{"id":192693,"date":"2018-11-22T14:07:39","date_gmt":"2018-11-22T14:07:39","guid":{"rendered":"https:\/\/www.meydan.tv\/article\/xarici-valyutadaki-kreditlere-nece-guzest-edile-biler\/"},"modified":"2018-11-22T14:07:39","modified_gmt":"2018-11-22T14:07:39","slug":"xarici-valyutadaki-kreditlere-nece-guzest-edile-biler","status":"publish","type":"post","link":"https:\/\/www.meydan.tv\/az\/article\/xarici-valyutadaki-kreditlere-nece-guzest-edile-biler\/","title":{"rendered":"Xarici valyutadak\u0131 kreditl\u0259r\u0259 nec\u0259 g\u00fcz\u0259\u015ft edil\u0259 bil\u0259r?"},"content":{"rendered":"
\n \"V\u00fcqar
\n V\u00fcqar Bayramov
\n <\/figcaption><\/figure>\n

\n
\n V\u00fcqar Bayramov: ”\u0130st\u0259s\u0259l\u0259r milli valyutada olan kreditl\u0259r\u0259 d\u0259 g\u00fcz\u0259\u015ft t\u0259tbiq ed\u0259 bil\u0259rl\u0259r”
\n <\/i>\n<\/p>\n

\n “2015-ci ilin aprelin\u0259 baxanda problemli kreditl\u0259rin \u0259sas m\u0259bl\u0259\u011fl\u0259rinin h\u0259cmi azal\u0131b. Bel\u0259 durumda f\u0259rqin bank v\u0259 M\u0259rk\u0259zi Bank t\u0259r\u0259find\u0259n kompensasiya edilm\u0259si m\u0259qs\u0259d\u0259uy\u011fun olard\u0131. Y\u0259ni, 2015-ci ild\u0259 \u00fc\u00e7t\u0259r\u0259fli g\u00fcz\u0259\u015ft mexanizmi aktual idis\u0259, indi ikit\u0259r\u0259fli yana\u015fma daha uy\u011fundur. \u00c7\u00fcnki art\u0131q \u0259vv\u0259lki t\u0259klif olunan g\u00fcz\u0259\u015ft mexanizminin \u0259sas i\u015ftirak\u00e7\u0131s\u0131 olan v\u0259t\u0259nda\u015flar\u0131n m\u00fc\u0259yy\u0259n hiss\u0259si \u00f6d\u0259ni\u015fl\u0259r edibl\u0259r”.\n<\/p>\n

\n \u0130qtisad\u00e7\u0131 V\u00fcqar Bayramov bel\u0259 deyir. O bildirir ki, bu g\u00fcn problemli kreditl\u0259r\u0259 g\u00fcz\u0259\u015ftin verilm\u0259si \u0259n \u00e7ox m\u00fczakir\u0259 edil\u0259n m\u0259s\u0259l\u0259l\u0259rd\u0259ndir. \u0130qtisad\u00e7\u0131 deyir ki, G\u00fcrc\u00fcstan h\u00f6kum\u0259tinin problemli kreditl\u0259ri ba\u011f\u0131\u015flamas\u0131 q\u0259rar\u0131ndan sonra bizd\u0259 d\u0259 bel\u0259 add\u0131m at\u0131la bil\u0259rmi m\u0259s\u0259l\u0259si x\u00fcsusil\u0259 m\u00fczakir\u0259 edilir:\n<\/p>\n

\n “MDB-d\u0259 ipoteka kreditl\u0259rin\u0259 g\u00fcz\u0259\u015ft t\u0259tbiq ed\u0259n Q\u0131r\u011f\u0131z\u0131stan il\u0259 yana\u015f\u0131, Rusiya da problemli kreditl\u0259rinin h\u0259llind\u0259 daha yax\u015f\u0131 t\u0259cr\u00fcb\u0259y\u0259 malik olan \u00f6lk\u0259l\u0259rd\u0259n hesab edilir. Bel\u0259 ki, Orta Asiya \u00f6lk\u0259sind\u0259 ba\u011f\u0131\u015flanan m\u0259bl\u0259\u011f az olsa da, \u015fimal qon\u015fumuz kifay\u0259t q\u0259d\u0259r b\u00f6y\u00fck m\u0259bl\u0259\u011fd\u0259 kredit faizl\u0259rini silmi\u015fdi. Xarici valyutalarda olan kreditl\u0259r\u0259 g\u00fcz\u0259\u015ftin verilm\u0259sinin t\u0259r\u0259fdar\u0131 kimi m\u0259n h\u00f6kum\u0259t\u0259 h\u0259l\u0259 2015-ci ilin aprelind\u0259 \u201c\u00fc\u00e7t\u0259r\u0259fli g\u00fcz\u0259\u015ft mexanizmi\u201d il\u0259 ba\u011fl\u0131 t\u0259klifl\u0259rimi vermi\u015fdim”.\n<\/p>\n

\n \u0130qtisad\u00e7\u0131 sual edir: ilk devalvasiyadan 3 ild\u0259n \u00e7ox zaman ke\u00e7diyi bir halda indi kreditl\u0259r\u0259 g\u00fcz\u0259\u015ftin t\u0259tbiq edilm\u0259si m\u00fcmk\u00fcnd\u00fcrm\u00fc? \u018fg\u0259r m\u00fcmk\u00fcnd\u00fcrs\u0259, bu hans\u0131 formada ola bil\u0259r? G\u00fcz\u0259\u015ftl\u0259rin t\u0259tbiqi il\u0259 ba\u011fl\u0131 \u0259sas suallar\u0131 v\u0259 el\u0259c\u0259 d\u0259 m\u00fcmk\u00fcn h\u0259lli yollar\u0131n\u0131 a\u015fa\u011f\u0131dak\u0131 kimi qrupla\u015fd\u0131rmaq olar:\n<\/p>\n

\n – Xarici valyutada olan kreditl\u0259r\u0259 g\u00fcz\u0259\u015ft nec\u0259 t\u0259tbiq oluna bil\u0259r? N\u00fcmun\u0259 \u00fc\u00e7\u00fcn: 1 dollar 0.78 manat m\u0259z\u0259nn\u0259si il\u0259 30 faizl\u0259 10 000 dollar kredit g\u00f6t\u00fcr\u0259n v\u0259t\u0259nda\u015f\u0131n ilkin \u00f6hd\u0259liyi 10 140 manat idis\u0259, devalvasiyalardan sonra bu r\u0259q\u0259m 22 100 manatad\u0259k y\u00fcks\u0259lib. T\u0259klif olunan mexanizm t\u0259tbiq edil\u0259n zaman M\u0259rk\u0259zi Bank s\u00f6z\u00fcged\u0259n kredit \u00fczr\u0259 11 960 manat\u0131 qar\u015f\u0131lay\u0131r, kredit borcu olan is\u0259 10 140 manat \u00f6hd\u0259liyini yerin\u0259 yetirir.\n<\/p>\n

\n – Manat il\u0259 g\u00f6t\u00fcr\u00fcl\u0259n kreditl\u0259r\u0259 g\u00fcz\u0259\u015ftin t\u0259tbiq edilm\u0259sin\u0259 ehtiyac varm\u0131? F\u0259rqli formada olsa da, milli valyutada olan kreditl\u0259r\u0259 d\u0259 g\u00fcz\u0259\u015ft t\u0259tbiq edil\u0259 bil\u0259r. Bel\u0259 ki, devalvasiya kredit \u00f6hd\u0259liyi olan v\u0259t\u0259nda\u015f\u0131n x\u0259rcl\u0259rini art\u0131r\u0131b. N\u0259tic\u0259d\u0259, manat il\u0259 kreditin qaytar\u0131lmas\u0131 \u00fc\u00e7\u00fcn ail\u0259 b\u00fcdc\u0259sind\u0259n ayr\u0131lan m\u0259bl\u0259\u011fin h\u0259cmi azal\u0131b. Dig\u0259r t\u0259r\u0259fd\u0259n, bu kreditl\u0259r \u00fczr\u0259 faizl\u0259r y\u00fcks\u0259k oldu\u011fundan da qaytar\u0131lmas\u0131 m\u00fc\u0259yy\u0259n \u00e7\u0259tinlikl\u0259r yarad\u0131r. N\u00fcmun\u0259 \u00fc\u00e7\u00fcn: 30 faizl\u0259 10 000 manat kredit g\u00f6t\u00fcr\u0259n v\u0259t\u0259nda\u015f \u0259sas m\u0259bl\u0259\u011fi qaytar\u0131r, faiz is\u0259 (t\u0259xmin\u0259n 3 min manat) bank v\u0259 M\u0259rk\u0259zi Bank t\u0259r\u0259find\u0259n kompensasiya edilir.\n<\/p>\n

\n
\n G\u00fcrc\u00fcstan h\u00f6kum\u0259ti
\n <\/a>
\n 600 mind\u0259n \u00e7ox v\u0259t\u0259nda\u015f\u0131n\u0131n banklar, onlayn kredit ver\u0259n maliyy\u0259 t\u0259\u015fkilatlar\u0131 v\u0259 dig\u0259r maliyy\u0259 qurumlar\u0131na olan borclar\u0131n\u0131 sil\u0259c\u0259k. Bunu G\u00fcrc\u00fcstan\u0131n Ba\u015f naziri Mamuka Baxtadze ke\u00e7irdiyi brifinqd\u0259 bildirib.\n<\/p>\n

\n O deyib ki, borclar\u0131n s\u0131f\u0131rlanmas\u0131 prosesin\u0259 dekabr\u0131n 15-d\u0259 ba\u015flan\u0131lacaq v\u0259 dekabr\u0131n 31-d\u0259k ba\u015fa \u00e7atd\u0131r\u0131lacaq:\n<\/p>\n

\n \u201cQara siyah\u0131\u201dda g\u00f6st\u0259rilmi\u015f borclar\u0131n, t\u0259xmin\u0259n, 95 faizini kreditl\u0259r t\u0259\u015fkil edir ki, onlar\u0131n da h\u0259r \u015f\u0259xs \u00fc\u00e7\u00fcn m\u0259bl\u0259\u011fi 2 min larid\u0259n azd\u0131r. S\u00f6hb\u0259t 600 mind\u0259n \u00e7ox v\u0259t\u0259nda\u015f\u0131n banklar, onlayn kredit ver\u0259n maliyy\u0259 t\u0259\u015fkilatlar\u0131 v\u0259 m\u00fcxt\u0259lif maliyy\u0259 qurumlar\u0131 qar\u015f\u0131s\u0131ndak\u0131 t\u0259xmin\u0259n yar\u0131m milyard lari (t\u0259qribi 188 milyon dollar) t\u0259\u015fkil ed\u0259n maliyy\u0259 \u00f6hd\u0259likl\u0259rind\u0259n gedir. Bug\u00fcnk\u00fc q\u0259rarla v\u0259t\u0259nda\u015flar\u0131m\u0131z\u0131n bu borclar\u0131 s\u0131f\u0131rlan\u0131r. Qeyd etm\u0259k laz\u0131md\u0131r ki, bu kateqoriyaya sosial t\u0259minats\u0131z v\u0259 m\u0259hdud imkanlar\u0131 olan v\u0259t\u0259nda\u015flar\u0131m\u0131z daxildir\u201d.\n<\/p>\n

\n M.Baxtadze qeyd edib ki, borclar\u0131n silinm\u0259si prosesi \u201cKartu\u201d Fondunun d\u0259st\u0259yi il\u0259 h\u0259yata ke\u00e7iril\u0259c\u0259k.<\/p>\n","protected":false},"excerpt":{"rendered":"

V\u00fcqar Bayramov: ”\u0130st\u0259s\u0259l\u0259r milli valyutada olan kreditl\u0259r\u0259 d\u0259 g\u00fcz\u0259\u015ft t\u0259tbiq ed\u0259 bil\u0259rl\u0259r”<\/p>\n","protected":false},"author":11,"featured_media":95214,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_sitemap_exclude":false,"_sitemap_priority":"","_sitemap_frequency":"","footnotes":""},"categories":[51],"tags":[],"class_list":["post-192693","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-analitika","infinite-scroll-item","generate-columns","tablet-grid-50","mobile-grid-100","grid-parent","grid-33","no-featured-image-padding"],"acf":[],"yoast_head":"\nXarici valyutadak\u0131 kreditl\u0259r\u0259 nec\u0259 g\u00fcz\u0259\u015ft edil\u0259 bil\u0259r? - MEYDAN.TV<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.meydan.tv\/az\/article\/xarici-valyutadaki-kreditlere-nece-guzest-edile-biler\/\" \/>\n<meta property=\"og:locale\" content=\"az_AZ\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Xarici valyutadak\u0131 kreditl\u0259r\u0259 nec\u0259 g\u00fcz\u0259\u015ft edil\u0259 bil\u0259r? 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