{"id":172949,"date":"2016-01-20T13:59:03","date_gmt":"2016-01-20T13:59:03","guid":{"rendered":"https:\/\/www.meydan.tv\/article\/samir-eliyev-dollar-krediti-olanlara-guzest-cox-vacibdir\/"},"modified":"2016-01-20T13:59:03","modified_gmt":"2016-01-20T13:59:03","slug":"samir-eliyev-dollar-krediti-olanlara-guzest-cox-vacibdir","status":"publish","type":"post","link":"https:\/\/www.meydan.tv\/az\/article\/samir-eliyev-dollar-krediti-olanlara-guzest-cox-vacibdir\/","title":{"rendered":"Samir \u018fliyev: &#8221;Dollar krediti olanlara g\u00fcz\u0259\u015ft \u00e7ox vacibdir&#8221;"},"content":{"rendered":"<figure class=\"wp-block-image size-large\">\n  <img decoding=\"async\" src=\"https:\/\/www.meydan.tv\/az\/45656\/\" alt=\"\" class=\"wp-image-45656\"\/><figcaption><\/figcaption><\/figure>\n<p>\n  <i><br \/>\n    &#8221;\u018fg\u0259r h\u00f6kum\u0259t yen\u0259 d\u0259 neftin qiym\u0259tinin bahala\u015faca\u011f\u0131na \u00fcmid edirs\u0259, i\u015fl\u0259rini ona uy\u011fun qurursa, bu add\u0131mlar\u0131n sonu fiaskoya u\u011frayacaq&#8221;<br \/>\n  <\/i>\n<\/p>\n<p>\n  <b><br \/>\n    Milli M\u0259clisin sonuncu toplant\u0131s\u0131nda qanunvericiliy\u0259 edil\u0259n bir s\u0131ra d\u0259yi\u015fiklik v\u0259 M\u0259rk\u0259zi Bank\u0131n r\u0259hb\u0259ri Elman R\u00fcst\u0259movun a\u00e7\u0131qlamalar\u0131 g\u00fcnd\u0259min suallar\u0131n\u0131 do\u011furdu. \u0130qtisad\u00e7\u0131 Samir \u018fliyevl\u0259 s\u00f6hb\u0259timizd\u0259 bu suallara qism\u0259n d\u0259 olsa, cavab verm\u0259y\u0259 \u00e7al\u0131\u015fd\u0131q.<br \/>\n  <\/b><\/p>\n<p>  \u00a0&#8211;<br \/>\n  <i><br \/>\n    Samir b\u0259y, \u0259man\u0259tl\u0259rin s\u0131\u011fortalanmas\u0131 bar\u0259d\u0259 q\u0259rar \u0259halid\u0259 banklara olan inam\u0131 qaytaracaqm\u0131?<br \/>\n  <\/i><\/p>\n<p>  &#8211; H\u00f6kum\u0259tin qar\u015f\u0131s\u0131nda dayanan birinci v\u0259zif\u0259 bank sektorunun dayanaql\u0131\u011f\u0131n\u0131 t\u0259min etm\u0259kdir. Bunun \u00fc\u00e7\u00fcn bir ne\u00e7\u0259 m\u0259s\u0259l\u0259 h\u0259llini tapmal\u0131d\u0131r. Birincisi, milli valyutaya etibar\u0131n artmas\u0131, ikincisi, \u0259man\u0259t sistemin\u0259 etibar\u0131n artmas\u0131 v\u0259 n\u0259hay\u0259t, \u00fcmumilikd\u0259 banklara m\u00fcnasib\u0259tin m\u00fcsb\u0259t\u0259 do\u011fru d\u0259yi\u015fm\u0259si. Bu \u00fc\u00e7 m\u0259s\u0259l\u0259nin h\u0259llini tapmas\u0131 \u00fcmumilikd\u0259 n\u0259inki bank, maliyy\u0259 sektoru, \u00f6lk\u0259nin makroiqtisadi sabitliyinin qorunmas\u0131 \u00fc\u00e7\u00fcn vacibdir. M\u0259s\u0259l\u0259 ondan ibar\u0259tdir ki, Milli M\u0259clisin sonuncu toplant\u0131s\u0131nda edl\u0259n d\u0259yi\u015fiklikl\u0259rd\u0259n biri d\u0259 \u0259man\u0259tl\u0259rd\u0259n \u0259ld\u0259 edil\u0259n g\u0259lirl\u0259r\u0259 vergi g\u00fcz\u0259\u015ftinin t\u0259tbiq edilm\u0259sidir. Bu, o dem\u0259kdir ki, bundan sonra \u0259man\u0259td\u0259n \u0259ld\u0259 edil\u0259n g\u0259lird\u0259n m\u00fc\u015ft\u0259ril\u0259r vergi verm\u0259y\u0259c\u0259kl\u0259r. \u018fslind\u0259, bu g\u00fcz\u0259\u015ft \u0259vv\u0259ll\u0259r olsa da, \u00f6t\u0259n il l\u0259\u011fv edildi v\u0259 2015-ci ild\u0259n vergi tutulma\u011fa ba\u015fland\u0131. H\u0259min d\u00f6vrd\u0259 bunu t\u0259l\u0259sk\u0259n add\u0131m adland\u0131rd\u0131q v\u0259 hesab etdik ki, h\u00f6kum\u0259t b\u00fcdc\u0259ni bir ne\u00e7\u0259 milyon v\u0259saitl\u0259 t\u0259min etm\u0259k ad\u0131na \u00fcmumilikd\u0259 \u0259man\u0259t bazar\u0131n\u0131n c\u0259lbedilm\u0259sini azalda bil\u0259r. \u00c7\u00fcnki neftin qiym\u0259ti enm\u0259y\u0259 do\u011fru gedirdi, bank sektorunda probleml\u0259r \u00f6z\u00fcn\u00fc b\u00fcruz\u0259 verirdi, 2014-c\u00fc ilin sonunda manat\u0131n devalvasiyas\u0131 il\u0259 ba\u011fl\u0131 m\u0259s\u0259l\u0259 g\u00fcnd\u0259m\u0259 g\u0259lmi\u015fdi. Bel\u0259 bir d\u00f6vrd\u0259 \u0259man\u0259tl\u0259rd\u0259n vergi tutulmas\u0131 ona g\u0259tir\u0259r ki, \u0259hali \u0259man\u0259tl\u0259ri geri g\u00f6t\u00fcr\u0259 bil\u0259rdi. O zaman m\u00fcdd\u0259tin uzad\u0131lmas\u0131n\u0131 t\u0259klif edirdik. Yenid\u0259n g\u00fcz\u0259\u015ftin t\u0259tbiqi yax\u015f\u0131 add\u0131m olsa da, bu, problemi h\u0259ll etm\u0259y\u0259c\u0259k. \u00c7\u00fcnki \u0259man\u0259t bazar\u0131nda probleml\u0259rin h\u0259lli \u00fc\u00e7\u00fcn 10 add\u0131m at\u0131lmal\u0131d\u0131rsa, bu, onuncu add\u0131m say\u0131la bil\u0259r.<\/p>\n<p>  &#8211;<br \/>\n  <i><br \/>\n    B\u0259s ona q\u0259d\u0259r olan add\u0131mlar hans\u0131d\u0131r?<br \/>\n  <\/i><\/p>\n<p>  &#8211; Bunlardan biri \u0259man\u0259tl\u0259rin s\u0131\u011fortalanmas\u0131 mexanizminin t\u0259kmill\u0259\u015fdirilm\u0259sidir. Qanunvericiliy\u0259 bununla ba\u011fl\u0131 edil\u0259n d\u0259yi\u015fikliyin m\u0259\u011fzi h\u0259m d\u0259 ondan ibar\u0259tdir ki, 12 faizd\u0259n a\u015fa\u011f\u0131 yerl\u0259\u015fdiril\u0259n \u0259man\u0259tl\u0259r\u0259 \u0259vv\u0259ll\u0259r 30 min manat kompensasiya verilirdis\u0259, indi tam \u015f\u0259kild\u0259 s\u0131\u011fortalanacaq. Bu, q\u0131sa m\u00fcdd\u0259t \u00fc\u00e7\u00fcn d\u00fczg\u00fcn add\u0131md\u0131r. Bundan \u0259vv\u0259lki mexanizmd\u0259 c\u0259misi 30 faiz \u0259man\u0259tl\u0259r s\u0131\u011forta alt\u0131na d\u00fc\u015f\u0259 bilirdi. S\u0131\u011fortalanan \u0259man\u0259tl\u0259rin yar\u0131s\u0131 \u0259n yax\u015f\u0131 halda kompensasiya alt\u0131na d\u00fc\u015f\u00fcrd\u00fc. Bu, normal add\u0131md\u0131r, ancaq g\u0259l\u0259c\u0259kd\u0259 kompensasiyan\u0131n tam t\u0259tbiq edilm\u0259si \u0259man\u0259tl\u0259rin t\u0259m\u0259rk\u00fczl\u0259\u015fm\u0259si, y\u0259ni bir ne\u00e7\u0259 banka y\u0131\u011f\u0131lmas\u0131yla n\u0259tic\u0259l\u0259n\u0259r. \u0130nsanlar \u0259man\u0259tl\u0259rini daha etibar etdikl\u0259ri banka qoyacaqlar, dig\u0259rl\u0259ri is\u0259 \u0259man\u0259tsiz qalacaq, f\u0259sadlar bundan ibar\u0259tdir. Amma q\u0131sa m\u00fcdd\u0259t \u00fc\u00e7\u00fcn normal add\u0131md\u0131r. At\u0131lmal\u0131 olan dig\u0259r add\u0131m is\u0259 manat \u0259man\u0259tl\u0259rinin taleyi il\u0259 ba\u011fl\u0131d\u0131r. Faktiki olaraq, manat \u0259man\u0259tl\u0259ri d\u0259y\u0259rd\u0259n d\u00fc\u015f\u00fcr. Bu istiqam\u0259td\u0259 Qazax\u0131stan variant\u0131n\u0131 ger\u00e7\u0259kl\u0259\u015fdir\u0259 bil\u0259rdil\u0259r. \u00dc\u00e7\u00fcnc\u00fc m\u0259s\u0259l\u0259 \u0259man\u0259tl\u0259rin daimiliyidir ki, Ukrayna bu add\u0131m\u0131 atd\u0131. Onlar qanunvericilikd\u0259 d\u0259yi\u015fiklik etdi v\u0259 \u0259man\u0259tl\u0259rin vaxt\u0131ndan \u0259vv\u0259l \u00e7\u0131xar\u0131lmas\u0131n\u0131 qada\u011fan etdi. Bu, onunla n\u0259tic\u0259l\u0259ndi ki, banka qoyulan \u0259man\u0259tl\u0259r uzun m\u00fcdd\u0259t bankda qalacaq. Bank da bildi ki, \u0259hali sabah panikaya d\u00fc\u015f\u0259nd\u0259, \u0259man\u0259tini g\u00f6t\u00fcr\u0259 bilm\u0259y\u0259c\u0259k. \u0130nzibati add\u0131m olsa da, qanunvericilikd\u0259 d\u0259yi\u015fiklik edib, \u0259man\u0259t m\u00fcdd\u0259ti ba\u015fa \u00e7atana q\u0259d\u0259r onu g\u00f6t\u00fcrm\u0259yi qada\u011fan etm\u0259k olard\u0131. Bank sektoruna olan etimad\u0131 qorumaq \u00fc\u00e7\u00fcn buna getm\u0259k olar. Yaxud m\u0259z\u0259nn\u0259 m\u0259s\u0259l\u0259si, insanlar\u0131n manata etibar\u0131 itib, bunun s\u0259b\u0259bi he\u00e7 d\u0259 manat\u0131n ucuzla\u015fmas\u0131 yox, qeyri-m\u00fc\u0259yy\u0259nliyin olmas\u0131ndad\u0131r.\n<\/p>\n<p>\n  &#8211;<br \/>\n  <i><br \/>\n    Ancaq ba\u015f bankir Elman R\u00fcst\u0259mov \u0259vv\u0259ll\u0259r oldu\u011fu kimi bu d\u0259f\u0259 d\u0259 1 dollar\u0131n daha 2 manat olmayaca\u011f\u0131n\u0131 deyib&#8230;<br \/>\n  <\/i>\n<\/p>\n<p>\n  <i><br \/>\n    &#8211;<br \/>\n  <\/i><br \/>\n  Elman R\u00fcst\u0259movun niyy\u0259ti c\u0259miyy\u0259ti sakitl\u0259\u015fdirm\u0259y\u0259 y\u00f6n\u0259libs\u0259, bu, yax\u015f\u0131 hald\u0131r. Bir \u015f\u0259rtl\u0259 ki, bu b\u0259yanat\u0131n arxas\u0131nda konkret \u0259m\u0259l dayans\u0131n. Elman R\u00fcst\u0259mov bu sah\u0259d\u0259 bir ne\u00e7\u0259 d\u0259f\u0259 \u00f6z kapital\u0131n\u0131 x\u0259rcl\u0259yib. 21 fevraldan \u0259vv\u0259l bu y\u00f6nd\u0259 b\u0259yanat vers\u0259 d\u0259, devalvasiya ba\u015f verdi. Anlay\u0131ram ki, devalvasiyan\u0131n olmas\u0131nda Elman R\u00fcst\u0259movun rolu b\u0259lk\u0259 d\u0259 50 faizd\u0259n a\u015fa\u011f\u0131d\u0131r, q\u0259rar\u0131n realla\u015fmas\u0131nda \u0259sas rol Maliyy\u0259 Nazirliyinin olub. \u00c7\u00fcnki nazirliyin b\u00fcdc\u0259 \u00f6hd\u0259liyi var. Ona g\u00f6r\u0259 d\u0259 h\u0259r bir nazirlik, komit\u0259 \u00f6z sah\u0259sin\u0259 aid olan m\u0259s\u0259l\u0259l\u0259r\u0259 cavabdehdir. M\u0259rk\u0259zi Bank\u0131n funksiyas\u0131 milli valyutan\u0131n sabitliyini, Maliyy\u0259 Nazirliyinin funksiyalar\u0131ndan biri d\u0259 b\u00fcdc\u0259nin icras\u0131n\u0131 t\u0259min etm\u0259kdir. Bu bax\u0131mdan c\u0259nab R\u00fcst\u0259movdan f\u0259rqli olaraq, h\u0259min b\u0259yanat\u0131 verm\u0259y\u0259 t\u0259l\u0259sm\u0259zdim. \u00c7\u00fcnki \u0259min olmaq \u00e7ox \u00e7\u0259tindir. Neftin qiym\u0259ti indiki s\u0259viyy\u0259d\u0259 qalarsa, manat\u0131n hans\u0131 h\u0259dd\u0259 q\u0259d\u0259r d\u00fc\u015f\u0259c\u0259yin\u0259 he\u00e7 kim z\u0259man\u0259t ver\u0259 bilm\u0259z. H\u0259tta d\u00f6vl\u0259t ba\u015f\u00e7\u0131s\u0131 da z\u0259man\u0259t ver\u0259 bilm\u0259z ki, 1 dollar 2, yaxud 3 manat olmayacaq. Bu, d\u00fcnya bazar\u0131ndak\u0131 prosesl\u0259rd\u0259n as\u0131l\u0131d\u0131r. \u018fg\u0259r h\u00f6kum\u0259t yen\u0259 d\u0259 neftin qiym\u0259tinin bahala\u015faca\u011f\u0131na \u00fcmid edirs\u0259, i\u015fl\u0259rini ona uy\u011fun qurursa, bu add\u0131mlar\u0131n sonu fiaskoya u\u011frayacaq. H\u00f6kum\u0259t neftin bahala\u015fmas\u0131n\u0131 g\u00f6zl\u0259m\u0259m\u0259li v\u0259 konkret add\u0131mlar atmal\u0131d\u0131r. Bunlardan biri \u00f6lk\u0259nin maliyy\u0259 sabitliyinin t\u0259min edilm\u0259sidir. Bunu t\u0259min etm\u0259k \u00fc\u00e7\u00fcn valyuta sabitliyi olmal\u0131d\u0131r. Valyuta sabitliyi dey\u0259nd\u0259, t\u0259rp\u0259nm\u0259z m\u0259z\u0259nn\u0259nin t\u0259tbiqini n\u0259z\u0259rd\u0259 tutmuram. S\u00f6hb\u0259t valyutan\u0131n g\u0259l\u0259c\u0259yi haqda m\u00fc\u0259yy\u0259nliyin olmas\u0131ndan gedir. H\u0259m sahibkarlar, h\u0259m d\u0259 v\u0259t\u0259nda\u015flar g\u00f6rm\u0259lidir ki, yax\u0131n m\u00fcdd\u0259td\u0259 manat\u0131n m\u0259z\u0259nn\u0259sind\u0259 hans\u0131 d\u0259yi\u015fiklikl\u0259r edil\u0259 bil\u0259r. Bunun yolu \u00f6lk\u0259ni valyutayla t\u0259min etm\u0259kdir. Problem ondad\u0131r ki, \u0259vv\u0259lki ill\u0259rl\u0259 m\u00fcqayis\u0259d\u0259 \u00f6lk\u0259y\u0259 az valyuta daxil olur.\n<\/p>\n<p>\n  &#8211;<br \/>\n  <i><br \/>\n    \u018fg\u0259r bel\u0259dirs\u0259, \u00f6lk\u0259ni valyuta il\u0259 nec\u0259 t\u0259min ed\u0259c\u0259kl\u0259r?<br \/>\n  <\/i>\n<\/p>\n<p>\n  <i><br \/>\n    &#8211;<br \/>\n  <\/i><br \/>\n  B\u0259li. \u018fvv\u0259lki ill\u0259rl\u0259 m\u00fcqayis\u0259d\u0259 az valyuta daxil olursa v\u0259 \u00e7oxlu valyuta \u00e7\u0131x\u0131rsa, bu, art\u0131q valyuta defisitinin yaranmas\u0131d\u0131r. Bunun da n\u0259tic\u0259l\u0259rini g\u00f6r\u00fcr\u00fck. H\u00f6kum\u0259tin bu y\u00f6nd\u0259 atd\u0131\u011f\u0131 inzibati add\u0131mlar aras\u0131nda valyuta t\u0259nzimi haqda qanunvericilikd\u0259 d\u0259yi\u015fiklik idi. Valyutad\u0259yi\u015fm\u0259 m\u0259nt\u0259q\u0259l\u0259ri l\u0259\u011fv edildi, m\u00fc\u0259yy\u0259n bir m\u0259hdudiyy\u0259t t\u0259tbiq edirl\u0259r v\u0259 s. Biz xo\u015flamasaq da, b\u00f6hran \u015f\u0259raitind\u0259 inzibati add\u0131mlar\u0131n at\u0131lmas\u0131 vacibdir. Ancaq problemin k\u00f6k\u00fc yaln\u0131z inzibati add\u0131mlardan ibar\u0259t deyil.\n<\/p>\n<p>\n  &#8211;<br \/>\n  <i><br \/>\n    B\u0259s m\u0259s\u0259l\u0259nin k\u00f6k\u00fc n\u0259dir v\u0259 indiki komandayla v\u0259ziyy\u0259ti d\u0259yi\u015f\u0259 bil\u0259c\u0259kl\u0259rmi?<br \/>\n  <\/i>\n<\/p>\n<p>\n  <i><br \/>\n    &#8211;<br \/>\n  <\/i><br \/>\n  Bu g\u00fcn reall\u0131\u011f\u0131 anlay\u0131b etiraf\u00a0 etm\u0259k laz\u0131md\u0131r ki, b\u00f6hran yaran\u0131b v\u0259 b\u00f6hran indiy\u0259 q\u0259d\u0259r apar\u0131lan siyas\u0259tin d\u00fczg\u00fcn istiqam\u0259td\u0259 olmamas\u0131n\u0131n n\u0259tic\u0259sidir. Y\u0259ni neft\u0259 arxalanm\u0131\u015f iqtisadiyyat\u0131n f\u0259sadlar\u0131n\u0131 g\u00f6r\u00fcr\u00fck. Bu vaxta q\u0259d\u0259r qeyri-neft sektoru bar\u0259d\u0259 deyil\u0259nl\u0259r deklarativ xarakter da\u015f\u0131d\u0131 v\u0259 reall\u0131qda \u00f6z \u0259ksini tapmad\u0131. \u018fsas problem odur ki, h\u00f6kum\u0259t v\u0259ziyy\u0259ti etiraf edib antib\u00f6hran proqram\u0131 haz\u0131rlamal\u0131d\u0131r. Rusiya ne\u00e7\u0259 ildir bu proqram\u0131 haz\u0131rlay\u0131r, Az\u0259rbaycan h\u00f6kum\u0259tinin haz\u0131rlayaca\u011f\u0131 proqramda da probleml\u0259rin h\u0259lli \u00f6z \u0259ksini tapmal\u0131d\u0131r. Proqram ictimai m\u00fczakir\u0259y\u0259 \u00e7\u0131xar\u0131lmal\u0131d\u0131r, partiyalar, v\u0259t\u0259nda\u015f c\u0259miyy\u0259ti, iqtisad\u00e7\u0131lar, aliml\u0259r m\u00fczakir\u0259y\u0259 qat\u0131lmal\u0131d\u0131r ki, m\u0259suliyy\u0259t yaln\u0131z h\u00f6kum\u0259tin \u00fcz\u0259rind\u0259 qalmas\u0131n. \u018fg\u0259r h\u00f6kum\u0259t bunu da ist\u0259mirs\u0259, olsun. Ancaq haz\u0131rlayacaqlar\u0131 proqramda h\u00f6kum\u0259tin hans\u0131 add\u0131mlar atmaq ist\u0259m\u0259si g\u00f6r\u00fcnm\u0259lidur. Bu g\u00fcn s\u0259sl\u0259n\u0259n fikirl\u0259r ayr\u0131-ayr\u0131 add\u0131mlar \u015f\u0259klind\u0259 oldu\u011fundan xaotik v\u0259 sistemsizlik t\u0259\u0259ss\u00fcrat\u0131 da\u015f\u0131y\u0131r. \u00dcmumi bax\u0131\u015f v\u0259 h\u0259d\u0259f yoxdur. H\u0259d\u0259f qeyri-neft sektorunun inki\u015faf\u0131n\u0131 n\u0259z\u0259rd\u0259 tutsa, bu inki\u015faf\u0131 n\u0259z\u0259rd\u0259 tutan al\u0259tl\u0259r v\u0259 v\u0259zif\u0259l\u0259r tam ayd\u0131n deyil. Ona g\u00f6r\u0259 h\u00f6kum\u0259t antib\u00f6hran proqram haz\u0131rlamal\u0131 v\u0259 prioritetl\u0259ri elan etm\u0259lidir. Prioritetl\u0259rd\u0259n biri ixrac\u0131 stimulla\u015fd\u0131rmaqd\u0131r, sonra daxili bazarda r\u0259qab\u0259t m\u00fchitinin yarad\u0131lmas\u0131 olmal\u0131d\u0131r, \u0259n \u0259sas\u0131 ki\u00e7ik v\u0259 orta sahibkarl\u0131\u011f\u0131n inki\u015faf etdirilm\u0259sidir. Bunlar \u00e7ox vacibdir, \u00e7\u00fcnki bu il h\u00f6kum\u0259tin qar\u015f\u0131s\u0131nda dayanan probleml\u0259rd\u0259n biri i\u015fsizlik, dig\u0259ri is\u0259 y\u00fcks\u0259k inflyasiya olacaq. Bu m\u0259nada h\u00f6kum\u0259t \u00f6lk\u0259y\u0259 valyuta g\u0259tirilm\u0259si bar\u0259d\u0259 d\u00fc\u015f\u00fcnm\u0259lidir. M\u0259nb\u0259l\u0259rd\u0259n biri D\u00f6vl\u0259t Neft Fondunun v\u0259saitl\u0259rinin g\u0259tirilm\u0259sidir, t\u0259\u0259ss\u00fcf ki, fondun \u00f6lk\u0259 iqtisadiyyat\u0131nda rolu bir o q\u0259d\u0259r d\u0259 n\u0259z\u0259r\u0259 \u00e7arpm\u0131r.\n<\/p>\n<p>\n  &#8211;<br \/>\n  <i><br \/>\n    Amma konkret ad \u00e7\u0259kilm\u0259s\u0259 d\u0259, banklara 600 milyon dollar verildi&#8230;<br \/>\n  <\/i>\n<\/p>\n<p>\n  <i><br \/>\n    &#8211;<br \/>\n  <\/i><br \/>\n  Bir n\u00fcans\u0131 qeyd edim, m\u0259tbuatda bu m\u0259s\u0259l\u0259nin qoyulu\u015fu d\u00fczg\u00fcn deyil. M\u0259s\u0259l\u0259 ondad\u0131r ki, Neft Fondunun d\u00f6vl\u0259t b\u00fcdc\u0259si qar\u015f\u0131s\u0131nda \u00f6hd\u0259liyi var v\u0259 h\u0259r il b\u00fcdc\u0259y\u0259 transferl\u0259r edir. Bu il is\u0259 6 milyard manat\u0131n k\u00f6\u00e7\u00fcr\u00fclm\u0259si n\u0259z\u0259rd\u0259 tutulur. Aylar \u00fczr\u0259 b\u00f6ld\u00fckd\u0259 h\u0259r ay 320 milyon dollar k\u00f6\u00e7\u00fcrm\u0259 olmal\u0131d\u0131r. Y\u0259ni fond qeyri-adi add\u0131m atm\u0131r, h\u0259r il etdiyi i\u015fi g\u00f6r\u00fcr. Eyni zamanda, vergil\u0259rin y\u0131\u011f\u0131lmas\u0131nda problem oldu\u011fundan fond ilin \u0259vv\u0259lin\u0259 daha \u00e7ox \u00f6n\u0259m verir. Ola bilsin ki, ilin \u0259vv\u0259lind\u0259 400 milyon dollaar \u00f6d\u0259yir, sonrak\u0131 aylarda bu amil n\u0259z\u0259r\u0259 al\u0131n\u0131r. X\u00fcsus\u0259n d\u0259 b\u00f6hran\u0131 n\u0259z\u0259r\u0259 alaraq bazardak\u0131 panikan\u0131 sakitl\u0259\u015fdirm\u0259k \u00fc\u00e7\u00fcn fond \u00f6d\u0259m\u0259li oldu\u011fu 2 ayl\u0131q h\u0259ddi indi h\u0259yata ke\u00e7irdi. Ba\u015fa d\u00fc\u015f\u00fcr\u0259m ki, h\u0259m bazar\u0131 sakitl\u0259\u015fdirm\u0259k, h\u0259m d\u0259 M\u0259rk\u0259zi Banka d\u0259st\u0259k \u00fc\u00e7\u00fcn, bu, d\u00fczg\u00fcn add\u0131md\u0131r. Amma fond dollar sat\u0131\u015f\u0131n\u0131 b\u00fcdc\u0259y\u0259 transfer etdiyi \u00fc\u00e7\u00fcn h\u0259yata ke\u00e7irir. Fondun m\u0259qs\u0259di he\u00e7 d\u0259 iqtisadiyyat\u0131 dollarla t\u0259min etm\u0259k deyil. M\u0259n prinspc\u0259 fondun v\u0259saitl\u0259rinin \u00f6lk\u0259y\u0259 g\u0259tirilm\u0259sin\u0259 etiraz etmir\u0259m. Ancaq \u00e7ox narahatam, \u00e7\u00fcnki m\u00f6vcud idar\u0259etm\u0259 h\u0259min v\u0259saitl\u0259rin s\u0259m\u0259r\u0259siz x\u0259rcl\u0259nm\u0259si il\u0259 n\u0259tic\u0259l\u0259n\u0259r.\n<\/p>\n<p>\n  &#8211;<br \/>\n  <i><br \/>\n    Y\u0259ni indiki h\u00f6kum\u0259t istefaya g\u00f6nd\u0259rilm\u0259li v\u0259 yeni komanda formala\u015fmal\u0131\u0131dr?<br \/>\n  <\/i>\n<\/p>\n<p>\n  <i><br \/>\n    &#8211;<br \/>\n  <\/i><br \/>\n  Problem yaln\u0131z h\u00f6kum\u0259tin istefaya getm\u0259siyl\u0259 ba\u011fl\u0131 deyil. Yeni g\u0259l\u0259n komanda da bu idar\u0259etm\u0259ni h\u0259yata ke\u00e7ir\u0259c\u0259ks\u0259, he\u00e7 n\u0259 d\u0259yi\u015fm\u0259y\u0259c\u0259k. \u0130nstitusional \u015f\u0259rait olmal\u0131d\u0131r, d\u0259qiq sah\u0259l\u0259ri m\u00fc\u0259yy\u0259n olunmu\u015f institutlar qar\u015f\u0131l\u0131ql\u0131 i\u015f sistemi \u015f\u0259klind\u0259 i\u015fl\u0259m\u0259lidir. \u0130kinci, qanunvericilik bazas\u0131 t\u0259kmill\u0259\u015fdirilm\u0259lidir, \u00fc\u00e7\u00fcnc\u00fc, ictimai n\u0259zar\u0259t olmal\u0131d\u0131r, d\u00f6rd\u00fcnc\u00fc, tender mexanizml\u0259rinin t\u0259kmill\u0259\u015fdirilm\u0259sind\u0259 ictimaiyy\u0259tin i\u015ftirak\u0131 vacibdir. Y\u0259ni komandan\u0131 d\u0259yi\u015fm\u0259kl\u0259 bu m\u0259s\u0259l\u0259l\u0259r h\u0259llini tapmayacaq.\n<\/p>\n<p>\n  &#8211;<br \/>\n  <i><br \/>\n    Prezident bundan \u0259vv\u0259lki m\u00fc\u015favir\u0259d\u0259 ictimai n\u0259zar\u0259t mexanizmind\u0259n dan\u0131\u015fm\u0131\u015fd\u0131&#8230;<br \/>\n  <\/i>\n<\/p>\n<p>\n  <i><br \/>\n    &#8211;<br \/>\n  <\/i><br \/>\n  Bu, \u00e7ox vacib m\u0259s\u0259l\u0259dir v\u0259 v\u0259t\u0259nda\u015f c\u0259miyy\u0259tinin f\u0259all\u0131\u011f\u0131na ehtiyac var. \u00c7\u00fcnki b\u00fcdc\u0259d\u0259ki v\u0259saitl\u0259r v\u0259t\u0259nda\u015flar\u0131nd\u0131r.\n<\/p>\n<p>\n  &#8211;<br \/>\n  <i><br \/>\n    Ancaq v\u0259t\u0259nda\u015f c\u0259miyy\u0259ti 2014-15-ci ill\u0259rd\u0259 pis v\u0259ziyy\u0259t\u0259 sal\u0131n\u0131b. Yenid\u0259n dir\u00e7\u0259lm\u0259k imkan\u0131 varm\u0131?<br \/>\n  <\/i>\n<\/p>\n<p>\n  <i><br \/>\n    &#8211;<br \/>\n  <\/i><br \/>\n  \u00c7ox t\u0259\u0259ss\u00fcf ki, qanunvericilikd\u0259 d\u0259yi\u015fiklik etm\u0259kl\u0259 v\u0259t\u0259nda\u015f c\u0259miyy\u0259tinin xaricd\u0259n maliyy\u0259 almaq imkanlar\u0131 qeyri-m\u00fcmk\u00fcn oldu. D\u00f6vl\u0259t QHT \u015euras\u0131 is\u0259 v\u0259t\u0259nda\u015f c\u0259miyy\u0259tini pulla t\u0259min etm\u0259k iqtidar\u0131nda deyil. X\u00fcsus\u0259n d\u0259 indiki b\u00fcdc\u0259 q\u0259na\u0259tliyi d\u00f6vr\u00fcnd\u0259 \u0259vv\u0259lki ill\u0259rd\u0259 oldu\u011fu v\u0259saiti ay\u0131rmaq real g\u00f6r\u00fcnm\u00fcr. H\u0259tta D\u00f6vl\u0259t QHT \u015euras\u0131na ayr\u0131lacaq v\u0259saitin azald\u0131lmas\u0131n\u0131 g\u00f6rs\u0259m, t\u0259\u0259cc\u00fcbl\u0259nm\u0259r\u0259m. Ona g\u00f6r\u0259 qrantlar\u0131n t\u0259tbiqi il\u0259 ba\u011fl\u0131 qada\u011falar aradan qald\u0131r\u0131ls\u0131n, \u0259g\u0259r biz xaricd\u0259n investisiya c\u0259lb etm\u0259k ist\u0259yiriks\u0259, bunlardan biri d\u0259 v\u0259t\u0259nda\u015f c\u0259miyy\u0259tidir. V\u0259t\u0259nda\u015f c\u0259miyy\u0259ti he\u00e7 bir m\u0259hsul satmadan xaricd\u0259n \u00f6lk\u0259y\u0259 v\u0259sait c\u0259lb edirdi, \u0259n \u00e7ox qrant da d\u00f6vl\u0259t qurumlar\u0131na ayr\u0131l\u0131rd\u0131. H\u00f6kum\u0259t \u0259vv\u0259lki s\u0259hvini d\u00fcz\u0259ldib bu sektora n\u0259f\u0259s verm\u0259lidir ki, xarici t\u0259\u015fkilatlar yerli qurumlara v\u0259sait ay\u0131rs\u0131n. Avropa Birliyi b\u00f6y\u00fck \u00f6l\u00e7\u00fcd\u0259 v\u0259sait ay\u0131r\u0131rd\u0131, h\u0259tta Erm\u0259nistan\u0131n da ad\u0131 var, amma Az\u0259rbaycan o siyah\u0131da yoxdur.<\/p>\n<p>  &#8211;<br \/>\n  <i><br \/>\n    Qay\u0131daq Elman R\u00fcst\u0259movun 5 min dollara q\u0259d\u0259r v\u0259saitl\u0259rin k\u00f6hn\u0259 m\u0259z\u0259nn\u0259yl\u0259 \u00f6d\u0259nm\u0259sinin m\u00fcmk\u00fcnl\u00fcy\u00fc haqda b\u0259yanat\u0131na, bu bar\u0259d\u0259 yana\u015fman\u0131z nec\u0259dir?<br \/>\n  <\/i><\/p>\n<p>  &#8211; Dollar krediti olanlara g\u00fcz\u0259\u015ft \u00e7ox vacibdir. Bu, birinci devalvasiyadan sonra edilm\u0259liydi. \u00c7ox t\u0259\u0259ss\u00fcf ki, h\u0259min d\u00f6vrd\u0259 banklarla v\u0259t\u0259nda\u015flar \u00fcz-\u00fcz\u0259 qoyuldu, h\u00f6kum\u0259t he\u00e7 bir d\u0259st\u0259k verm\u0259di. \u0130ndi h\u0259min v\u0259ziyy\u0259t olsa da, h\u00f6kum\u0259t sad\u0259c\u0259 n\u0259s\u0259 etm\u0259k ist\u0259yir. H\u0259r bir halda v\u0259t\u0259nda\u015flara d\u0259st\u0259k verilm\u0259lidir, c\u0259nab R\u00fcst\u0259mov h\u0259min kreditl\u0259rin m\u0259nb\u0259sin\u0259 toxunub, m\u0259nb\u0259 h\u0259r bir halda d\u00f6vl\u0259t b\u00fcdc\u0259si, yaxud daxili borclanma olacaq. M\u0259n el\u0259 onu bildirm\u0259k ist\u0259rdim ki, \u00f6lk\u0259d\u0259 olan valyuta q\u0131tl\u0131\u011f\u0131n\u0131 yum\u015faltma\u011f\u0131n yolu daxili borclanman\u0131n m\u00fcmk\u00fcnl\u00fcy\u00fcd\u00fcr. Milyardlarla dollar var ki, \u201cyast\u0131q alt\u0131ndad\u0131r\u201d, insanlar banklara etibar etm\u0259diyi \u00fc\u00e7\u00fcn bel\u0259 v\u0259ziyy\u0259t yaran\u0131b. Bunun \u00fc\u00e7\u00fcn Maliyy\u0259 Nazirliyi dollarla istiqraz buraxmal\u0131d\u0131r, bu, 1 illik d\u0259, 3-5 illik d\u0259 ola bil\u0259r, illik faiz d\u0259r\u0259c\u0259si 2-3 \u0259traf\u0131nda da m\u00fcmk\u00fcnd\u00fcr. Bunun vasit\u0259sil\u0259 bazardan istifad\u0259siz 2-3 milyard dollar y\u0131\u011fmaq olar. D\u00fczd\u00fcr, m\u0259nb\u0259l\u0259rd\u0259n biri d\u0259 \u00f6z\u0259ll\u0259\u015fm\u0259 olacaq, amma dediyim t\u0259klif ke\u00e7\u0259rs\u0259, bu g\u00fcn istifad\u0259siz dollar\u0131n yenid\u0259n d\u00f6vriyy\u0259y\u0259 qay\u0131tmas\u0131\u00a0 m\u00fcmk\u00fcnd\u00fcr. Yen\u0259 deyir\u0259m, dollarla kreditl\u0259ri olanlara g\u00fcz\u0259\u015ft verilm\u0259lidir, banklar\u0131n dollar \u0259man\u0259t\u00e7il\u0259ri qar\u015f\u0131s\u0131nda \u00f6hd\u0259likl\u0259ri oldu\u011fundan bu g\u00fcz\u0259\u015fti ver\u0259 bilm\u0259zl\u0259r. Bu g\u00fcn bank sektorunun ba\u011flanmas\u0131 \u00f6lk\u0259 iqtisadiyyat\u0131 \u00fc\u00e7\u00fcn d\u0259, kredit g\u00f6t\u00fcr\u0259nl\u0259r \u00fc\u00e7\u00fcn d\u0259 bir f\u0259lak\u0259t olard\u0131.<\/p>\n<p>  &#8211;<br \/>\n  <i><br \/>\n    Ancaq ba\u015f bankir 6-7 bank\u0131n birl\u0259\u015fdiril\u0259c\u0259yini bildirib&#8230;<br \/>\n  <\/i><\/p>\n<p>  &#8211;\u00a0 Bu, \u00e7ox vacib \u015f\u0259rtdir. Baxmayaraq ki, M\u0259rk\u0259zi Bank h\u0259l\u0259 2009-cu ild\u0259 bunu elan ets\u0259 d\u0259, al\u0131nm\u0131rd\u0131. \u00c7\u00fcnki neft pullar\u0131 il\u0259 b\u0259rab\u0259r h\u0259r bir bank\u0131n arxas\u0131nda b\u00f6y\u00fck v\u0259saitl\u0259r dayan\u0131rd\u0131. \u0130kinci devalvasiyadan sonra banklar \u00e7ox pis v\u0259ziyy\u0259t\u0259 d\u00fc\u015f\u00fcb v\u0259 bir \u00e7oxu reanimasiyad\u0131r. Bel\u0259 bir v\u0259ziyy\u0259td\u0259 M\u0259rk\u0259zi Bank banklara d\u0259st\u0259k verm\u0259lidir, yollardan biri d\u0259 banklar\u0131n birl\u0259\u015fm\u0259sidir. \u201cBank of Az\u0259rbaycan\u201d\u0131 n\u0259z\u0259r\u0259 almasaq, \u00f6lk\u0259d\u0259 42 bank var ki, bu Az\u0259rbaycan \u00fc\u00e7\u00fcn b\u00f6y\u00fck r\u0259q\u0259mdir. 20-25 bank kifay\u0259tdir, say\u0131n azald\u0131lmas\u0131 \u00fc\u00e7\u00fcn banklar birl\u0259\u015fm\u0259lidir ki, z\u0259ifl\u0259r g\u00fccl\u0259nsin. \u018fg\u0259r b\u00f6y\u00fck banklar ki\u00e7ikl\u0259ri udsa, banklar\u0131n t\u0259m\u0259rk\u00fczl\u0259\u015fm\u0259si daha da g\u00fccl\u0259n\u0259c\u0259k. Ona g\u00f6r\u0259 d\u0259 ki\u00e7ik banklar\u0131n birl\u0259\u015fm\u0259si laz\u0131md\u0131r ki, onlar ayr\u0131-ayr\u0131l\u0131qda g\u00fcc m\u0259rk\u0259zin\u0259 \u00e7evrilsinl\u0259r. Bu g\u00fcn h\u00f6kum\u0259t m\u00f6vcud probleml\u0259rin ictimaiyy\u0259t\u0259 a\u00e7\u0131qlanmas\u0131ndan \u00e7\u0259kinm\u0259m\u0259lidir. \u0130ctimai m\u00fczakir\u0259l\u0259r apar\u0131lmal\u0131d\u0131r, televiziyalar bu y\u00f6nd\u0259 f\u0259al olmal\u0131d\u0131r, qorxulu bir \u015fey yoxdur. \u018fn pis narahatl\u0131q qeyri-m\u00fc\u0259yy\u0259nlikd\u0259n yaran\u0131r. Probleml\u0259rin k\u00f6k\u00fcnd\u0259 insanlar\u0131n zaman\u0131nda m\u0259lumatland\u0131r\u0131lmamas\u0131 durur. N\u0259tic\u0259d\u0259 insanlar adekvat olmayan add\u0131mlar at\u0131r. Ona g\u00f6r\u0259 probleml\u0259ri ictimail\u0259\u015fdirm\u0259k daha vacibdir, n\u0259inki gizl\u0259tm\u0259k.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#8221;\u018fg\u0259r h\u00f6kum\u0259t yen\u0259 d\u0259 neftin qiym\u0259tinin bahala\u015faca\u011f\u0131na \u00fcmid edirs\u0259, i\u015fl\u0259rini ona uy\u011fun qurursa, bu add\u0131mlar\u0131n sonu fiaskoya u\u011frayacaq&#8221;<\/p>\n","protected":false},"author":11,"featured_media":45656,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_sitemap_exclude":false,"_sitemap_priority":"","_sitemap_frequency":"","footnotes":""},"categories":[63],"tags":[],"class_list":["post-172949","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-video-2","infinite-scroll-item","generate-columns","tablet-grid-50","mobile-grid-100","grid-parent","grid-33","no-featured-image-padding"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.7 - 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