{"id":167923,"date":"2015-05-16T03:01:17","date_gmt":"2015-05-16T03:01:17","guid":{"rendered":"https:\/\/www.meydan.tv\/article\/konstitusiya-mehkemesi-banklarin-xeyrine-qerar-qebul-etdi\/"},"modified":"2015-05-16T03:01:17","modified_gmt":"2015-05-16T03:01:17","slug":"konstitusiya-mehkemesi-banklarin-xeyrine-qerar-qebul-etdi","status":"publish","type":"post","link":"https:\/\/www.meydan.tv\/az\/article\/konstitusiya-mehkemesi-banklarin-xeyrine-qerar-qebul-etdi\/","title":{"rendered":"Konstitusiya M\u0259hk\u0259m\u0259si banklar\u0131n xeyrin\u0259 q\u0259rar q\u0259bul etdi"},"content":{"rendered":"<figure class=\"wp-block-image size-large\">\n  <img decoding=\"async\" src=\"https:\/\/www.meydan.tv\/az\/24414\/\" alt=\"\" class=\"wp-image-24414\"\/><figcaption><\/figcaption><\/figure>\n<figure class=\"wp-block-image size-large\">\n  <img decoding=\"async\" src=\"https:\/\/www.meydan.tv\/az\/24414\/\" alt=\"\" class=\"wp-image-24414\"\/><figcaption><\/figcaption><\/figure>\n<p><div>\n    <i><br \/>\n      \u018fhalinin maraqlar\u0131n\u0131 n\u0259z\u0259r\u0259 alaraq, xarici valyutada verilmi\u015f kreditl\u0259r \u00fczr\u0259 kredit m\u00fcdd\u0259tinin uzad\u0131lmas\u0131, faiz d\u0259r\u0259c\u0259l\u0259rinin a\u015fa\u011f\u0131 sal\u0131nmas\u0131 v\u0259 dig\u0259r g\u00fcz\u0259\u015ftli \u015f\u0259rtl\u0259rin t\u0259tbiqi \u00fczr\u0259 t\u0259dbirl\u0259rin banklar\u0131n maliyy\u0259 imkanlar\u0131ndan as\u0131l\u0131 olaraq h\u0259yata ke\u00e7irilm\u0259si m\u0259qs\u0259d\u0259m\u00fcvafiq hesab edilsin<br \/>\n    <\/i>\n  <\/div>\n<\/p>\n<p><div><\/div>\n<\/p>\n<p><div>\n    Bu bar\u0259d\u0259 m\u0259lumat\u0131<br \/>\n    <a href=\"http:\/\/banker.az\/az%C9%99rbaycan-respublikasi-adindan-az%C9%99rbaycan-respublikasi-konstitusiya-m%C9%99hk%C9%99m%C9%99si-plenumunun-q%C9%99rari\/\"><br \/>\n      banker.az<br \/>\n    <\/a><br \/>\n    sayt\u0131 yay\u0131b. Q\u0259rarda deyilir:\n  <\/div>\n<\/p>\n<p><div><\/div>\n<\/p>\n<p><div>\n    Az\u0259rbaycan Respublikas\u0131 M\u00fclki M\u0259c\u0259ll\u0259sinin 439.1, 439.2 v\u0259 439.7-ci madd\u0259l\u0259rinin Az\u0259rbaycan Respublikas\u0131n\u0131n Konstitusiyas\u0131na uy\u011funlu\u011funun yoxlan\u0131lmas\u0131 v\u0259 h\u0259min madd\u0259l\u0259rin b\u0259zi m\u00fcdd\u0259alar\u0131n\u0131n \u015f\u0259rh edilm\u0259sin\u0259 dair Az\u0259rbaycan Respublikas\u0131 Konstitusiya M\u0259hk\u0259m\u0259sinin Plenumu F\u0259rhad Abdullayev (s\u0259dr), Sona Salmanova, S\u00fcdab\u0259 H\u0259s\u0259nova, R\u00f6v\u015f\u0259n \u0130smay\u0131lov, Rafael Qvaladze (m\u0259ruz\u0259\u00e7i-hakim), Mahir Muradov, \u0130sa N\u0259c\u0259fov v\u0259 Kamran \u015e\u0259fiyevd\u0259n ibar\u0259t t\u0259rkibd\u0259, m\u0259hk\u0259m\u0259 katibi Teymur Ocaqverdovun, maraql\u0131 subyektl\u0259rin n\u00fcmay\u0259nd\u0259l\u0259ri Az\u0259rbaycan Respublikas\u0131n\u0131n \u0130nsan h\u00fcquqlar\u0131 \u00fczr\u0259 m\u00fcv\u0259kkili (Ombudsman) Aparat\u0131n\u0131n Elmi-Analitik sektorunun m\u00fcdiri Mahir M\u0259mm\u0259dovun, G\u00f6y\u00e7ay rayon M\u0259hk\u0259m\u0259sinin hakimi Elxan Babayevin, Az\u0259rbaycan Respublikas\u0131 Milli M\u0259clisi Aparat\u0131n\u0131n \u0130qtisadi qanunvericilik \u015f\u00f6b\u0259sinin m\u00fcdir m\u00fcavini R\u00f6v\u015f\u0259n Muradovun, ekspert Bak\u0131 D\u00f6vl\u0259t Universitetinin H\u00fcquq fak\u00fclt\u0259sinin M\u00fclki h\u00fcquq kafedras\u0131n\u0131n dosenti, h\u00fcquq \u00fczr\u0259 f\u0259ls\u0259f\u0259 doktoru Azad Tal\u0131bovun, m\u00fct\u0259x\u0259ssisl\u0259r Az\u0259rbaycan Respublikas\u0131 Ali M\u0259hk\u0259m\u0259sinin hakimi \u0130lqar D\u0259mirovun, Bak\u0131 Apellyasiya M\u0259hk\u0259m\u0259sinin hakimi Mehti \u018fs\u0259dovun, Az\u0259rbaycan Respublikas\u0131 M\u0259rk\u0259zi Bank\u0131n\u0131n ba\u015f direktoru R\u0259\u015fad Orucovun v\u0259 H\u00fcquq Departamentinin direktoru R\u0259na M\u0259likovan\u0131n i\u015ftirak\u0131 il\u0259, \u00a0Az\u0259rbaycan Respublikas\u0131 Konstitusiyas\u0131n\u0131n 130-cu madd\u0259sinin VI v\u0259 VII hiss\u0259l\u0259rin\u0259 m\u00fcvafiq olaraq Konstitusiya icraat\u0131 \u00fczr\u0259 a\u00e7\u0131q m\u0259hk\u0259m\u0259 iclas\u0131nda Az\u0259rbaycan Respublikas\u0131 M\u00fclki M\u0259c\u0259ll\u0259sinin 439.1, 439.2 v\u0259 439.7-ci madd\u0259l\u0259rinin Az\u0259rbaycan Respublikas\u0131n\u0131n Konstitusiyas\u0131na uy\u011funlu\u011funun yoxlan\u0131lmas\u0131 il\u0259 ba\u011fl\u0131 Az\u0259rbaycan Respublikas\u0131n\u0131n \u0130nsan h\u00fcquqlar\u0131 \u00fczr\u0259 m\u00fcv\u0259kkilinin (Ombudsman\u0131n) sor\u011fusu v\u0259 G\u00f6y\u00e7ay rayon M\u0259hk\u0259m\u0259sinin h\u0259min madd\u0259l\u0259rin b\u0259zi m\u00fcdd\u0259alar\u0131n\u0131n \u015f\u0259rh edilm\u0259si il\u0259 ba\u011fl\u0131 m\u00fcraci\u0259ti \u0259sas\u0131nda Konstitusiya i\u015fin\u0259 baxd\u0131.\n  <\/div>\n<\/p>\n<p><div><\/div>\n<\/p>\n<p><div>\n    \u0130\u015f \u00fczr\u0259 hakim R.Qvaladzenin m\u0259ruz\u0259sini, maraql\u0131 subyektl\u0259rin n\u00fcmay\u0259nd\u0259l\u0259rinin v\u0259 m\u00fct\u0259x\u0259ssisl\u0259rin \u00e7\u0131x\u0131\u015flar\u0131n\u0131, ekspertin r\u0259yini dinl\u0259yib, i\u015f materiallar\u0131n\u0131 ara\u015fd\u0131r\u0131b m\u00fczakir\u0259 ed\u0259r\u0259k, Az\u0259rbaycan Respublikas\u0131 Konstitusiya M\u0259hk\u0259m\u0259sinin Plenumu\n  <\/div>\n<\/p>\n<p><div><\/div>\n<\/p>\n<p><div>\n    M \u00dc \u018f Y Y \u018f N \u00a0 E T D \u0130:\n  <\/div>\n<\/p>\n<p><div><\/div>\n<\/p>\n<p><div>\n    Az\u0259rbaycan Respublikas\u0131n\u0131n \u0130nsan h\u00fcquqlar\u0131 \u00fczr\u0259 m\u00fcv\u0259kkili (Ombudsman) (bundan sonra \u2013 Ombudsman) Az\u0259rbaycan Respublikas\u0131n\u0131n Konstitusiya M\u0259hk\u0259m\u0259sin\u0259 (bundan sonra \u2013 Konstitusiya M\u0259hk\u0259m\u0259si) sor\u011fu il\u0259 m\u00fcraci\u0259t ed\u0259r\u0259k, Az\u0259rbaycan Respublikas\u0131 M\u00fclki M\u0259c\u0259ll\u0259sinin (bundan sonra \u2013 M\u00fclki M\u0259c\u0259ll\u0259) 439.1, 439.2 v\u0259 439.7-ci madd\u0259l\u0259rinin Az\u0259rbaycan Respublikas\u0131 Konstitusiyas\u0131n\u0131n (bundan sonra \u2013 Konstitusiya) 19-cu madd\u0259sinin III hiss\u0259sin\u0259, 149-cu madd\u0259sinin III v\u0259 VII hiss\u0259l\u0259rin\u0259, habel\u0259 \u201cNormativ h\u00fcquqi aktlar haqq\u0131nda\u201d Az\u0259rbaycan Respublikas\u0131 Konstitusiya Qanununun (bundan sonra \u2013 \u201cNormativ h\u00fcquqi aktlar haqq\u0131nda\u201d Konstitusiya Qanunu) 25-ci madd\u0259sin\u0259 uy\u011funlu\u011funun yoxlan\u0131lmas\u0131n\u0131 xahi\u015f etmi\u015fdir.\n  <\/div>\n<\/p>\n<p><div><\/div>\n<\/p>\n<p><div>\n    Sor\u011fu onunla \u0259sasland\u0131r\u0131lm\u0131\u015fd\u0131r ki, M\u00fclki M\u0259c\u0259ll\u0259nin 439.1-ci madd\u0259sinin \u201c\u0259g\u0259r t\u0259r\u0259fl\u0259rd\u0259n biri xarici fiziki v\u0259 ya h\u00fcquqi \u015f\u0259xsdirs\u0259, t\u0259r\u0259fl\u0259r pul \u00f6hd\u0259liyini, \u0259g\u0259r bu, qanunla qada\u011fan edilm\u0259yibs\u0259, xarici valyutada da m\u00fc\u0259yy\u0259nl\u0259\u015fdir\u0259 bil\u0259rl\u0259r\u201d v\u0259 h\u0259min M\u0259c\u0259ll\u0259nin 439.2-ci madd\u0259sinin \u201c\u0259g\u0259r xarici valyutada olan pul \u00f6hd\u0259liyi Az\u0259rbaycan Respublikas\u0131nda \u00f6d\u0259nilm\u0259lidirs\u0259, \u00f6d\u0259ni\u015fin xarici valyutada apar\u0131lmal\u0131 oldu\u011funun \u015f\u0259rtl\u0259\u015fdirildiyi hallardan ba\u015fqa, o, manatla \u00f6d\u0259nilir\u201d m\u00fcdd\u0259alar\u0131 Az\u0259rbaycan Respublikas\u0131n\u0131n \u0259razisind\u0259 manatdan ba\u015fqa pul vahidl\u0259rinin \u00f6d\u0259ni\u015f vasit\u0259si kimi i\u015fl\u0259dilm\u0259sinin qada\u011fan edilm\u0259si il\u0259 ba\u011fl\u0131 Konstitusiyan\u0131n 19-cu madd\u0259sinin III hiss\u0259sinin t\u0259l\u0259bl\u0259ri il\u0259 ziddiyy\u0259t t\u0259\u015fkil edir.\n  <\/div>\n<\/p>\n<p><div><\/div>\n<\/p>\n<p><div>\n    Bundan ba\u015fqa, sor\u011fuver\u0259nin fikrinc\u0259, M\u00fclki M\u0259c\u0259ll\u0259nin 439.2-ci madd\u0259sinin \u201cyenid\u0259n hesablama \u00f6d\u0259ni\u015f an\u0131nda \u00f6d\u0259ni\u015f yerinin m\u0259z\u0259nn\u0259 qiym\u0259ti \u00fczr\u0259 apar\u0131l\u0131r\u201d m\u00fcdd\u0259as\u0131 Konstitusiyan\u0131n 149-cu madd\u0259sinin VII hiss\u0259sinin t\u0259l\u0259bl\u0259rin\u0259 uy\u011fun olmamaqla fiziki v\u0259 h\u00fcquqi \u015f\u0259xsl\u0259rin maddi durumuna, sosial rifah hal\u0131na m\u0259nfi t\u0259sir edir.\n  <\/div>\n<\/p>\n<p><div><\/div>\n<\/p>\n<p><div>\n    Sor\u011fuver\u0259n h\u0259m\u00e7inin hesab edir ki, M\u00fclki M\u0259c\u0259ll\u0259nin 439.2-ci madd\u0259sinin \u201cyenid\u0259n hesablama \u00f6d\u0259ni\u015f an\u0131nda \u00f6d\u0259ni\u015f yerinin m\u0259z\u0259nn\u0259 qiym\u0259ti \u00fczr\u0259 apar\u0131l\u0131r\u201d m\u00fcdd\u0259as\u0131 il\u0259 M\u00fclki M\u0259c\u0259ll\u0259nin 439.7-ci madd\u0259sinin \u201c\u00f6hd\u0259liyin \u0259m\u0259l\u0259 g\u0259ldiyi vaxta uy\u011fun m\u0259z\u0259nn\u0259 \u00fczr\u0259 yerin\u0259 yetirm\u0259lidir\u201d m\u00fcdd\u0259as\u0131 aras\u0131nda daxili uzla\u015fman\u0131n olmamas\u0131, eyni m\u0259s\u0259l\u0259 il\u0259 ba\u011fl\u0131 f\u0259rqli m\u00f6vqeyin ortaya \u00e7\u0131xmas\u0131na s\u0259b\u0259b olur. Bu is\u0259 \u201cNormativ h\u00fcquqi aktlar haqq\u0131nda\u201d Konstitusiya Qanununun 25.1-ci madd\u0259sinin \u201cnormativ h\u00fcquqi aktlar daxil\u0259n uzla\u015fd\u0131r\u0131lmal\u0131, m\u0259ntiqli qurulmal\u0131 v\u0259 normayaratma texnikas\u0131na uy\u011fun olmal\u0131d\u0131r\u201d m\u00fcdd\u0259as\u0131 il\u0259 ziddiyy\u0259t t\u0259\u015fkil edir.\n  <\/div>\n<\/p>\n<p><div><\/div>\n<\/p>\n<p><div>\n    Eyni zamanda, G\u00f6y\u00e7ay rayon M\u0259hk\u0259m\u0259si icraat\u0131nda olan m\u00fclki i\u015f \u00fczr\u0259 t\u0259tbiq edilm\u0259li olan M\u00fclki M\u0259c\u0259ll\u0259nin 439.1, 439.2 v\u0259 439.7-ci madd\u0259l\u0259rinin \u015f\u0259rh edilm\u0259sinin z\u0259ruri olmas\u0131 q\u0259na\u0259tin\u0259 g\u0259l\u0259r\u0259k Konstitusiya M\u0259hk\u0259m\u0259sin\u0259 m\u00fcraci\u0259t etmi\u015fdir.\n  <\/div>\n<\/p>\n<p><div><\/div>\n<\/p>\n<p><div>\n    M\u00fcraci\u0259td\u0259 g\u00f6st\u0259rilir ki, M\u00fclki M\u0259c\u0259ll\u0259nin 439.1-ci madd\u0259sind\u0259n f\u0259rqli olaraq, h\u0259min M\u0259c\u0259ll\u0259nin 439.2-ci madd\u0259sind\u0259 t\u0259r\u0259fl\u0259rd\u0259n birinin xarici fiziki v\u0259 ya h\u00fcquqi \u015f\u0259xs oldu\u011fu halda pul \u00f6hd\u0259liyinin xarici valyutada m\u00fc\u0259yy\u0259nl\u0259\u015fdirilm\u0259si birba\u015fa g\u00f6st\u0259rilm\u0259diyind\u0259n, t\u0259cr\u00fcb\u0259d\u0259 maddi h\u00fcquq normalar\u0131n\u0131n t\u0259tbiqind\u0259 \u00e7\u0259tinlikl\u0259r yaran\u0131r.\n  <\/div>\n<\/p>\n<p><div><\/div>\n<\/p>\n<p><div>\n    Bundan ba\u015fqa, m\u00fcraci\u0259t ed\u0259nin fikrinc\u0259, M\u00fclki M\u0259c\u0259ll\u0259nin 439.7-ci madd\u0259sinin \u201c\u00f6d\u0259ni\u015f m\u00fcdd\u0259ti \u00e7atanad\u0259k\u201d m\u00fcdd\u0259as\u0131n\u0131n kredit m\u00fcqavil\u0259si \u00fczr\u0259 ayl\u0131q faizin \u00f6d\u0259nildiyi g\u00fcn\u00fc, yaxud kredit m\u00fcqavil\u0259si \u00fczr\u0259 borcun \u00f6d\u0259nildiyi m\u00fcdd\u0259ti ehtiva etm\u0259si, \u201c\u00f6hd\u0259liyin \u0259m\u0259l\u0259 g\u0259ldiyi vaxt\u201d dedikd\u0259, ayl\u0131q faizl\u0259rin \u00f6d\u0259nildiyi g\u00fcn, yaxud kredit m\u00fcqavil\u0259sinin ba\u011flan\u0131ld\u0131\u011f\u0131 v\u0259 ya kredit m\u0259bl\u0259\u011finin verildiyi g\u00fcn\u00fcn ba\u015fa d\u00fc\u015f\u00fclm\u0259si, h\u0259m\u00e7inin pul vahidinin d\u0259y\u0259rinin (m\u0259z\u0259nn\u0259nin) d\u0259yi\u015film\u0259si il\u0259 valyuta d\u0259yi\u015fm\u0259sinin n\u0259d\u0259n ibar\u0259t olmas\u0131 kontekstind\u0259 \u015f\u0259rh edilm\u0259sin\u0259 ehtiyac vard\u0131r.\n  <\/div>\n<\/p>\n<p><div><\/div>\n<\/p>\n<p><div>\n    Konstitusiya M\u0259hk\u0259m\u0259sinin Daxili Nizamnam\u0259sinin 17-ci madd\u0259sinin I hiss\u0259sin\u0259 uy\u011fun olaraq sor\u011fu v\u0259 m\u00fcraci\u0259t eyni predmet\u0259 aid oldu\u011fundan bir icraatda birl\u0259\u015fdirilmi\u015fdir.\n  <\/div>\n<\/p>\n<p><div><\/div>\n<\/p>\n<p><div>\n    Sor\u011fu v\u0259 m\u00fcraci\u0259tl\u0259 ba\u011fl\u0131 Konstitusiya M\u0259hk\u0259m\u0259sinin Plenumu qeyd edir ki, Konstitusiya \u0259sas norma v\u0259 prinsipl\u0259ri m\u00fc\u0259yy\u0259n etm\u0259kl\u0259, Az\u0259rbaycan Respublikas\u0131n\u0131n qanunvericilik sisteminin \u0259sas\u0131n\u0131 t\u0259\u015fkil edir. Bu norma v\u0259 prinsipl\u0259r is\u0259 dig\u0259r qanunvericilik aktlar\u0131nda inki\u015faf etdirilir.\n  <\/div>\n<\/p>\n<p><div><\/div>\n<\/p>\n<p><div>\n    Bununla \u0259laq\u0259dar olaraq, Konstitusiya M\u0259hk\u0259m\u0259sinin Plenumu sor\u011fu v\u0259 m\u00fcraci\u0259td\u0259 qald\u0131r\u0131lan m\u0259s\u0259l\u0259l\u0259r\u0259 dair Konstitusiyan\u0131n v\u0259 qanunvericiliyin m\u00fcvafiq m\u00fcdd\u0259alar\u0131n\u0131n t\u0259hlil edilm\u0259sini z\u0259ruri hesab edir. Bel\u0259 t\u0259hlil is\u0259 sor\u011fu v\u0259 m\u00fcraci\u0259td\u0259 qald\u0131r\u0131lan m\u0259s\u0259l\u0259l\u0259rin ard\u0131c\u0131ll\u0131\u011f\u0131 qaydas\u0131nda apar\u0131lmal\u0131d\u0131r.\n  <\/div>\n<\/p>\n<p><div><\/div>\n<\/p>\n<p><div>\n    \u0130lk n\u00f6vb\u0259d\u0259, kreditl\u0259rin xarici valyutada verilm\u0259sinin Konstitusiyan\u0131n 19-cu madd\u0259sinin III hiss\u0259sin\u0259 zidd olub-olmamas\u0131 m\u0259s\u0259l\u0259sin\u0259 ayd\u0131nl\u0131q g\u0259tirilm\u0259lidir.\n  <\/div>\n<\/p>\n<p><div><\/div>\n<\/p>\n<p><div>\n    Konstitusiyan\u0131n 19-cu madd\u0259sinin I hiss\u0259sin\u0259 \u0259sas\u0259n Az\u0259rbaycan Respublikas\u0131n\u0131n pul vahidi manatd\u0131r. H\u0259min madd\u0259nin III hiss\u0259sin\u0259 g\u00f6r\u0259 Az\u0259rbaycan Respublikas\u0131n\u0131n \u0259razisind\u0259 manatdan ba\u015fqa pul vahidl\u0259rinin \u00f6d\u0259ni\u015f vasit\u0259si kimi i\u015fl\u0259dilm\u0259si qada\u011fand\u0131r.\n  <\/div>\n<\/p>\n<p><div><\/div>\n<\/p>\n<p><div>\n    Bu norman\u0131n \u201cpul vahidl\u0259rinin \u00f6d\u0259ni\u015f vasit\u0259si kimi i\u015fl\u0259dilm\u0259si\u201d m\u00fcdd\u0259as\u0131 pulun hans\u0131 hallarda \u00f6d\u0259ni\u015f vasit\u0259si kimi \u00e7\u0131x\u0131\u015f etm\u0259sinin v\u0259 \u00f6d\u0259ni\u015f vasit\u0259sinin h\u00fcquqi anlay\u0131\u015f\u0131n\u0131n m\u00fc\u0259yy\u0259n edilm\u0259sini t\u0259l\u0259b edir.\n  <\/div>\n<\/p>\n<p><div><\/div>\n<\/p>\n<p><div>\n    Konstitusiya M\u0259hk\u0259m\u0259sinin Plenumu hesab edir ki, pulun \u00f6d\u0259ni\u015f vasit\u0259si kimi i\u015fl\u0259dilm\u0259si hallar\u0131na h\u0259r hans\u0131 mal\u0131n, i\u015fin, xidm\u0259tin v\u0259 s. m\u00fcqabilind\u0259 \u00f6d\u0259ni\u015fin h\u0259yata ke\u00e7irilm\u0259si, habel\u0259 icbari \u00f6d\u0259ni\u015fl\u0259rin (vergi, sosial s\u0131\u011forta v\u0259 s.) apar\u0131lmas\u0131 aid olunur.\n  <\/div>\n<\/p>\n<p><div><\/div>\n<\/p>\n<p><div>\n    Konstitusiyan\u0131n 19-cu madd\u0259sinin III hiss\u0259sinin t\u0259l\u0259bi d\u0259 \u00f6lk\u0259 \u0259razisind\u0259 manatdan ba\u015fqa dig\u0259r pul vahidl\u0259rinin m\u0259hz \u00f6d\u0259ni\u015f vasit\u0259si kimi i\u015fl\u0259dilm\u0259sini qada\u011fan edir. Bununla bel\u0259, Konstitusiyan\u0131n h\u0259min t\u0259l\u0259bi fiziki v\u0259 h\u00fcquqi \u015f\u0259xsl\u0259r t\u0259r\u0259find\u0259n xarici valyutan\u0131n s\u0259rb\u0259st istifad\u0259 edilm\u0259sini, h\u0259m\u00e7inin xarici valyutada bank \u0259m\u0259liyyatlar\u0131n\u0131n h\u0259yata ke\u00e7irilm\u0259sini istisna etmir. \u018fksin\u0259, m\u00fclki d\u00f6vriyy\u0259 i\u015ftirak\u00e7\u0131lar\u0131 aras\u0131nda \u0259man\u0259t v\u0259 borc m\u00fcnasib\u0259tl\u0259rind\u0259 xarici valyutadan istifad\u0259 edilm\u0259sin\u0259 m\u0259hdudiyy\u0259t qoyulmas\u0131 Konstitusiya il\u0259 m\u00fclkiyy\u0259t h\u00fcququna verilmi\u015f t\u0259minatla ziddiyy\u0259t yaratm\u0131\u015f olard\u0131.\n  <\/div>\n<\/p>\n<p><div><\/div>\n<\/p>\n<p><div>\n    Bel\u0259 ki, Konstitusiyan\u0131n m\u00fclkiyy\u0259t h\u00fcquqlar\u0131n\u0131 t\u0259sbit ed\u0259n 29-cu madd\u0259sinin III hiss\u0259sin\u0259 g\u00f6r\u0259, h\u0259r k\u0259sin m\u00fclkiyy\u0259tind\u0259 da\u015f\u0131nar v\u0259 da\u015f\u0131nmaz \u0259mlak ola bil\u0259r. M\u00fclkiyy\u0259t h\u00fcququ m\u00fclkiyy\u0259t\u00e7inin t\u0259kba\u015f\u0131na v\u0259 ya ba\u015fqalar\u0131 il\u0259 birlikd\u0259 \u0259mlaka sahib olmaq, \u0259mlakdan istifad\u0259 etm\u0259k v\u0259 onun bar\u0259sind\u0259 s\u0259r\u0259ncam verm\u0259k h\u00fcquqlar\u0131ndan ibar\u0259tdir.\n  <\/div>\n<\/p>\n<p><div><\/div>\n<\/p>\n<p><div>\n    Konstitusiyan\u0131n t\u0259l\u0259bl\u0259rin\u0259 \u0259saslanaraq valyuta, bank v\u0259 m\u00fclki qanunvericilik kredit v\u0259 \u0259man\u0259t \u00fczr\u0259 m\u00fcnasib\u0259tl\u0259rin obyekti kimi xarici valyutan\u0131n d\u00f6vriyy\u0259sini n\u0259inki istisna edir, \u0259ksin\u0259 onun m\u00fclkiyy\u0259t\u00e7il\u0259rinin h\u00fcquqlar\u0131n\u0131n m\u00fcdafi\u0259sin\u0259 t\u0259minat verir.\n  <\/div>\n<\/p>\n<p><div><\/div>\n<\/p>\n<p><div>\n    Bel\u0259 ki, \u201cValyuta t\u0259nzimi haqq\u0131nda\u201d Az\u0259rbaycan Respublikas\u0131 Qanununun 1-ci madd\u0259sinin 3-c\u00fc b\u0259ndinin \u201ca\u201d yar\u0131mb\u0259ndind\u0259 xarici valyutan\u0131n anlay\u0131\u015f\u0131 veril\u0259r\u0259k g\u00f6st\u0259rilmi\u015fdir ki, m\u00fcvafiq xarici d\u00f6vl\u0259tin v\u0259 ya d\u00f6vl\u0259tl\u0259r qrupunun \u0259razisind\u0259 t\u0259dav\u00fcld\u0259 olan v\u0259 qanuni \u00f6d\u0259ni\u015f vasit\u0259si say\u0131lan, el\u0259c\u0259 d\u0259 t\u0259dav\u00fcld\u0259n \u00e7\u0131xar\u0131lm\u0131\u015f v\u0259 ya \u00e7\u0131xar\u0131lan, lakin h\u0259min \u0259razid\u0259 t\u0259dav\u00fcld\u0259 olan pul ni\u015fanlar\u0131na d\u0259yi\u015fdiril\u0259 bil\u0259n banknotlar, x\u0259zin\u0259 biletl\u0259ri v\u0259 sikk\u0259l\u0259r \u015f\u0259klind\u0259 pul ni\u015fanlar\u0131 xarici valyutad\u0131r.\n  <\/div>\n<\/p>\n<p><div><\/div>\n<\/p>\n<p><div>\n    H\u0259min Qanunun 1-ci madd\u0259sinin 3-c\u00fc b\u0259ndinin \u201cb\u201d yar\u0131mb\u0259ndind\u0259 is\u0259 g\u00f6st\u0259rilmi\u015fdir ki, xarici valyuta anlay\u0131\u015f\u0131na xarici d\u00f6vl\u0259tl\u0259rin pul vahidl\u0259rind\u0259, beyn\u0259lxalq pul v\u0259 hesabla\u015fma vahidl\u0259rind\u0259 hesablarda olan v\u0259saitl\u0259r d\u0259 daxildir.\n  <\/div>\n<\/p>\n<p><div><\/div>\n<\/p>\n<p><div>\n    Qanunun 1-ci madd\u0259sinin 4-c\u00fc b\u0259ndinin \u201ca\u201d v\u0259 \u201cb\u201d yar\u0131mb\u0259ndl\u0259rind\u0259 \u201cvalyuta s\u0259rv\u0259tl\u0259ri\u201dn\u0259 xarici valyuta v\u0259 xarici valyutada qiym\u0259tli ka\u011f\u0131zlar da aid edilmi\u015fdir.\n  <\/div>\n<\/p>\n<p><div><\/div>\n<\/p>\n<p><div>\n    Qeyd edil\u0259n Qanunun 4-c\u00fc madd\u0259sin\u0259 \u0259sas\u0259n Az\u0259rbaycan Respublikas\u0131nda valyuta s\u0259rv\u0259tl\u0259ri h\u0259m rezidentl\u0259rin, h\u0259m d\u0259 qeyri-rezidentl\u0259rin m\u00fclkiyy\u0259tind\u0259 ola bil\u0259r. Onlar Az\u0259rbaycan Respublikas\u0131n\u0131n qanunvericiliyi il\u0259 n\u0259z\u0259rd\u0259 tutulmu\u015f hallar istisna olmaqla, valyuta s\u0259rv\u0259tl\u0259ri il\u0259 h\u0259r hans\u0131 \u0259qdl\u0259r ba\u011flamaq v\u0259 \u0259m\u0259liyyatlar aparmaq h\u00fcququna malikdirl\u0259r. Az\u0259rbaycan Respublikas\u0131nda dig\u0259r m\u00fclkiyy\u0259t obyektl\u0259ri il\u0259 yana\u015f\u0131, valyuta s\u0259rv\u0259tl\u0259ri \u00fcz\u0259rind\u0259 m\u00fclkiyy\u0259t h\u00fcququ da d\u00f6vl\u0259t t\u0259r\u0259find\u0259n m\u00fcdafi\u0259 olunur.\n  <\/div>\n<\/p>\n<p><div><\/div>\n<\/p>\n<p><div>\n    \u201c\u018fman\u0259tl\u0259rin s\u0131\u011fortalanmas\u0131 haqq\u0131nda\u201d Az\u0259rbaycan Respublikas\u0131 Qanununun (bundan sonra \u2013 \u201c\u018fman\u0259tl\u0259rin s\u0131\u011fortalanmas\u0131 haqqnda\u201d Qanun) 2.1.1-ci madd\u0259sin\u0259 g\u00f6r\u0259 \u0259man\u0259t \u2013 hesablanm\u0131\u015f faizl\u0259r d\u0259 daxil olmaqla bank\u0131n milli v\u0259 xarici valyutada q\u0259bul etdiyi v\u0259 m\u00fcvafiq qanunvericiliy\u0259 v\u0259 ya m\u00fcqavil\u0259y\u0259 \u0259sas\u0259n geri \u00f6d\u0259m\u0259li oldu\u011fu pul v\u0259saitl\u0259ridir.\n  <\/div>\n<\/p>\n<p><div><\/div>\n<\/p>\n<p><div>\n    H\u0259min Qanunun 27.1-ci madd\u0259sind\u0259 is\u0259 n\u0259z\u0259rd\u0259 tutulmu\u015fdur ki, xarici valyutada olan \u0259man\u0259tl\u0259r \u00fczr\u0259 kompensasiya \u0259man\u0259tl\u0259rin valyutas\u0131nda \u00f6d\u0259nilir.\n  <\/div>\n<\/p>\n<p><div><\/div>\n<\/p>\n<p><div>\n    \u201cBanklar haqq\u0131nda\u201d Az\u0259rbaycan Respublikas\u0131n\u0131n Qanununda (bundan sonra \u2013 \u201cBanklar haqq\u0131nda\u201d Qanun) \u201cpul\u201d anlay\u0131\u015f\u0131 xarici valyutan\u0131 da ehtiva edir. Bel\u0259 ki, h\u0259min Qanunun 1-ci madd\u0259sin\u0259 \u0259sas\u0259n bank krediti \u2013 ba\u011flanm\u0131\u015f m\u00fcqavil\u0259y\u0259 uy\u011fun olaraq qaytar\u0131lmaq, m\u00fc\u0259yy\u0259n m\u00fcdd\u0259t\u0259 (m\u00fcdd\u0259tin uzad\u0131lmas\u0131 h\u00fcququ il\u0259) v\u0259 faizl\u0259r (komisyon haqlar) \u00f6d\u0259nilm\u0259k \u015f\u0259rti il\u0259, t\u0259minatla v\u0259 ya t\u0259minats\u0131z m\u00fc\u0259yy\u0259n m\u0259bl\u0259\u011fd\u0259 borc veril\u0259n pul v\u0259saitidir.\n  <\/div>\n<\/p>\n<p><div><\/div>\n<\/p>\n<p><div>\n    G\u00f6r\u00fcnd\u00fcy\u00fc kimi, yuxar\u0131da g\u00f6st\u0259ril\u0259n qanunlarda istifad\u0259 olunan \u201cpul\u201d v\u0259 \u201cvalyuta\u201d terminl\u0259ri milli valyuta il\u0259 yana\u015f\u0131, h\u0259m d\u0259 xarici valyutan\u0131 n\u0259z\u0259rd\u0259 tutur.\n  <\/div>\n<\/p>\n<p><div><\/div>\n<\/p>\n<p><div>\n    M\u00fclki qanunvericilik d\u0259 \u201cpul\u201d termini il\u0259 t\u0259kc\u0259 milli valyutan\u0131 deyil, h\u0259m\u00e7inin xarici valyutan\u0131 da ehtiva edir.\n  <\/div>\n<\/p>\n<p><div><\/div>\n<\/p>\n<p><div>\n    Bel\u0259 ki, M\u00fclki M\u0259c\u0259ll\u0259nin 4-c\u00fc madd\u0259si \u0259mlak v\u0259 qeyri-\u0259mlak d\u0259y\u0259ri olan, qanunvericilikl\u0259 m\u00fclki d\u00f6vriyy\u0259d\u0259n \u00e7\u0131xar\u0131lmam\u0131\u015f maddi v\u0259 ya qeyri-maddi nem\u0259tl\u0259ri m\u00fclki h\u00fcquq m\u00fcnasib\u0259tl\u0259rinin obyekti kimi tan\u0131y\u0131r.\n  <\/div>\n<\/p>\n<p><div><\/div>\n<\/p>\n<p><div>\n    M\u00fclki M\u0259c\u0259ll\u0259nin 135.1-ci madd\u0259sin\u0259 \u0259sas\u0259n bu M\u0259c\u0259ll\u0259y\u0259 uy\u011fun olaraq yaln\u0131z fiziki obyektl\u0259r \u0259\u015fya say\u0131l\u0131rlar. Pullar v\u0259 qiym\u0259tli ka\u011f\u0131zlar da \u0259\u015fyad\u0131r.\n  <\/div>\n<\/p>\n<p><div><\/div>\n<\/p>\n<p><div>\n    H\u0259min pullar m\u00fclki h\u00fcquq m\u00fcnasib\u0259tl\u0259rinin obyekti qismind\u0259 s\u0259rb\u0259st sur\u0259td\u0259 \u00f6zg\u0259ninkil\u0259\u015fdiril\u0259 v\u0259 ya bir \u015f\u0259xsd\u0259n ba\u015fqas\u0131na ke\u00e7\u0259 bil\u0259r.\n  <\/div>\n<\/p>\n<p><div><\/div>\n<\/p>\n<p><div>\n    Bel\u0259 ki, \u0259\u015fyalar\u0131n m\u00fclki d\u00f6vriyy\u0259sind\u0259n b\u0259hs ed\u0259n M\u00fclki M\u0259c\u0259ll\u0259nin 136.1-ci madd\u0259sind\u0259 n\u0259z\u0259rd\u0259 tutulmu\u015fdur ki, \u0259\u015fyalar d\u00f6vriyy\u0259d\u0259n \u00e7\u0131xar\u0131lmay\u0131bsa v\u0259 ya onlar\u0131n d\u00f6vriyy\u0259si m\u0259hdudla\u015fd\u0131r\u0131lmay\u0131bsa, universal h\u00fcquq varisliyi qaydas\u0131nda (v\u0259r\u0259s\u0259lik, h\u00fcquqi \u015f\u0259xsin yenid\u0259n t\u0259\u015fkili) v\u0259 ya ba\u015fqa \u00fcsulla \u0259\u015fyalar s\u0259rb\u0259st sur\u0259td\u0259 \u00f6zg\u0259ninkil\u0259\u015fdiril\u0259 v\u0259 ya bir \u015f\u0259xsd\u0259n ba\u015fqas\u0131na ke\u00e7\u0259 bil\u0259r.\n  <\/div>\n<\/p>\n<p><div><\/div>\n<\/p>\n<p><div>\n    M\u00fclki M\u0259c\u0259ll\u0259nin 136-c\u0131 madd\u0259sind\u0259 \u0259\u015fyalar\u0131n m\u00fclki h\u00fcquq m\u00fcnasib\u0259tl\u0259rinin obyekti olmaq qabiliyy\u0259ti m\u00fc\u0259yy\u0259n edilmi\u015fdir.\n  <\/div>\n<\/p>\n<p><div><\/div>\n<\/p>\n<p><div>\n    H\u0259min madd\u0259d\u0259 \u0259\u015fyalar \u00fc\u00e7 qrupa ayr\u0131lm\u0131\u015fd\u0131r:\n  <\/div>\n<\/p>\n<p><div><\/div>\n<\/p>\n<p><div>\n    &#8211; m\u00fclki d\u00f6vriyy\u0259d\u0259n \u00e7\u0131xar\u0131lmam\u0131\u015f \u0259\u015fyalar;\n  <\/div>\n<\/p>\n<p><div><\/div>\n<\/p>\n<p><div>\n    &#8211; m\u00fclki d\u00f6vriyy\u0259si m\u0259hdudla\u015fd\u0131r\u0131lm\u0131\u015f \u0259\u015fyalar;\n  <\/div>\n<\/p>\n<p><div><\/div>\n<\/p>\n<p><div>\n    &#8211; m\u00fclki d\u00f6vriyy\u0259d\u0259n \u00e7\u0131xar\u0131lm\u0131\u015f \u0259\u015fyalar.\n  <\/div>\n<\/p>\n<p><div><\/div>\n<\/p>\n<p><div>\n    M\u00fclki M\u0259c\u0259ll\u0259nin 136.2-ci madd\u0259sind\u0259 m\u00fc\u0259yy\u0259n edilmi\u015fdir ki, m\u00fclki d\u00f6vriyy\u0259d\u0259 olmas\u0131na yol verilm\u0259y\u0259n \u0259\u015fyalar (m\u00fclki d\u00f6vriyy\u0259d\u0259n \u00e7\u0131xar\u0131lm\u0131\u015f \u0259\u015fyalar) qanunvericilikd\u0259 birba\u015fa g\u00f6st\u0259rilm\u0259lidir.\n  <\/div>\n<\/p>\n<p><div><\/div>\n<\/p>\n<p><div>\n    M\u00fclki d\u00f6vriyy\u0259si m\u0259hdudla\u015fd\u0131r\u0131lm\u0131\u015f \u0259\u015fyalar \u201cM\u00fclki d\u00f6vriyy\u0259nin m\u00fc\u0259yy\u0259n i\u015ftirak\u00e7\u0131lar\u0131na m\u0259nsub ola bil\u0259n v\u0259 d\u00f6vriyy\u0259d\u0259 olmas\u0131na x\u00fcsusi icaz\u0259 \u0259sas\u0131nda yol veril\u0259n (m\u00fclki d\u00f6vriyy\u0259si m\u0259hdudla\u015fd\u0131r\u0131lm\u0131\u015f) \u0259\u015fyalar\u0131n siyah\u0131s\u0131 haqq\u0131nda\u201d Az\u0259rbaycan Respublikas\u0131n\u0131n Qanunu il\u0259, m\u00fclki d\u00f6vriyy\u0259d\u0259n \u00e7\u0131xar\u0131lm\u0131\u015f \u0259\u015fyalar is\u0259 \u201cM\u00fclki d\u00f6vriyy\u0259d\u0259 olmas\u0131na yol verilm\u0259y\u0259n (m\u00fclki d\u00f6vriyy\u0259d\u0259n \u00e7\u0131xar\u0131lm\u0131\u015f) \u0259\u015fyalar\u0131n siyah\u0131s\u0131 haqq\u0131nda\u201d Az\u0259rbaycan Respublikas\u0131n\u0131n Qanunu il\u0259 m\u00fc\u0259yy\u0259n edilmi\u015fl\u0259r.\n  <\/div>\n<\/p>\n<p><div><\/div>\n<\/p>\n<p><div>\n    H\u0259r iki Qanunda xarici valyutan\u0131n Az\u0259rbaycan Respublikas\u0131n\u0131n \u0259razisind\u0259 d\u00f6vriyy\u0259sin\u0259 m\u0259hdudiyy\u0259t qoyulmam\u0131\u015fd\u0131r. Bu is\u0259 bir daha t\u0259sdiq edir ki, Az\u0259rbaycan Respublikas\u0131n\u0131n \u0259razisind\u0259 xarici valyuta \u00f6d\u0259ni\u015f vasit\u0259si rolunda \u00e7\u0131x\u0131\u015f etm\u0259diyi hallarda \u00f6zg\u0259ninkil\u0259\u015fdiril\u0259 v\u0259 ya bir \u015f\u0259xsd\u0259n ba\u015fqas\u0131na ke\u00e7\u0259 bil\u0259r.\n  <\/div>\n<\/p>\n<p><div><\/div>\n<\/p>\n<p><div>\n    M\u00fclki M\u0259c\u0259ll\u0259nin 739.1-ci madd\u0259sin\u0259 \u0259sas\u0259n borc m\u00fcqavil\u0259sin\u0259 g\u00f6r\u0259, i\u015ftirak\u00e7\u0131lardan biri (borc ver\u0259n) pula v\u0259 ya dig\u0259r \u0259v\u0259z edil\u0259n \u0259\u015fyalara m\u00fclkiyy\u0259t h\u00fcququnu dig\u0259r i\u015ftirak\u00e7\u0131ya (borc alana) ke\u00e7irm\u0259yi \u00f6hd\u0259sin\u0259 g\u00f6t\u00fcr\u00fcr, dig\u0259r i\u015ftirak\u00e7\u0131 (borc alan) is\u0259 ald\u0131qlar\u0131n\u0131 m\u00fcvafiq olaraq pul v\u0259 ya eyni keyfiyy\u0259td\u0259 v\u0259 miqdarda olan eyni n\u00f6vl\u00fc \u0259\u015fyalar \u015f\u0259klind\u0259 borc ver\u0259n\u0259 qaytarma\u011f\u0131 \u00f6hd\u0259sin\u0259 g\u00f6t\u00fcr\u00fcr.\n  <\/div>\n<\/p>\n<p><div><\/div>\n<\/p>\n<p><div>\n    M\u0259c\u0259ll\u0259nin 739.2-ci madd\u0259sin\u0259 g\u00f6r\u0259 is\u0259 borc m\u00fcqavil\u0259sinin predmeti h\u0259r hans\u0131 pul m\u0259bl\u0259\u011fi olduqda, o, kredit m\u00fcqavil\u0259si adland\u0131r\u0131l\u0131r.\n  <\/div>\n<\/p>\n<p><div><\/div>\n<\/p>\n<p><div>\n    M\u00fclki M\u0259c\u0259ll\u0259nin 944.1-ci madd\u0259sind\u0259 deyilir ki, bank \u0259man\u0259ti (depozit) m\u00fcqavil\u0259sin\u0259 g\u00f6r\u0259 bir t\u0259r\u0259f (bank) ba\u015fqa t\u0259r\u0259fd\u0259n (\u0259man\u0259t\u00e7id\u0259n) v\u0259 ya ba\u015fqa t\u0259r\u0259f (\u0259man\u0259t\u00e7i) \u00fc\u00e7\u00fcn daxil olmu\u015f pul m\u0259bl\u0259\u011fini (\u0259man\u0259ti) q\u0259bul ed\u0259r\u0259k m\u00fcqavil\u0259d\u0259 n\u0259z\u0259rd\u0259 tutulmu\u015f \u015f\u0259rtl\u0259rl\u0259 v\u0259 qaydada \u0259man\u0259t m\u0259bl\u0259\u011fini \u0259man\u0259t\u00e7iy\u0259 qaytarma\u011f\u0131 v\u0259 onun \u00fc\u00e7\u00fcn faizl\u0259r \u00f6d\u0259m\u0259yi \u00f6hd\u0259sin\u0259 g\u00f6t\u00fcr\u00fcr.\n  <\/div>\n<\/p>\n<p><div><\/div>\n<\/p>\n<p><div>\n    Qeyd edildiyi kimi \u201c\u018fman\u0259tl\u0259rin s\u0131\u011fortalanmas\u0131 haqq\u0131nda\u201d Qanunun 2.1.1 v\u0259 27.1-ci madd\u0259l\u0259rinin m\u0259nas\u0131na g\u00f6r\u0259, qorunan \u0259man\u0259t\u0259 hesablanm\u0131\u015f faizl\u0259r d\u0259 daxil olmaqla, bank\u0131n milli v\u0259 xarici valyutada q\u0259bul etdiyi v\u0259 m\u00fcvafiq qanunvericiliy\u0259 v\u0259 ya m\u00fcqavil\u0259y\u0259 \u0259sas\u0259n geri \u00f6d\u0259m\u0259li oldu\u011fu pul v\u0259saitl\u0259ri aiddir v\u0259 s\u0131\u011forta hadis\u0259si hal\u0131nda xarici valyutada olan \u0259man\u0259tl\u0259r \u00fczr\u0259 kompensasiya \u0259man\u0259tin valyutas\u0131nda \u00f6d\u0259nilir.\n  <\/div>\n<\/p>\n<p><div><\/div>\n<\/p>\n<p><div>\n    Qanunvericiliyin yuxar\u0131da g\u00f6st\u0259ril\u0259n m\u00fcdd\u0259alar\u0131n\u0131n m\u0259nas\u0131ndan g\u00f6r\u00fcnd\u00fcy\u00fc kimi, kredit v\u0259 \u0259man\u0259t m\u00fcqavil\u0259si \u00fczr\u0259 verilmi\u015f pul kredit ver\u0259nin (\u0259man\u0259t\u00e7inin) m\u00fclkiyy\u0259tind\u0259 olan ist\u0259nil\u0259n valyutada ola bilir v\u0259 m\u00fcqavil\u0259nin predmetini t\u0259\u015fkil etm\u0259kl\u0259 qaytar\u0131lmal\u0131 olan m\u00fclkiyy\u0259t kimi \u00e7\u0131x\u0131\u015f edir.\n  <\/div>\n<\/p>\n<p><div><\/div>\n<\/p>\n<p><div>\n    Qeyd etm\u0259k laz\u0131md\u0131r ki, bank qanunvericiliyin\u0259 \u0259sas\u0259n bank, kreditl\u0259ri faizl\u0259 verir, y\u0259ni \u0259man\u0259t m\u00fcnasib\u0259tl\u0259rind\u0259 oldu\u011fu kimi kredit m\u0259bl\u0259\u011fi d\u0259 faiz \u015f\u0259klind\u0259 m\u00fcvafiq art\u0131mla qaytar\u0131lmal\u0131d\u0131r. T\u0259bii ki, \u0259man\u0259tl\u0259r \u00fczr\u0259 \u00f6d\u0259nil\u0259n faizl\u0259r kimi, kredit \u00fczr\u0259 faizl\u0259r d\u0259 ad\u0259t\u0259n \u0259sas borc m\u0259bl\u0259\u011finin valyutas\u0131nda m\u00fc\u0259yy\u0259n edilir, \u00e7\u00fcnki bank qanunvericiliyin\u0259 \u0259sas\u0259n banklar valyuta riskl\u0259rini t\u0259nziml\u0259y\u0259rk\u0259n aktiv v\u0259 \u00f6hd\u0259likl\u0259r \u00fczr\u0259 \u00f6d\u0259nil\u0259n faizl\u0259ri a\u00e7\u0131q valyuta m\u00f6vqel\u0259rinin hesablanmas\u0131na daxil edirl\u0259r.\n  <\/div>\n<\/p>\n<p><div><\/div>\n<\/p>\n<p><div>\n    Konstitusiya M\u0259hk\u0259m\u0259sinin Plenumu qanunvericiliyin yuxar\u0131da g\u00f6st\u0259ril\u0259n m\u00fcdd\u0259alar\u0131na \u0259saslanaraq bel\u0259 n\u0259tic\u0259y\u0259 g\u0259lir ki:\n  <\/div>\n<\/p>\n<p><div><\/div>\n<\/p>\n<p><div>\n    &#8211; Konstitusiyan\u0131n 19-cu madd\u0259sinin III hiss\u0259sinin \u201c\u00f6d\u0259ni\u015f vasit\u0259si\u201d m\u00fcdd\u0259as\u0131 g\u00f6r\u00fclm\u00fc\u015f i\u015f, g\u00f6st\u0259rilmi\u015f xidm\u0259t, sat\u0131lm\u0131\u015f mal v\u0259 s. m\u00fcqabilind\u0259 \u00f6d\u0259ni\u015fin h\u0259yata ke\u00e7irilm\u0259si, habel\u0259 icbari \u00f6d\u0259ni\u015fl\u0259rin (vergi, sosial s\u0131\u011forta v\u0259 s.) apar\u0131lmas\u0131 hallar\u0131n\u0131 n\u0259z\u0259rd\u0259 tutur;\n  <\/div>\n<\/p>\n<p><div><\/div>\n<\/p>\n<p><div>\n    &#8211; manat \u00f6d\u0259ni\u015f vasit\u0259si il\u0259 yana\u015f\u0131, fiziki obyekt kimi \u0259\u015fya hesab edilir (M\u00fclki M\u0259c\u0259ll\u0259nin 135.1-ci madd\u0259si);\n  <\/div>\n<\/p>\n<p><div><\/div>\n<\/p>\n<p><div>\n    &#8211; xarici valyuta h\u0259m\u00e7inin \u0259\u015fya olmaqla, s\u0259rb\u0259st sur\u0259td\u0259 \u00f6zg\u0259ninkil\u0259\u015fdiril\u0259 v\u0259 ya bir \u015f\u0259xsd\u0259n ba\u015fqas\u0131na ke\u00e7\u0259 bil\u0259r (M\u00fclki M\u0259c\u0259ll\u0259nin 135.1 v\u0259 136.1-ci madd\u0259l\u0259ri);\n  <\/div>\n<\/p>\n<p><div><\/div>\n<\/p>\n<p><div>\n    &#8211; kredit v\u0259 ya \u0259man\u0259t m\u00fcqavil\u0259l\u0259ri \u00fczr\u0259 t\u0259qdim edilmi\u015f pul (manat v\u0259 ya xarici valyuta) m\u00fcqavil\u0259nin predmetini t\u0259\u015fkil etm\u0259kl\u0259, \u00f6d\u0259ni\u015f vasit\u0259si kimi deyil, qaytar\u0131lmal\u0131 olan m\u00fclkiyy\u0259t kimi \u00e7\u0131x\u0131\u015f edir (M\u00fclki M\u0259c\u0259ll\u0259nin 739.1-ci madd\u0259si).\n  <\/div>\n<\/p>\n<p><div><\/div>\n<\/p>\n<p><div>\n    Konstitusiya M\u0259hk\u0259m\u0259sinin Plenumu hesab edir ki, bu n\u0259tic\u0259l\u0259r bax\u0131m\u0131ndan M\u00fclki M\u0259c\u0259ll\u0259nin 439.1, 439.2 v\u0259 439.7-ci madd\u0259l\u0259rinin mahiyy\u0259tin\u0259 d\u0259 qiym\u0259t verilm\u0259lidir.\n  <\/div>\n<\/p>\n<p><div><\/div>\n<\/p>\n<p><div>\n    M\u00fclki M\u0259c\u0259ll\u0259nin 439.1-ci madd\u0259sin\u0259 \u0259sas\u0259n pul \u00f6hd\u0259liyi manatla ifad\u0259 edilm\u0259lidir. \u018fg\u0259r t\u0259r\u0259fl\u0259rd\u0259n biri xarici fiziki v\u0259 ya h\u00fcquqi \u015f\u0259xsdirs\u0259, t\u0259r\u0259fl\u0259r pul \u00f6hd\u0259liyini, \u0259g\u0259r bu, qanunla qada\u011fan edilm\u0259yibs\u0259, xarici valyutada da m\u00fc\u0259yy\u0259nl\u0259\u015fdir\u0259 bil\u0259rl\u0259r.\n  <\/div>\n<\/p>\n<p><div><\/div>\n<\/p>\n<p><div>\n    Bu madd\u0259 t\u0259hlil olunark\u0259n n\u0259z\u0259r\u0259 al\u0131nmal\u0131d\u0131r ki, kredit m\u00fcqavil\u0259si pul \u00f6hd\u0259liyinin \u0259m\u0259l\u0259 g\u0259lm\u0259sinin \u0259saslar\u0131ndan biridir. Pul \u00f6hd\u0259liyi al\u011f\u0131-satq\u0131, icar\u0259, podrat, xidm\u0259t v\u0259 dig\u0259r m\u00fcqavil\u0259l\u0259r \u0259sas\u0131nda da \u0259m\u0259l\u0259 g\u0259l\u0259 bil\u0259r. H\u0259min m\u00fcqavil\u0259l\u0259r \u00fczr\u0259 pul \u00f6d\u0259ni\u015f vasit\u0259si kimi \u00e7\u0131x\u0131\u015f edir v\u0259 onlar\u0131 t\u0259nziml\u0259y\u0259n M\u00fclki M\u0259c\u0259ll\u0259nin normalar\u0131nda s\u00f6hb\u0259t pulun m\u0259hz \u00f6d\u0259nilm\u0259sind\u0259n gedir.\n  <\/div>\n<\/p>\n<p><div><\/div>\n<\/p>\n<p><div>\n    Al\u011f\u0131-satq\u0131, icar\u0259, podrat v\u0259 s. pul \u00f6hd\u0259likl\u0259rind\u0259n f\u0259rqli olaraq, kredit v\u0259 ya \u0259man\u0259t m\u00fcqavil\u0259l\u0259ri \u00fczr\u0259 t\u0259qdim edilmi\u015f pul (manat v\u0259 ya xarici valyuta) \u00f6d\u0259ni\u015f vasit\u0259si kimi deyil, qaytar\u0131lmal\u0131 olan m\u00fclkiyy\u0259t kimi \u00e7\u0131x\u0131\u015f edir. Ba\u015fqa s\u00f6zl\u0259 kredit m\u00fcqavil\u0259sind\u0259 pul n\u0259 verildiyi, n\u0259 d\u0259 qaytar\u0131ld\u0131\u011f\u0131 zaman \u00f6d\u0259ni\u015f vasit\u0259si funksiyas\u0131n\u0131 yerin\u0259 yetirmir, m\u00fclkiyy\u0259t kimi verilir v\u0259 m\u00fclkiyy\u0259t kimi geri qaytar\u0131l\u0131r.\n  <\/div>\n<\/p>\n<p><div><\/div>\n<\/p>\n<p><div>\n    Bel\u0259 n\u0259tic\u0259 h\u0259m\u00e7inin bank qanunvericiliyinin t\u0259l\u0259bl\u0259rind\u0259n d\u0259 ir\u0259li g\u0259lir.\n  <\/div>\n<\/p>\n<p><div><\/div>\n<\/p>\n<p><div>\n    Bel\u0259 ki, \u201cBanklar haqq\u0131nda\u201d Qanunun 1-ci madd\u0259sind\u0259 d\u0259 m\u00fc\u0259yy\u0259n olunur ki, banklar kreditl\u0259ri \u00f6z ad\u0131ndan v\u0259 \u00f6z hesab\u0131na verirl\u0259r.\n  <\/div>\n<\/p>\n<p><div><\/div>\n<\/p>\n<p><div>\n    Bel\u0259likl\u0259, borcun predmeti kimi m\u0259hz pul \u00f6z\u00fc \u00e7\u0131x\u0131\u015f edir v\u0259 onun \u00f6d\u0259ni\u015f vasit\u0259si kimi istifad\u0259si anlam\u0131na g\u0259tirilm\u0259sini d\u00fczg\u00fcn hesab etm\u0259k olmaz.\n  <\/div>\n<\/p>\n<p><div><\/div>\n<\/p>\n<p><div>\n    Konstitusiya M\u0259hk\u0259m\u0259sinin Plenumu hesab edir ki, M\u00fclki M\u0259c\u0259ll\u0259nin 439.1-ci madd\u0259sinin \u201cpul \u00f6hd\u0259liyi manatla ifad\u0259 edilm\u0259lidir\u201d m\u00fcdd\u0259as\u0131 \u0259qdin predmetini pulun \u00f6z\u00fc t\u0259\u015fkil etdiyi hallara \u015famil olunmur v\u0259 bu madd\u0259 Konstitusiyan\u0131n 19-cu madd\u0259sinin III hiss\u0259sind\u0259 t\u0259sbit olunmu\u015f Az\u0259rbaycan Respublikas\u0131n\u0131n \u0259razisind\u0259 \u00f6d\u0259ni\u015f vasit\u0259si kimi yaln\u0131z manat\u0131n i\u015fl\u0259dilm\u0259si m\u00fcdd\u0259as\u0131n\u0131 inki\u015faf etdirir.\n  <\/div>\n<\/p>\n<p><div><\/div>\n<\/p>\n<p><div>\n    Bu bax\u0131mdan, M\u00fclki M\u0259c\u0259ll\u0259nin 439.1-ci madd\u0259sinin ikinci c\u00fcml\u0259sind\u0259 \u201c\u0259g\u0259r t\u0259r\u0259fl\u0259rd\u0259n biri xarici fiziki v\u0259 ya h\u00fcquqi \u015f\u0259xsdirs\u0259, t\u0259r\u0259fl\u0259r pul \u00f6hd\u0259liyini, \u0259g\u0259r bu, qanunla qada\u011fan edilm\u0259yibs\u0259, xarici valyutada da m\u00fc\u0259yy\u0259nl\u0259\u015fdir\u0259 bil\u0259rl\u0259r\u201d m\u00fcdd\u0259as\u0131 \u00f6lk\u0259 \u0259razisind\u0259 \u00f6d\u0259ni\u015f vasit\u0259si kimi xarici valyutan\u0131n istifad\u0259sini deyil, t\u0259r\u0259fl\u0259rd\u0259n biri xarici fiziki v\u0259 ya h\u00fcquqi \u015f\u0259xs olduqda, m\u00fcqavil\u0259nin qiym\u0259tini (d\u0259y\u0259rini) xarici valyutada m\u00fc\u0259yy\u0259nl\u0259\u015fdirm\u0259k h\u00fcququnu t\u0259sbit edir.\n  <\/div>\n<\/p>\n<p><div><\/div>\n<\/p>\n<p><div>\n    M\u00fclki M\u0259c\u0259ll\u0259nin 439.2-ci madd\u0259sinin birinci c\u00fcml\u0259sin\u0259 g\u00f6r\u0259 \u0259g\u0259r xarici valyutada olan pul \u00f6hd\u0259liyi Az\u0259rbaycan Respublikas\u0131nda \u00f6d\u0259nilm\u0259lidirs\u0259, \u00f6d\u0259ni\u015fin xarici valyutada apar\u0131lmal\u0131 oldu\u011funun \u015f\u0259rtl\u0259\u015fdirildiyi hallardan ba\u015fqa, o, manatla \u00f6d\u0259nilir.\n  <\/div>\n<\/p>\n<p><div><\/div>\n<\/p>\n<p><div>\n    M\u00fclki M\u0259c\u0259ll\u0259nin 439.1-ci madd\u0259sinin ikinci c\u00fcml\u0259sind\u0259n f\u0259rqli olaraq, M\u0259c\u0259ll\u0259nin 439.2-ci madd\u0259sinin birinci c\u00fcml\u0259sind\u0259 xarici valyutada olan pul \u00f6hd\u0259liyinin t\u0259r\u0259fl\u0259rind\u0259n birinin xarici fiziki v\u0259 ya h\u00fcquqi \u015f\u0259xs olmas\u0131 m\u00fc\u0259yy\u0259nl\u0259\u015fdirilm\u0259mi\u015fdir. H\u0259m\u00e7inin bu madd\u0259 m\u00fc\u0259yy\u0259n edir ki, xarici valyutada olan pul \u00f6hd\u0259liyi Az\u0259rbaycan Respublikas\u0131nda \u00f6d\u0259nilm\u0259lidirs\u0259 v\u0259 \u00f6d\u0259ni\u015fin xarici valyutada apar\u0131lmas\u0131 m\u00fcqavil\u0259d\u0259 n\u0259z\u0259rd\u0259 tutulmursa, o, manatla \u00f6d\u0259nilir v\u0259 yenid\u0259n hesablama \u00f6d\u0259ni\u015f an\u0131nda \u00f6d\u0259ni\u015f yerinin m\u0259z\u0259nn\u0259 qiym\u0259ti il\u0259 apar\u0131l\u0131r. Konstitusiyan\u0131n 19-cu madd\u0259sinin III hiss\u0259sind\u0259n \u00e7\u0131x\u0131\u015f ed\u0259r\u0259k bel\u0259 n\u0259tic\u0259y\u0259 g\u0259lm\u0259k olar ki, bu norma \u0259qdin predmeti kimi yaln\u0131z pulun \u00f6z\u00fc \u00e7\u0131x\u0131\u015f etdiyi hallara \u015famil olunur.\n  <\/div>\n<\/p>\n<p><div><\/div>\n<\/p>\n<p><div>\n    Qeyd edilm\u0259lidir ki, ox\u015far qayda xarici d\u00f6vl\u0259tl\u0259rin qanunvericiliyind\u0259 d\u0259 m\u00f6vcuddur.\n  <\/div>\n<\/p>\n<p><div><\/div>\n<\/p>\n<p><div>\n    Bel\u0259 ki, Rusiya Federasiyas\u0131n\u0131n M\u00fclki M\u0259c\u0259ll\u0259sinin 317-ci madd\u0259sinin 2-ci hiss\u0259sin\u0259 \u0259sas\u0259n pul \u00f6hd\u0259likl\u0259rind\u0259 \u00f6hd\u0259liyin xarici valyuta v\u0259 ya \u015f\u0259rti maliyy\u0259 vahidind\u0259 (ek\u00fc, \u201cx\u00fcsusi borclanma h\u00fcquqlar\u0131\u201d v\u0259 s.) m\u00fc\u0259yy\u0259n olunmu\u015f m\u0259bl\u0259\u011f\u0259 ekvivalent m\u0259bl\u0259\u011fd\u0259 rublla \u00f6d\u0259nilm\u0259si n\u0259z\u0259rd\u0259 tutula bil\u0259r. Bu halda, rublla \u00f6d\u0259nilm\u0259li olan m\u0259bl\u0259\u011f m\u00fcvafiq valyutan\u0131n v\u0259 ya \u015f\u0259rti pul vahidl\u0259rinin \u00f6d\u0259ni\u015f g\u00fcn\u00fcn\u0259 m\u00f6vcud olan r\u0259smi m\u0259z\u0259nn\u0259si \u0259sas\u0131nda m\u00fc\u0259yy\u0259n edilir, bu \u015f\u0259rtl\u0259 ki, dig\u0259r m\u0259z\u0259nn\u0259, yaxud onun m\u00fc\u0259yy\u0259nl\u0259\u015fdirilm\u0259sinin dig\u0259r tarixi qanunda v\u0259 ya t\u0259r\u0259fl\u0259rin raz\u0131la\u015fmas\u0131nda t\u0259sbit edilm\u0259sin.\n  <\/div>\n<\/p>\n<p><div><\/div>\n<\/p>\n<p><div>\n    Xarici \u00f6lk\u0259l\u0259rin m\u00fclki qanunvericiliyind\u0259 pul \u00f6hd\u0259liyi \u00fczr\u0259 \u00f6d\u0259ni\u015fin icras\u0131 dispozitiv h\u00fcquq kimi m\u00fc\u0259yy\u0259n olunmu\u015fdur. Bel\u0259 ki, t\u0259r\u0259fl\u0259r aras\u0131nda h\u0259r hans\u0131 bir raz\u0131l\u0131q yoxdursa, borclu m\u00fcqavil\u0259 \u0259sas\u0131nda h\u0259yata ke\u00e7irm\u0259li oldu\u011fu \u00f6d\u0259ni\u015fi, \u00f6d\u0259ni\u015fin icra edil\u0259c\u0259yi yerin milli valyutas\u0131nda \u00f6d\u0259y\u0259 bil\u0259r.\n  <\/div>\n<\/p>\n<p><div><\/div>\n<\/p>\n<p><div>\n    \u201cBeyn\u0259lxalq kommersiya m\u00fcqavil\u0259l\u0259rinin prinsipl\u0259ri haqq\u0131nda\u201d s\u0259n\u0259din (UN\u0130DRO\u0130T Prinsipl\u0259ri) 6.1.10-cu madd\u0259sind\u0259 qeyd olunur ki, pul \u00f6hd\u0259liyi il\u0259 ba\u011fl\u0131 m\u00fcqavil\u0259l\u0259rd\u0259 t\u0259r\u0259fl\u0259r \u00f6d\u0259ni\u015fin hans\u0131 valyuta vasit\u0259si il\u0259 icra ed\u0259c\u0259kl\u0259rini g\u00f6st\u0259rm\u0259diyi t\u0259qdird\u0259, \u00f6d\u0259ni\u015f, \u00f6d\u0259ni\u015fin icra olunaca\u011f\u0131 yerin milli valyutas\u0131nda h\u0259yata ke\u00e7irilm\u0259lidir.\n  <\/div>\n<\/p>\n<p><div><\/div>\n<\/p>\n<p><div>\n    H\u0259m\u00e7inin, \u201cAvropa m\u00fcqavil\u0259 h\u00fcququnun Prinsipl\u0259ri haqq\u0131nda\u201d s\u0259n\u0259din 7:108-ci madd\u0259si m\u00fc\u0259yy\u0259n edir ki, t\u0259r\u0259fl\u0259r pul \u00f6hd\u0259liyinin icras\u0131n\u0131 ist\u0259nil\u0259n valyutada raz\u0131la\u015fd\u0131ra bil\u0259rl\u0259r. Lakin t\u0259r\u0259fl\u0259r aras\u0131nda bel\u0259 raz\u0131l\u0131q olmad\u0131\u011f\u0131 halda, pul \u00f6hd\u0259liyind\u0259 g\u00f6st\u0259rilmi\u015f xarici valyuta m\u0259bl\u0259\u011fi \u00f6d\u0259ni\u015fin icra olunaca\u011f\u0131 yerin milli valyutas\u0131nda \u00f6d\u0259ni\u015f g\u00fcn\u00fcn\u00fcn m\u0259z\u0259nn\u0259si il\u0259 h\u0259yata ke\u00e7iril\u0259 bil\u0259r.\n  <\/div>\n<\/p>\n<p><div><\/div>\n<\/p>\n<p><div>\n    M\u00fclki M\u0259c\u0259ll\u0259nin 439.2-ci madd\u0259sinin ikinci c\u00fcml\u0259si d\u0259 m\u0259hz yuxar\u0131da g\u00f6st\u0259ril\u0259n yana\u015fmaya tam uy\u011fundur.\n  <\/div>\n<\/p>\n<p><div><\/div>\n<\/p>\n<p><div>\n    M\u00fclki M\u0259c\u0259ll\u0259nin 439.7-ci madd\u0259sin\u0259 \u0259sas\u0259n \u0259g\u0259r \u00f6d\u0259ni\u015f m\u00fcdd\u0259ti \u00e7atanad\u0259k pul vahidinin d\u0259y\u0259ri (m\u0259z\u0259nn\u0259) artm\u0131\u015f v\u0259 ya azalm\u0131\u015fsa v\u0259 ya valyuta d\u0259yi\u015fmi\u015fs\u0259, borclu \u00f6d\u0259ni\u015fi, \u0259g\u0259r bu M\u0259c\u0259ll\u0259d\u0259 v\u0259 ya m\u00fcqavil\u0259d\u0259 ayr\u0131 qayda n\u0259z\u0259rd\u0259 tutulmay\u0131bsa, \u00f6hd\u0259liyin \u0259m\u0259l\u0259 g\u0259ldiyi vaxta uy\u011fun m\u0259z\u0259nn\u0259 \u00fczr\u0259 yerin\u0259 yetirm\u0259lidir. Valyuta d\u0259yi\u015fdikd\u0259, m\u00fcbadil\u0259 m\u00fcnasib\u0259tl\u0259rinin \u0259sas\u0131n\u0131 valyutan\u0131n d\u0259yi\u015fdiyi g\u00fcn h\u0259min pul vahidl\u0259ri aras\u0131nda m\u00f6vcud olmu\u015f m\u0259z\u0259nn\u0259 t\u0259\u015fkil etm\u0259lidir.\n  <\/div>\n<\/p>\n<p><div><\/div>\n<\/p>\n<p><div>\n    Madd\u0259nin m\u0259tnind\u0259n g\u00f6r\u00fcnd\u00fcy\u00fc kimi, bu madd\u0259 iki hal\u0131 t\u0259nziml\u0259yir:\n  <\/div>\n<\/p>\n<p><div><\/div>\n<\/p>\n<p><div>\n    1) pul vahidinin (m\u0259z\u0259nn\u0259nin) d\u0259y\u0259rinin artmas\u0131 v\u0259 ya azalmas\u0131;\n  <\/div>\n<\/p>\n<p><div><\/div>\n<\/p>\n<p><div>\n    2) valyutan\u0131n d\u0259yi\u015fm\u0259si.\n  <\/div>\n<\/p>\n<p><div><\/div>\n<\/p>\n<p><div>\n    Konstitusiya M\u0259hk\u0259m\u0259sinin Plenumu hesab edir ki, h\u0259r iki hal manatda olan pul \u00f6hd\u0259likl\u0259rin\u0259 aiddir. Bel\u0259 ki, Konstitusiyaya g\u00f6r\u0259 Az\u0259rbaycan Respublikas\u0131n\u0131n pul vahidi manatd\u0131r. Dig\u0259r t\u0259r\u0259fd\u0259n, M\u00fclki M\u0259c\u0259ll\u0259nin 439.2-ci madd\u0259si xarici valyutada olan pul \u00f6hd\u0259liyinin manatla icras\u0131 zaman\u0131 \u00f6hd\u0259liyin icras\u0131n\u0131n \u00f6d\u0259ni\u015f an\u0131nda \u00f6d\u0259ni\u015f yerinin m\u0259z\u0259nn\u0259 qiym\u0259ti il\u0259 apar\u0131lmas\u0131n\u0131 birm\u0259nal\u0131 m\u00fc\u0259yy\u0259n edir.\n  <\/div>\n<\/p>\n<p><div><\/div>\n<\/p>\n<p><div>\n    M\u00fclki M\u0259c\u0259ll\u0259nin 439.7-ci madd\u0259si is\u0259 o hallar\u0131 t\u0259nziml\u0259yir ki, manatda olan h\u0259r hans\u0131 m\u00fcqavil\u0259 \u00fczr\u0259 pul \u00f6hd\u0259liyinin icras\u0131 an\u0131na m\u0259z\u0259nn\u0259 d\u0259yi\u015fikliyi ba\u015f verir v\u0259 bunun n\u0259tic\u0259sind\u0259 manat\u0131n d\u0259y\u0259ri xarici valyutaya nisb\u0259td\u0259 art\u0131r v\u0259 ya azal\u0131r. T\u0259r\u0259fl\u0259r aras\u0131nda m\u00fcqavil\u0259d\u0259 ayr\u0131 qayda n\u0259z\u0259rd\u0259 tutulmad\u0131qda, borclu yaln\u0131z \u00f6hd\u0259liyin \u0259m\u0259l\u0259 g\u0259ldiyi vaxta m\u00fc\u0259yy\u0259nl\u0259\u015fdirilmi\u015f m\u00fcqavil\u0259 qiym\u0259tini \u00f6d\u0259yir. Y\u0259ni m\u0259z\u0259nn\u0259 d\u0259yi\u015fikliyi n\u0259tic\u0259sind\u0259 manat\u0131n d\u0259y\u0259ri azalarsa, kreditor borcludan m\u00fcqavil\u0259 \u00fczr\u0259 art\u0131q m\u0259bl\u0259\u011fin \u00f6d\u0259nilm\u0259sini t\u0259l\u0259b ed\u0259 bilm\u0259z v\u0259 ya \u0259ksin\u0259, d\u0259y\u0259ri artarsa, borclu manatda daha az m\u0259bl\u0259\u011fin \u00f6d\u0259nilm\u0259sini iddia ed\u0259 bilm\u0259z.\n  <\/div>\n<\/p>\n<p><div><\/div>\n<\/p>\n<p><div>\n    H\u0259min madd\u0259nin \u201c\u00f6d\u0259ni\u015f m\u00fcdd\u0259ti \u00e7atanad\u0259k\u201d v\u0259 \u201c\u00f6hd\u0259liyin \u0259m\u0259l\u0259 g\u0259ldiyi vaxt\u201d m\u00fcdd\u0259alar\u0131 is\u0259 M\u00fclki M\u0259c\u0259ll\u0259nin 386.1, 427.3 v\u0259 445-ci madd\u0259l\u0259rinin t\u0259l\u0259bl\u0259ri bax\u0131m\u0131ndan \u015f\u0259rh edilm\u0259lidir.\n  <\/div>\n<\/p>\n<p><div><\/div>\n<\/p>\n<p><div>\n    Bel\u0259 ki, M\u00fclki M\u0259c\u0259ll\u0259nin 386.1-ci madd\u0259sin\u0259 g\u00f6r\u0259 \u00f6hd\u0259liyin z\u0259r\u0259r vurulmas\u0131, \u0259sass\u0131z varlanma v\u0259 ya bu M\u0259c\u0259ll\u0259d\u0259 n\u0259z\u0259rd\u0259 tutulmu\u015f dig\u0259r \u0259saslar n\u0259tic\u0259sind\u0259 \u0259m\u0259l\u0259 g\u0259lm\u0259si hallar\u0131 istisna olmaqla, \u00f6hd\u0259liyin \u0259m\u0259l\u0259 g\u0259lm\u0259si \u00fc\u00e7\u00fcn onun i\u015ftirak\u00e7\u0131lar\u0131 aras\u0131nda m\u00fcqavil\u0259 olmal\u0131d\u0131r. Bu bel\u0259 n\u0259tic\u0259y\u0259 g\u0259lm\u0259y\u0259 \u0259sas verir ki, t\u0259r\u0259fl\u0259r aras\u0131nda m\u00fcqavil\u0259l\u0259rd\u0259n ir\u0259li g\u0259l\u0259n \u00f6hd\u0259likl\u0259r, y\u0259ni \u201c\u00f6hd\u0259liyin \u0259m\u0259l\u0259 g\u0259ldiyi vaxt\u201d m\u00fcqavil\u0259nin ba\u011flanmas\u0131 vaxt\u0131 il\u0259 \u00fcst-\u00fcst\u0259 d\u00fc\u015f\u00fcr.\n  <\/div>\n<\/p>\n<p><div><\/div>\n<\/p>\n<p><div>\n    M\u00fclki M\u0259c\u0259ll\u0259nin 427.3-c\u00fc madd\u0259sind\u0259 g\u00f6st\u0259rilir ki, \u0259g\u0259r \u00f6hd\u0259lik onun icras\u0131 g\u00fcn\u00fcn\u00fc v\u0259 ya icra edilm\u0259li oldu\u011fu vaxt d\u00f6vr\u00fcn\u00fc n\u0259z\u0259rd\u0259 tutursa v\u0259 ya m\u00fc\u0259yy\u0259nl\u0259\u015fdirm\u0259y\u0259 imkan verirs\u0259, \u00f6hd\u0259lik h\u0259min g\u00fcn v\u0259 ya bu c\u00fcr d\u00f6vr \u0259rzind\u0259 ist\u0259nil\u0259n an icra edilm\u0259lidir. G\u00f6r\u00fcnd\u00fcy\u00fc kimi, \u00f6hd\u0259likl\u0259r \u00fczr\u0259 \u201c\u00f6d\u0259ni\u015f m\u00fcdd\u0259ti \u00e7atanad\u0259k\u201d m\u00fcdd\u0259as\u0131 \u00f6hd\u0259liyin m\u00fcqavil\u0259d\u0259 m\u00fc\u0259yy\u0259n edilmi\u015f icra vaxt\u0131n\u0131n \u00e7atmas\u0131n\u0131 n\u0259z\u0259rd\u0259 tutur. \u00d6hd\u0259liyin icra vaxt\u0131 borclu t\u0259r\u0259find\u0259n gecikdiril\u0259rs\u0259, M\u00fclki M\u0259c\u0259ll\u0259nin 445-ci madd\u0259sin\u0259 m\u00fcvafiq qaydada kreditor z\u0259r\u0259rin \u00f6d\u0259nilm\u0259sini t\u0259l\u0259b ed\u0259 bil\u0259r.\n  <\/div>\n<\/p>\n<p><div><\/div>\n<\/p>\n<p><div>\n    Pul vahidinin d\u0259yi\u015fm\u0259si dedikd\u0259, \u00f6lk\u0259nin pul vahidinin dig\u0259r valyuta il\u0259 fiziki \u0259v\u0259z edilm\u0259si ba\u015fa d\u00fc\u015f\u00fcl\u00fcr (m\u0259s\u0259l\u0259n, Avropa \u0130ttifaq\u0131na \u00fczv olan d\u00f6vl\u0259tl\u0259rin milli valyutas\u0131 avro il\u0259 \u0259v\u0259z olunur). \u00d6lk\u0259nin valyutas\u0131 dig\u0259r valyuta il\u0259 \u0259v\u0259z edildikd\u0259, \u00f6d\u0259ni\u015f yeni valyuta il\u0259 m\u00fcbadil\u0259 \u0259m\u0259liyyat\u0131n\u0131n apar\u0131ld\u0131\u011f\u0131 m\u0259z\u0259nn\u0259 \u0259sas\u0131nda apar\u0131lmal\u0131d\u0131r.\n  <\/div>\n<\/p>\n<p><div><\/div>\n<\/p>\n<p><div>\n    Konstitusiya M\u0259hk\u0259m\u0259sinin Plenumuna t\u0259qdim olunmu\u015f s\u0259n\u0259dl\u0259rd\u0259n g\u00f6r\u00fcnd\u00fcy\u00fc kimi, xarici valyutada olan kreditl\u0259r \u00fczr\u0259 borclar\u0131n \u00f6d\u0259nilm\u0259si zaman\u0131 borcalanlar\u0131n maliyy\u0259 y\u00fck\u00fcn\u00fcn m\u00fcqavil\u0259d\u0259 n\u0259z\u0259rd\u0259 tutulmu\u015f \u00f6d\u0259ni\u015f qrafikind\u0259n \u00e7ox f\u0259rql\u0259nm\u0259m\u0259si \u00fc\u00e7\u00fcn banklar t\u0259r\u0259find\u0259n ayl\u0131q \u00f6d\u0259ni\u015fl\u0259rin \u0259vv\u0259lki s\u0259viyy\u0259d\u0259 apar\u0131lmas\u0131na imkan ver\u0259n restrukturizasiya t\u0259dbirl\u0259ri h\u0259yata ke\u00e7irilir v\u0259 bununla da borcalanlar\u0131n borc y\u00fck\u00fcn\u00fcn bir hiss\u0259si banklar t\u0259r\u0259find\u0259n qar\u015f\u0131lan\u0131r.\n  <\/div>\n<\/p>\n<p><div><\/div>\n<\/p>\n<p><div>\n    Bununla bel\u0259 Konstitusiya M\u0259hk\u0259m\u0259sinin Plenumu \u0259halinin maraqlar\u0131n\u0131 n\u0259z\u0259r\u0259 alaraq, xarici valyutada verilmi\u015f kreditl\u0259r \u00fczr\u0259 kredit m\u00fcdd\u0259tinin uzad\u0131lmas\u0131, faiz d\u0259r\u0259c\u0259l\u0259rinin a\u015fa\u011f\u0131 sal\u0131nmas\u0131 v\u0259 dig\u0259r g\u00fcz\u0259\u015ftli \u015f\u0259rtl\u0259rin t\u0259tbiqi \u00fczr\u0259 t\u0259dbirl\u0259rin banklar\u0131n maliyy\u0259 imkanlar\u0131ndan as\u0131l\u0131 olaraq h\u0259yata ke\u00e7irilm\u0259sini m\u0259qs\u0259d\u0259m\u00fcvafiq hesab edir.\n  <\/div>\n<\/p>\n<p><div><\/div>\n<\/p>\n<p><div>\n    G\u00f6st\u0259ril\u0259nl\u0259ri n\u0259z\u0259r\u0259 alaraq, Konstitusiya M\u0259hk\u0259m\u0259sinin Plenumu bel\u0259 n\u0259tic\u0259y\u0259 g\u0259lir ki:\n  <\/div>\n<\/p>\n<p><div><\/div>\n<\/p>\n<p><div>\n    &#8211; M\u00fclki M\u0259c\u0259ll\u0259nin 439.1-ci madd\u0259sinin \u201c\u0259g\u0259r t\u0259r\u0259fl\u0259rd\u0259n biri xarici fiziki v\u0259 ya h\u00fcquqi \u015f\u0259xsdirs\u0259, t\u0259r\u0259fl\u0259r pul \u00f6hd\u0259liyini, \u0259g\u0259r bu, qanunla qada\u011fan edilm\u0259yibs\u0259, xarici valyutada da m\u00fc\u0259yy\u0259nl\u0259\u015fdir\u0259 bil\u0259rl\u0259r\u201d v\u0259 h\u0259min M\u0259c\u0259ll\u0259nin 439.2-ci madd\u0259sinin \u201c\u0259g\u0259r xarici valyutada olan pul \u00f6hd\u0259liyi Az\u0259rbaycan Respublikas\u0131nda \u00f6d\u0259nilm\u0259lidirs\u0259, \u00f6d\u0259ni\u015fin xarici valyutada apar\u0131lmal\u0131 oldu\u011funun \u015f\u0259rtl\u0259\u015fdirildiyi hallardan ba\u015fqa, o, manatla \u00f6d\u0259nilir\u201d m\u00fcdd\u0259alar\u0131 Konstitusiyan\u0131n 19-cu madd\u0259sinin III hiss\u0259sinin t\u0259l\u0259bl\u0259ri il\u0259 ziddiyy\u0259t t\u0259\u015fkil etmir;\n  <\/div>\n<\/p>\n<p><div><\/div>\n<\/p>\n<p><div>\n    &#8211; Konstitusiyan\u0131n 19-cu madd\u0259sinin III hiss\u0259sinin \u201c\u00f6d\u0259ni\u015f vasit\u0259si\u201d m\u00fcdd\u0259as\u0131 g\u00f6r\u00fclm\u00fc\u015f i\u015f, g\u00f6st\u0259rilmi\u015f xidm\u0259t, sat\u0131lm\u0131\u015f mal v\u0259 s. m\u00fcqabilind\u0259 \u00f6d\u0259ni\u015fin h\u0259yata ke\u00e7irilm\u0259si, habel\u0259 icbari \u00f6d\u0259ni\u015fl\u0259rin (vergi, sosial s\u0131\u011forta v\u0259 s.) apar\u0131lmas\u0131 hallar\u0131n\u0131 n\u0259z\u0259rd\u0259 tutur;\n  <\/div>\n<\/p>\n<p><div><\/div>\n<\/p>\n<p><div>\n    &#8211; M\u00fclki M\u0259c\u0259ll\u0259nin 439.1-ci madd\u0259sinin \u201cpul \u00f6hd\u0259liyi manatla ifad\u0259 edilm\u0259lidir\u201d m\u00fcdd\u0259as\u0131 kredit (borc) m\u00fcqavil\u0259l\u0259ri \u00fczr\u0259 pul \u00f6hd\u0259likl\u0259rinin predmetini xarici valyuta da t\u0259\u015fkil ed\u0259 bildiyind\u0259n, h\u0259min \u00f6hd\u0259likl\u0259rd\u0259n ir\u0259li g\u0259l\u0259n m\u00fcnasib\u0259tl\u0259r\u0259 \u015famil olunmur;\n  <\/div>\n<\/p>\n<p><div><\/div>\n<\/p>\n<p><div>\n    &#8211; M\u00fclki M\u0259c\u0259ll\u0259nin 439.2-ci madd\u0259sin\u0259 uy\u011fun olaraq, kredit (borc) m\u00fcqavil\u0259si \u00fczr\u0259 \u0259sas borc v\u0259 faizl\u0259r kredit m\u00fcqavil\u0259sind\u0259 \u015f\u0259rtl\u0259\u015fdirildiyi hallarda m\u00fcqavil\u0259d\u0259 n\u0259z\u0259rd\u0259 tutulan valyutada \u00f6d\u0259nilir. M\u00fcqavil\u0259d\u0259 bel\u0259 \u015f\u0259rt olmad\u0131qda, borclu kredit \u00fczr\u0259 \u0259sas borcu v\u0259 faizl\u0259ri \u00f6d\u0259ni\u015f yerind\u0259 t\u0259tbiq olunan m\u0259z\u0259nn\u0259 \u0259sas\u0131nda manatla \u00f6d\u0259m\u0259k h\u00fcququna malikdir;\n  <\/div>\n<\/p>\n<p><div><\/div>\n<\/p>\n<p><div>\n    &#8211; M\u00fclki M\u0259c\u0259ll\u0259nin 439.7-ci madd\u0259si manatla olan pul \u00f6hd\u0259likl\u0259rin\u0259 \u015famil olunur v\u0259 bu zaman h\u0259min madd\u0259nin \u201c\u00f6d\u0259ni\u015f m\u00fcdd\u0259ti \u00e7atanad\u0259k\u201d m\u00fcdd\u0259as\u0131 m\u00fcqavil\u0259d\u0259 \u00f6hd\u0259liyin m\u00fc\u0259yy\u0259n edildiyi icra m\u00fcdd\u0259tini, m\u00fcqavil\u0259d\u0259n ir\u0259li g\u0259l\u0259n \u201c\u00f6hd\u0259liyin \u0259m\u0259l\u0259 g\u0259ldiyi vaxt\u201d m\u00fcdd\u0259as\u0131 is\u0259 m\u00fcqavil\u0259nin ba\u011fland\u0131\u011f\u0131 vaxt\u0131 n\u0259z\u0259rd\u0259 tutur;\n  <\/div>\n<\/p>\n<p><div><\/div>\n<\/p>\n<p><div>\n    &#8211; \u0259halinin maraqlar\u0131n\u0131 n\u0259z\u0259r\u0259 alaraq, xarici valyutada verilmi\u015f kreditl\u0259r \u00fczr\u0259 kredit m\u00fcdd\u0259tinin uzad\u0131lmas\u0131, faiz d\u0259r\u0259c\u0259l\u0259rinin a\u015fa\u011f\u0131 sal\u0131nmas\u0131 v\u0259 dig\u0259r g\u00fcz\u0259\u015ftli \u015f\u0259rtl\u0259rin t\u0259tbiqi \u00fczr\u0259 t\u0259dbirl\u0259rin banklar\u0131n maliyy\u0259 imkanlar\u0131ndan as\u0131l\u0131 olaraq h\u0259yata ke\u00e7irilm\u0259si m\u0259qs\u0259d\u0259m\u00fcvafiq hesab edilm\u0259lidir.\n  <\/div>\n<\/p>\n<p><div><\/div>\n<\/p>\n<p><div>\n    Az\u0259rbaycan Respublikas\u0131 Konstitusiyas\u0131n\u0131n 130-cu madd\u0259sinin VI v\u0259 VII hiss\u0259l\u0259rini, \u201cKonstitusiya M\u0259hk\u0259m\u0259si haqq\u0131nda\u201d Az\u0259rbaycan Respublikas\u0131 Qanununun 52, 60, 62, 63, 65-67 v\u0259 69-cu madd\u0259l\u0259rini r\u0259hb\u0259r tutaraq, Az\u0259rbaycan Respublikas\u0131 Konstitusiya M\u0259hk\u0259m\u0259sinin Plenumu\n  <\/div>\n<\/p>\n<p><div><\/div>\n<\/p>\n<p><div>\n    Q\u018fRARA ALDI:\n  <\/div>\n<\/p>\n<p><div><\/div>\n<\/p>\n<p><div>\n    1. Az\u0259rbaycan Respublikas\u0131 M\u00fclki M\u0259c\u0259ll\u0259sinin 439.1-ci madd\u0259sinin \u201c\u0259g\u0259r t\u0259r\u0259fl\u0259rd\u0259n biri xarici fiziki v\u0259 ya h\u00fcquqi \u015f\u0259xsdirs\u0259, t\u0259r\u0259fl\u0259r pul \u00f6hd\u0259liyini, \u0259g\u0259r bu, qanunla qada\u011fan edilm\u0259yibs\u0259, xarici valyutada da m\u00fc\u0259yy\u0259nl\u0259\u015fdir\u0259 bil\u0259rl\u0259r\u201d v\u0259 h\u0259min M\u0259c\u0259ll\u0259nin 439.2-ci madd\u0259sinin \u201c\u0259g\u0259r xarici valyutada olan pul \u00f6hd\u0259liyi Az\u0259rbaycan Respublikas\u0131nda \u00f6d\u0259nilm\u0259lidirs\u0259, \u00f6d\u0259ni\u015fin xarici valyutada apar\u0131lmal\u0131 oldu\u011funun \u015f\u0259rtl\u0259\u015fdirildiyi hallardan ba\u015fqa, o, manatla \u00f6d\u0259nilir\u201d m\u00fcdd\u0259alar\u0131 Az\u0259rbaycan Respublikas\u0131 Konstitusiyas\u0131n\u0131n 19-cu madd\u0259sinin III hiss\u0259sinin t\u0259l\u0259bl\u0259ri il\u0259 ziddiyy\u0259t t\u0259\u015fkil etmir.\n  <\/div>\n<\/p>\n<p><div><\/div>\n<\/p>\n<p><div>\n    2. Az\u0259rbaycan Respublikas\u0131 Konstitusiyas\u0131n\u0131n 19-cu madd\u0259sinin III hiss\u0259sinin \u201c\u00f6d\u0259ni\u015f vasit\u0259si\u201d m\u00fcdd\u0259as\u0131 g\u00f6r\u00fclm\u00fc\u015f i\u015f, g\u00f6st\u0259rilmi\u015f xidm\u0259t, sat\u0131lm\u0131\u015f mal v\u0259 s. m\u00fcqabilind\u0259 \u00f6d\u0259ni\u015fin h\u0259yata ke\u00e7irilm\u0259si, habel\u0259 icbari \u00f6d\u0259ni\u015fl\u0259rin (vergi, sosial s\u0131\u011forta v\u0259 s.) apar\u0131lmas\u0131 hallar\u0131n\u0131 n\u0259z\u0259rd\u0259 tutur.\n  <\/div>\n<\/p>\n<p><div><\/div>\n<\/p>\n<p><div>\n    3. Az\u0259rbaycan Respublikas\u0131 M\u00fclki M\u0259c\u0259ll\u0259sinin 439.1-ci madd\u0259sinin \u201cpul \u00f6hd\u0259liyi manatla ifad\u0259 edilm\u0259lidir\u201d m\u00fcdd\u0259as\u0131 kredit (borc) m\u00fcqavil\u0259l\u0259ri \u00fczr\u0259 pul \u00f6hd\u0259likl\u0259rinin predmetini xarici valyuta da t\u0259\u015fkil ed\u0259 bildiyind\u0259n, h\u0259min \u00f6hd\u0259likl\u0259rd\u0259n ir\u0259li g\u0259l\u0259n m\u00fcnasib\u0259tl\u0259r\u0259 \u015famil olunmur.\n  <\/div>\n<\/p>\n<p><div><\/div>\n<\/p>\n<p><div>\n    4. Az\u0259rbaycan Respublikas\u0131 M\u00fclki M\u0259c\u0259ll\u0259sinin 439.2-ci madd\u0259sin\u0259 uy\u011fun olaraq, kredit (borc) m\u00fcqavil\u0259si \u00fczr\u0259 \u0259sas borc v\u0259 faizl\u0259r kredit m\u00fcqavil\u0259sind\u0259 \u015f\u0259rtl\u0259\u015fdirildiyi hallarda m\u00fcqavil\u0259d\u0259 n\u0259z\u0259rd\u0259 tutulan valyutada \u00f6d\u0259nilir. M\u00fcqavil\u0259d\u0259 bel\u0259 \u015f\u0259rt olmad\u0131qda, borclu kredit \u00fczr\u0259 \u0259sas borcu v\u0259 faizl\u0259ri \u00f6d\u0259ni\u015f yerind\u0259 t\u0259tbiq olunan m\u0259z\u0259nn\u0259 \u0259sas\u0131nda manatla \u00f6d\u0259m\u0259k h\u00fcququna malikdir.\n  <\/div>\n<\/p>\n<p><div><\/div>\n<\/p>\n<p><div>\n    5. Az\u0259rbaycan Respublikas\u0131 M\u00fclki M\u0259c\u0259ll\u0259sinin 439.7-ci madd\u0259si manatla olan pul \u00f6hd\u0259likl\u0259rin\u0259 \u015famil olunur v\u0259 bu zaman h\u0259min madd\u0259nin \u201c\u00f6d\u0259ni\u015f m\u00fcdd\u0259ti \u00e7atanad\u0259k\u201d m\u00fcdd\u0259as\u0131 m\u00fcqavil\u0259d\u0259 \u00f6hd\u0259liyin m\u00fc\u0259yy\u0259n edildiyi icra m\u00fcdd\u0259tini, m\u00fcqavil\u0259d\u0259n ir\u0259li g\u0259l\u0259n \u201c\u00f6hd\u0259liyin \u0259m\u0259l\u0259 g\u0259ldiyi vaxt\u201d m\u00fcdd\u0259as\u0131 is\u0259 m\u00fcqavil\u0259nin ba\u011fland\u0131\u011f\u0131 vaxt\u0131 n\u0259z\u0259rd\u0259 tutur.\n  <\/div>\n<\/p>\n<p><div><\/div>\n<\/p>\n<p><div>\n    6. \u018fhalinin maraqlar\u0131n\u0131 n\u0259z\u0259r\u0259 alaraq, xarici valyutada verilmi\u015f kreditl\u0259r \u00fczr\u0259 kredit m\u00fcdd\u0259tinin uzad\u0131lmas\u0131, faiz d\u0259r\u0259c\u0259l\u0259rinin a\u015fa\u011f\u0131 sal\u0131nmas\u0131 v\u0259 dig\u0259r g\u00fcz\u0259\u015ftli \u015f\u0259rtl\u0259rin t\u0259tbiqi \u00fczr\u0259 t\u0259dbirl\u0259rin banklar\u0131n maliyy\u0259 imkanlar\u0131ndan as\u0131l\u0131 olaraq h\u0259yata ke\u00e7irilm\u0259si m\u0259qs\u0259d\u0259m\u00fcvafiq hesab edilsin.\n  <\/div>\n<\/p>\n<p><div><\/div>\n<\/p>\n<p><div>\n    7. Q\u0259rar d\u0259rc edildiyi g\u00fcnd\u0259n q\u00fcvv\u0259y\u0259 minir.\n  <\/div>\n<\/p>\n<p><div><\/div>\n<\/p>\n<p><div>\n    8. Q\u0259rar \u201cAz\u0259rbaycan\u201d, \u201cRespublika\u201d, \u201cXalq q\u0259zeti\u201d, \u201cBakinski rabo\u00e7i\u201d q\u0259zetl\u0259rind\u0259 v\u0259 \u201cAz\u0259rbaycan Respublikas\u0131 Konstitusiya M\u0259hk\u0259m\u0259sinin M\u0259lumat\u0131\u201dnda d\u0259rc edilsin.\n  <\/div>\n<\/p>\n<p><div><\/div>\n<\/p>\n<p><div>\n    9. Q\u0259rar q\u0259tidir, he\u00e7 bir orqan v\u0259 ya \u015f\u0259xs t\u0259r\u0259find\u0259n l\u0259\u011fv edil\u0259, d\u0259yi\u015fdiril\u0259 v\u0259 ya r\u0259smi t\u0259fsir edil\u0259 bilm\u0259z.\n  <\/div>\n<\/p>\n<p><div><\/div><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u018fhalinin maraqlar\u0131n\u0131 n\u0259z\u0259r\u0259 alaraq, xarici valyutada verilmi\u015f kreditl\u0259r \u00fczr\u0259 kredit m\u00fcdd\u0259tinin uzad\u0131lmas\u0131, faiz d\u0259r\u0259c\u0259l\u0259rinin a\u015fa\u011f\u0131 sal\u0131nmas\u0131 v\u0259 dig\u0259r g\u00fcz\u0259\u015ftli \u015f\u0259rtl\u0259rin t\u0259tbiqi \u00fczr\u0259 t\u0259dbirl\u0259rin banklar\u0131n maliyy\u0259 imkanlar\u0131ndan as\u0131l\u0131 olaraq h\u0259yata ke\u00e7irilm\u0259si m\u0259qs\u0259d\u0259m\u00fcvafiq hesab edilsin<\/p>\n","protected":false},"author":11,"featured_media":24414,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_sitemap_exclude":false,"_sitemap_priority":"","_sitemap_frequency":"","footnotes":""},"categories":[56],"tags":[],"class_list":["post-167923","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-xeberler","infinite-scroll-item","generate-columns","tablet-grid-50","mobile-grid-100","grid-parent","grid-33","no-featured-image-padding"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.4 - 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