\u00e7\u00fcn 170, \u00f6lk\u0259 \u00fczr\u0259 is\u0259 190 manat s\u0259viyy\u0259sind\u0259 m\u00fc\u0259yy\u0259nl\u0259\u015fdirilib. Bu is\u0259 o dem\u0259kdir ki, \u0259g\u0259r ail\u0259d\u0259, orta hesabla 4 n\u0259f\u0259r varsa, o zaman 4 n\u0259f\u0259rin x\u0259rci 760 manat edir v\u0259 g\u0259lirl\u0259rd\u0259n 760 manat \u00e7\u0131x\u0131ld\u0131qdan sonra xalis orta ayl\u0131q g\u0259lir m\u00fc\u0259yy\u0259nl\u0259\u015fir\u201d.\n<\/p>\n<p>\n  M\u0259rk\u0259z bildirir ki, \u00e7\u0259tinlik yaradan m\u0259qamlar bununla bitmir. Kredit tarxi\u00e7\u0259si m\u00fcsb\u0259t v\u0259 m\u0259nfi qiym\u0259tl\u0259ndiril\u0259n \u0259riz\u0259\u00e7il\u0259r evli olduqda onlar\u0131n xalis orta g\u0259liri il\u0259 ba\u011fl\u0131 m\u00fc\u0259yy\u0259nl\u0259\u015fdirilmi\u015f faiz eynidir. Y\u0259ni, m\u00fcsb\u0259t kredit tarix\u00e7\u0259si olan v\u0259t\u0259nda\u015f\u0131n da orta ayl\u0131q g\u0259lirinin 70%-i, kredit tarix\u00e7\u0259si m\u0259nfi hesab olunan v\u0259t\u0259nda\u015f\u0131n da xalis orta ayl\u0131q g\u0259lirinin 70%-i \u0259sas g\u00f6t\u00fcr\u00fcl\u0259c\u0259k. Bu n\u00f6qt\u0259d\u0259n yana\u015fanda ail\u0259li v\u0259t\u0259nda\u015flar \u00fc\u00e7\u00fcn kredit tarxi\u00e7\u0259sinin m\u00fcsb\u0259t v\u0259 ya m\u0259nfi olmas\u0131 he\u00e7 bir \u0259h\u0259miyy\u0259t da\u015f\u0131m\u0131r:\n<\/p>\n<p>\n  \u201c\u018fg\u0259r he\u00e7 bir \u0259h\u0259miyy\u0259t da\u015f\u0131m\u0131rsa, kredit tarix\u00e7\u0259sinin m\u00fcsb\u0259t v\u0259 ya m\u0259nfi olaraq qiym\u0259tl\u0259ndirilm\u0259sinin \u0259h\u0259miyy\u0259ti d\u0259 ba\u015fa d\u00fc\u015f\u00fclm\u00fcr. \u018friz\u0259\u00e7i subay olduqda m\u00fc\u0259yy\u0259nl\u0259\u015fdirilmi\u015f faizl\u0259r subay v\u0259t\u0259nda\u015flar\u0131m\u0131z \u00fc\u00e7\u00fcn m\u00fcraci\u0259t bax\u0131m\u0131ndan \u00e7\u0259tinlikl\u0259r yarad\u0131r, \u00e7\u00fcnki \u0259riz\u0259\u00e7i subay olduqda orta ayl\u0131q g\u0259lirinin 50%-i maksimal \u00f6d\u0259m\u0259 qabiliyy\u0259ti olaraq g\u00f6t\u00fcr\u00fcl\u00fcr. Y\u0259ni, \u0259g\u0259r v\u0259t\u0259nda\u015f subayd\u0131rsa v\u0259 onun ayl\u0131q \u0259m\u0259k haqq\u0131 800 manatd\u0131rsa, ondan 190 manat \u00e7\u0131x\u0131l\u0131r v\u0259 qalan 610 manat\u0131n 50%-i g\u00f6t\u00fcr\u00fcl\u00fcr. Ayl\u0131q \u0259m\u0259k haqq\u0131 800 manat olan subay v\u0259t\u0259nda\u015f\u0131m\u0131z\u0131n h\u0259tta kredit tarix\u00e7\u0259si m\u00fcsb\u0259t olsa bel\u0259, onun \u00fc\u00e7\u00fcn ayl\u0131q \u00f6d\u0259m\u0259 m\u0259bl\u0259\u011fi maksimum 305 manatd\u0131r. Y\u0259ni, o, ayl\u0131q \u00f6d\u0259ni\u015fi maksimum 305 manat olan kiray\u0259 m\u0259nzil\u0259 iddia ed\u0259 bil\u0259r. Bu is\u0259 o dem\u0259kdir, ayl\u0131q 800 manat qazanc\u0131 olan subay v\u0259t\u0259nda\u015f\u0131m\u0131z\u0131n kredit tarix\u00e7\u0259si m\u00fcsb\u0259t olsa bel\u0259, kiray\u0259 m\u0259nzil \u00fc\u00e7\u00fcn m\u00fcraci\u0259t edib, ona sahib ola bilm\u0259y\u0259c\u0259k\u201d.\n<\/p>\n<p>\n  CESD bildirir ki, q\u0259na\u0259tb\u0259x\u015f qiym\u0259tl\u0259ndirildikd\u0259 d\u0259 xalis ayl\u0131q orta g\u0259lirin 40%-i m\u00fc\u0259yy\u0259nl\u0259\u015fir. Y\u0259ni, ayl\u0131q \u0259m\u0259k haqq\u0131 800 manat olan subay v\u0259t\u0259nda\u015f\u0131n orta ayl\u0131q \u0259m\u0259k haqq\u0131ndan 190 manat \u00e7\u0131x\u0131ld\u0131qdan sonra onun ayl\u0131q \u00f6d\u0259ni\u015f m\u0259bl\u0259gi 244 manat olacaq. Bu is\u0259 o dem\u0259kdir ki, q\u0259na\u0259tb\u0259x\u015f kredit tarix\u00e7\u0259sin\u0259 malik olan subay v\u0259t\u0259nda\u015f ayda 800 manat \u0259m\u0259k haqq\u0131 al\u0131rsa, kiray\u0259 m\u0259nzil\u0259 sahib olma imkanlar\u0131 kifay\u0259t q\u0259d\u0259r \u00e7\u0259tinl\u0259\u015f\u0259c\u0259k:\n<\/p>\n<p>\n  \u201cEyni zamanda, ail\u0259li v\u0259t\u0259nda\u015flar \u00fc\u00e7\u00fcn 70%-in m\u00fc\u0259yy\u0259nl\u0259\u015fdirilm\u0259si d\u0259 do\u011fru deyil. \u018fg\u0259r ail\u0259d\u0259 2 n\u0259f\u0259r \u00e7al\u0131\u015f\u0131rsa, onlar\u0131n birg\u0259 ayl\u0131q \u0259m\u0259k haqq\u0131 1500 manatd\u0131rsa v\u0259 ail\u0259nin 4 n\u0259f\u0259r \u00fczv\u00fc varsa (2 valideyn, 2 u\u015faq), o zaman ail\u0259 \u00fc\u00e7\u00fcn ya\u015fay\u0131\u015f minimumu 760 manatd\u0131r. 1500 manat 760 manat \u00e7\u0131x\u0131ld\u0131qdan sonra yerd\u0259 qalan g\u0259lir 740 manatd\u0131r. Bu halda ail\u0259 maksimim 518 manat \u00f6d\u0259ni\u015f qabiliyy\u0259tin\u0259 malik olan m\u00fcraci\u0259t\u00e7i kimi g\u00f6t\u00fcr\u00fcl\u0259c\u0259k. Bu is\u0259 o dem\u0259kdir ki, \u0259g\u0259r 3 otaql\u0131 m\u0259nzild\u0259 ayl\u0131q \u00f6d\u0259ni\u015f haqq\u0131 600 manat olacaqsa, ayda 1500 manat \u0259m\u0259k haqq\u0131 alan v\u0259 ail\u0259d\u0259 2 u\u015fa\u011f\u0131 olan ail\u0259 bu m\u0259nzill\u0259r\u0259 m\u00fcraci\u0259t edib \u00fc\u00e7otaql\u0131 m\u0259nzil\u0259 sahib ola bilm\u0259y\u0259c\u0259k.\n<\/p>\n<p>\n  Bunlar\u0131 n\u0259z\u0259r\u0259 alaraq m\u0259rk\u0259z t\u0259klif edirik ki, \u00f6nc\u0259 faizl\u0259rin d\u0259yi\u015fdirilm\u0259si h\u0259yata ke\u00e7irilsin, \u00e7\u00fcnki subay v\u0259t\u0259nda\u015flar \u00fc\u00e7\u00fcn m\u00fc\u0259yy\u0259nl\u0259\u015fdirilmi\u015f faizl\u0259r kifay\u0259t q\u0259d\u0259r s\u0259rtdir. Kiray\u0259 m\u0259nzill\u0259r h\u0259m d\u0259 ona g\u00f6r\u0259 vacibdir ki, subay v\u0259t\u0259nda\u015flar m\u0259nzil\u0259 sahib olub ail\u0259 qura bilsinl\u0259r. Amma m\u00f6vcud \u015f\u0259rtl\u0259r subay v\u0259t\u0259nda\u015flar\u0131n m\u0259nzil\u0259 sahib olmalar\u0131 \u00fc\u00e7\u00fcn xeyli \u00e7\u0259tinlikl\u0259r yarad\u0131r\u201d.\n<\/p>\n<p>\n  Qurumun q\u0259na\u0259tinc\u0259, ail\u0259li v\u0259t\u0259nda\u015flara m\u00fcnasib\u0259td\u0259 d\u0259 g\u0259lirlilikl\u0259 ba\u011fl\u0131 \u015f\u0259rtl\u0259r kifay\u0259t q\u0259d\u0259r s\u0259rt oldu\u011fu \u00fc\u00e7\u00fcn onlar\u0131n bu imkandan yararlanmas\u0131 \u00e7\u0259tinlikl\u0259rl\u0259 m\u00fc\u015fayi\u0259t olunacaq:\n<\/p>\n<p>\n  \u201cBa\u015fqa \u00e7\u0259tinlik m\u0259hkumlu\u011fu olan v\u0259t\u0259nda\u015flar\u0131m\u0131z\u0131n m\u00fcraci\u0259t ed\u0259 bilm\u0259m\u0259si il\u0259 ba\u011fl\u0131d\u0131r. Fikrimizc\u0259, bu m\u0259hdudiyy\u0259t diskriminasiyaya s\u0259b\u0259b olur. \u00c7\u00fcnki h\u0259r hans\u0131 v\u0259t\u0259nda\u015f\u0131m\u0131z m\u0259hkumluq ya\u015fay\u0131bsa v\u0259 islah olunubsa, h\u0259min v\u0259t\u0259nda\u015f\u0131n yenid\u0259n i\u015fl\u0259m\u0259k, eyni zamanda m\u0259nzil\u0259 sahib olmaq h\u00fcququ var. M\u00fcraci\u0259t zaman\u0131 m\u0259hkumlu\u011fun meyar kimi n\u0259z\u0259r\u0259 al\u0131nmas\u0131 arzuolunan deyil. T\u0259klif edirik ki, bu m\u0259hdudiyy\u0259t t\u0259l\u0259bl\u0259rd\u0259n \u00e7\u0131xar\u0131ls\u0131n. M\u0259hkumluq h\u0259yat\u0131 ya\u015fam\u0131\u015f v\u0259t\u0259nda\u015flar\u0131m\u0131za d\u0259st\u0259k olmaq laz\u0131md\u0131r ki, onlar yenid\u0259n c\u0259miyy\u0259t\u0259 inteqrasiya oluna bilsinl\u0259r\u201d.\n<\/p>\n<p>\n  Dig\u0259r t\u0259r\u0259fd\u0259n, m\u0259rk\u0259z bildirir ki, haz\u0131rda paytaxda qalan v\u0259t\u0259nda\u015flar\u0131n b\u00f6y\u00fck bir qismi rayondan Bak\u0131ya g\u0259l\u0259nl\u0259rdir. Apar\u0131lan monitorinql\u0259r g\u00f6s\u0259tirir ki, h\u0259min \u015f\u0259xsl\u0259rin b\u00f6y\u00fck bir qismi qeyri-formal m\u0259\u015f\u011fulluqda \u00e7al\u0131\u015f\u0131rlar, y\u0259ni \u0259m\u0259k m\u00fcqavil\u0259si ba\u011flan\u0131lmadan \u00e7al\u0131\u015f\u0131rlar v\u0259 ya \u0259m\u0259k m\u00fcqavil\u0259si baglan\u0131lsa da, \u0259m\u0259k m\u00fcqavil\u0259sind\u0259 m\u0259bl\u0259\u011f tam olaraq g\u00f6st\u0259rilmir. Ona g\u00f6r\u0259 d\u0259 daha m\u0259qs\u0259d\u0259uy\u011fundur ki, qeyri-formal m\u0259s\u011fulluq olan v\u0259t\u0259nda\u015flar\u0131n da m\u0259hz bu imkanlardan faydalanmas\u0131na imkan yarad\u0131ls\u0131n:\n<\/p>\n<p>\n  \u201c\u00c7\u00fcnki kiray\u0259d\u0259 qalan v\u0259t\u0259nda\u015flar\u0131m\u0131z\u0131n bu layih\u0259 il\u0259 m\u0259nzil\u0259 sahib olmas\u0131 vacibdir. Amma onlar \u00f6z g\u0259lirl\u0259rini r\u0259smil\u0259\u015fdir\u0259 bilmirl\u0259r v\u0259 ya r\u0259smi g\u0259liri t\u0259qdim etm\u0259kd\u0259 \u00e7\u0259tinlikl\u0259ri m\u00f6vcuddur. N\u0259z\u0259r\u0259 alsaq ki, \u0130poteka v\u0259 Kredit Z\u0259man\u0259t Fondunun monitorinq aparmaq v\u0259 bir s\u0131ra hallarda kredit veril\u0259n zaman z\u0259man\u0259t verm\u0259 imkanlar\u0131 var, o bax\u0131mdan biz t\u0259klif edirik ki, yaln\u0131z r\u0259smi \u0259m\u0259khaqq\u0131s\u0131 olan deyil, h\u0259m d\u0259 qeyri-r\u0259smi m\u0259\u015f\u011fulluqda \u00e7al\u0131\u015fan v\u0259t\u0259nda\u015flar\u0131m\u0131z\u0131n da bu imkanlardan faydalanmas\u0131 \u00fc\u00e7\u00fcn mexanizm haz\u0131rlans\u0131n. M\u00f6vcud mexanizml\u0259ri t\u0259tbiq etm\u0259kl\u0259 daha \u00e7ox v\u0259t\u0259nda\u015f\u0131m\u0131z\u0131n v\u0259 x\u00fcsus\u0259n d\u0259 haz\u0131rda kiray\u0259d\u0259 qalan, m\u0259nzil\u0259 ehtiyac\u0131 olan v\u0259t\u0259nda\u015flar\u0131m\u0131z\u0131n bu imkandan faydalanmas\u0131na nail olunsun\u201d.\n<\/p>\n<p>\n  B\u00fct\u00fcn bunlar\u0131 n\u0259z\u0259r\u0259 alaraq, CESD bildirir ki, t\u0259klifl\u0259ri n\u0259z\u0259r\u0259 al\u0131nmaqla kiray\u0259 m\u0259nzil\u0259r\u0259 m\u00fcraci\u0259t il\u0259 ba\u011fl\u0131 \u015f\u0259rtl\u0259rin t\u0259kmill\u0259\u015fdirilm\u0259si h\u0259yata ke\u00e7iril\u0259nd\u0259n sonra layih\u0259nin icras\u0131na start verilsin.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u201cBa\u015fqa \u00e7\u0259tinlik m\u0259hkumlu\u011fu olan v\u0259t\u0259nda\u015flar\u0131m\u0131z\u0131n m\u00fcraci\u0259t ed\u0259 bilm\u0259m\u0259si il\u0259 ba\u011fl\u0131d\u0131r&#8221;.<\/p>\n","protected":false},"author":11,"featured_media":135235,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_sitemap_exclude":false,"_sitemap_priority":"","_sitemap_frequency":"","footnotes":""},"categories":[53],"tags":[],"class_list":["post-198585","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-iqtisadiyyat","infinite-scroll-item","generate-columns","tablet-grid-50","mobile-grid-100","grid-parent","grid-33","no-featured-image-padding"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - 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