{"id":167161,"date":"2015-03-07T20:41:58","date_gmt":"2015-03-07T20:41:58","guid":{"rendered":"https:\/\/www.meydan.tv\/article\/merkezi-bankin-banklara-mektubu\/"},"modified":"2015-03-07T20:41:58","modified_gmt":"2015-03-07T20:41:58","slug":"merkezi-bankin-banklara-mektubu","status":"publish","type":"post","link":"https:\/\/www.meydan.tv\/az\/article\/merkezi-bankin-banklara-mektubu\/","title":{"rendered":"M\u0259rk\u0259zi Bank\u0131n banklara m\u0259ktubu"},"content":{"rendered":"<figure class=\"wp-block-image size-large\">\n  <img decoding=\"async\" src=\"https:\/\/www.meydan.tv\/az\/21058\/\" alt=\"\" class=\"wp-image-21058\"\/><figcaption><\/figcaption><\/figure>\n<figure class=\"wp-block-image size-large\">\n  <img decoding=\"async\" src=\"https:\/\/www.meydan.tv\/az\/21061\/\" alt=\"\" class=\"wp-image-21061\"\/><figcaption><\/figcaption><\/figure>\n<p>\n  <i><br \/>\n    &#8220;Bundan sonra v\u0259t\u0259nda\u015f milli valyutaya v\u0259 b\u00fct\u00f6vl\u00fckd\u0259 bank sistemin\u0259 nec\u0259 etibar etsin?&#8221;<br \/>\n  <\/i>\n<\/p>\n<p>\n  M\u0259rk\u0259zi Bank\u0131n ba\u015f direktoru R\u0259\u015fad Orucov mart\u0131n 5-d\u0259 banklara m\u0259ktub g\u00f6nd\u0259rib ki, bu ilin sonunad\u0259k a\u00e7\u0131q valyuta m\u00f6vqeyi limitl\u0259ri t\u0259tbiq edilm\u0259y\u0259c\u0259k. Ba\u015fqa s\u00f6zl\u0259, bundan sonra M\u0259rk\u0259zi Bank banklar\u0131n valyuta riskl\u0259rini t\u0259nziml\u0259m\u0259y\u0259c\u0259k v\u0259 onlara n\u0259zar\u0259t etm\u0259y\u0259c\u0259k.\n<\/p>\n<p>\n  M\u0259lumat\u0131 \u018fkr\u0259m H\u0259s\u0259nov adl\u0131 Facebook istifad\u0259\u00e7isi \u00f6z s\u0259hif\u0259sind\u0259 payla\u015f\u0131b.\n<\/p>\n<p>\n  \u018fkr\u0259m H\u0259s\u0259nov m\u0259ktubu \u015f\u0259rh ed\u0259r\u0259k yaz\u0131b:<\/p>\n<p>  \u201c\u018fsas m\u0259qs\u0259din\u0259 (qiym\u0259tl\u0259rin sabitliyininin t\u0259min edilm\u0259sin\u0259) nail ola bilm\u0259y\u0259n M\u0259rk\u0259zi Bank manat\u0131n v\u0259 bank sisteminin g\u0259l\u0259c\u0259k taleyin\u0259 g\u00f6r\u0259 m\u0259suliyy\u0259ti \u00fcz\u0259rind\u0259n atmaq ist\u0259yir. Bundan sonra banklar ist\u0259diyini ed\u0259 bil\u0259r v\u0259 M\u0259rk\u0259zi Bank he\u00e7 n\u0259y\u0259 qar\u0131\u015fmayacaq.<\/p>\n<p>  Maraql\u0131d\u0131r ki, bu c\u00fcr taley\u00fckl\u00fc m\u0259s\u0259l\u0259 bar\u0259d\u0259 banklara m\u0259ktubu M\u0259rk\u0259zi Bank\u0131n ba\u015f direktoru, y\u0259ni orta s\u0259viyy\u0259li meneceri g\u00f6nd\u0259rib. Konstitusiya v\u0259 &#8220;M\u0259rk\u0259zi Bank haqq\u0131nda&#8221; Qanuna g\u00f6r\u0259 M\u0259rk\u0259zi Bank\u0131n r\u0259hb\u0259rliyi onun \u0130dar\u0259 Hey\u0259tidir. M\u0259rk\u0259zi Bank\u0131 da \u0130dar\u0259 Hey\u0259tinin \u00fczvl\u0259ri t\u0259msil edir. Dem\u0259li, M\u0259rk\u0259zi Bank\u0131n ad\u0131ndan ictimaiyy\u0259tl\u0259, o c\u00fcml\u0259d\u0259n banklarla m\u0259hz onlar dan\u0131\u015fmal\u0131d\u0131r. Yoxsa s\u0259viyy\u0259si v\u0259 s\u0259lahiyy\u0259ti m\u0259lum olmayan hans\u0131sa m\u0259mur yox. Bu bax\u0131mdan h\u0259min m\u0259murun banklara bel\u0259 m\u0259ktub yazmas\u0131 \u00f6zba\u015f\u0131nal\u0131qd\u0131r!<\/p>\n<p>  Yeri g\u0259lmi\u015fk\u0259n, m\u0259ktubda deyilir ki, M\u0259rk\u0259zi Bank\u0131n \u0130dar\u0259 Hey\u0259ti bu bar\u0259d\u0259 q\u0259rar\u0131n\u0131 h\u0259l\u0259 fevral\u0131n 26-da q\u0259bul edib. B\u0259s bu vaxta kimi niy\u0259 q\u0259rar\u0131n\u0131 b\u0259yan etm\u0259yib? N\u0259yi g\u00f6zl\u0259yirdi?<\/p>\n<p>  M\u0259s\u0259l\u0259nin iqtisadi t\u0259r\u0259fin\u0259 y\u0259qin ki, iqtisad\u00e7\u0131lar qiym\u0259t ver\u0259c\u0259k. Burada bilm\u0259y\u0259nl\u0259r \u00fc\u00e7\u00fcn sad\u0259c\u0259 yaln\u0131z onu deyim ki, a\u00e7\u0131q valyuta m\u00f6vqeyi h\u0259r hans\u0131 valyutada t\u0259l\u0259bl\u0259rin v\u0259 \u00f6hd\u0259likl\u0259rin f\u0259rqidir. M\u0259s\u0259l\u0259n, tutaq ki, bank\u0131n avroda borcu 10 milyon, verdiyi kreditl\u0259rin c\u0259mi is\u0259 8 milyondur. Yaxud \u0259ksin\u0259, borcu 8 milyon, verdiyi kreditl\u0259ri is\u0259 10 milyon. H\u0259r iki halda f\u0259rq var v\u0259 bu f\u0259rq bank\u0131n m\u0259z\u0259nn\u0259 riskidir. M\u0259rk\u0259zi Bank da bu f\u0259rqin maksimal h\u0259ddini, y\u0259ni limitini m\u00fc\u0259yy\u0259n edir. M\u0259rk\u0259zi Bank s\u00f6z\u00fcged\u0259n limitl\u0259ri \u201cBanklar haqq\u0131nda\u201d Qanunun 34.1 v\u0259 34.2.11-ci madd\u0259l\u0259rin\u0259 \u0259sas\u0259n m\u00fc\u0259yy\u0259n etm\u0259li, banklar da onlara riay\u0259t etm\u0259lidir. Y\u0259ni limitl\u0259rin m\u00fc\u0259yy\u0259n edilm\u0259si M\u0259rk\u0259zi Bank\u0131n v\u0259zif\u0259sidir. Qanunda limitl\u0259rin t\u0259tbiqinin dayand\u0131r\u0131lmas\u0131 haqda he\u00e7 n\u0259 deyilmir. Limitl\u0259r olmal\u0131d\u0131r v\u0259 onlara riay\u0259t edilm\u0259lidir. M\u0259rk\u0259zi Bank h\u0259l\u0259 2001-ci ild\u0259 \u201cAz\u0259rbaycan Respublikas\u0131 m\u00fcv\u0259kkil banklar\u0131n\u0131n a\u00e7\u0131q valyuta m\u00f6vqeyi limitl\u0259rinin m\u00fc\u0259yy\u0259n edilm\u0259si v\u0259 t\u0259nziml\u0259nm\u0259si Qaydalar\u0131\u201dn\u0131 q\u0259bul edib, \u018fdliyy\u0259 Nazirliyi d\u0259 h\u0259min Qaydalar\u0131 d\u00f6vl\u0259t qeydiyyat\u0131na al\u0131b. Qaydalar normativ xarakterli aktd\u0131r, y\u0259ni qanunvericiliyin t\u0259rkib hiss\u0259sidir. Qaydalarda limitl\u0259rin n\u00f6vl\u0259ri t\u0259sbit edilib. Onlar\u0131n t\u0259tbiqinin dayand\u0131r\u0131lmas\u0131 haqda bu s\u0259n\u0259dd\u0259 d\u0259 he\u00e7 n\u0259 deyilmir. Dem\u0259li, M\u0259rk\u0259zi Bank n\u0259inki Qanunun, h\u0259m d\u0259 \u00f6z\u00fcn\u00fcn q\u0259bul etdiyi Qaydalar\u0131n da t\u0259l\u0259bl\u0259rini pozur.<\/p>\n<p>  Bel\u0259likl\u0259, bir aydan az m\u00fcdd\u0259t \u0259rzind\u0259 biz a\u015fa\u011f\u0131dak\u0131lar\u0131n \u015fahidi olduq: 1) M\u0259rk\u0259zi Bank\u0131n s\u0259dri dedi ki, manat\u0131n devalvasiyas\u0131 t\u0259dric\u0259n olacaq; 2) Bir ne\u00e7\u0259 g\u00fcn sonra M\u0259rk\u0259zi Bank k\u0259skin devalvasiya haqq\u0131nda q\u0259rar verdi; 3) On g\u00fcn sonra M\u0259rk\u0259zi Bank\u0131n kimliyi m\u0259lum olmayan m\u0259muru banklara m\u0259ktub g\u00f6nd\u0259rdi ki, qanun-filan bo\u015f seydi, daha he\u00e7 n\u0259y\u0259 g\u00f6r\u0259 m\u0259suliyy\u0259t da\u015f\u0131m\u0131r\u0131q, kim n\u0259 ist\u0259yir etsin.<\/p>\n<p>  Bundan sonra v\u0259t\u0259nda\u015f milli valyutaya v\u0259 b\u00fct\u00f6vl\u00fckd\u0259 bank sistemin\u0259 nec\u0259 etibar etsin?..\u201d. (Azadl\u0131q.info)\n<\/p>\n<figure class=\"wp-block-image size-large\">\n  <img decoding=\"async\" src=\"https:\/\/www.meydan.tv\/az\/21058\/\" alt=\"\" class=\"wp-image-21058\"\/><figcaption><\/figcaption><\/figure><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#8220;Bundan sonra v\u0259t\u0259nda\u015f milli valyutaya v\u0259 b\u00fct\u00f6vl\u00fckd\u0259 bank sistemin\u0259 nec\u0259 etibar etsin?&#8221;<\/p>\n","protected":false},"author":11,"featured_media":21058,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_sitemap_exclude":false,"_sitemap_priority":"","_sitemap_frequency":"","footnotes":""},"categories":[56],"tags":[],"class_list":["post-167161","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-xeberler","infinite-scroll-item","generate-columns","tablet-grid-50","mobile-grid-100","grid-parent","grid-33","no-featured-image-padding"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.3 - 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